86.45
Revenue$B
75.49
77.20
79.91
80.71
83.09
85.65
89.22
90.86
95.32
98.73
92.41
3.51%
3.17%
95
13.88
Revenue growth%
10.51
8.44
6.76
9.29
9.32
8.35
9.47
12.23
11.71
9.29
23.66
9.47
9.31
48
5.01
NIM%
19.36
17.27
18.05
20.68
23.05
23.67
21.14
20.52
19.28
16.54
27.65
20.52
19.94
18
12.64
Effic. R.%
7.90
9.76
10.18
11.51
13.51
16.07
13.23
14.33
12.52
10.10
24.73
13.23
12.01
91
8.18
Net margin%
15.41
13.46
14.15
11.61
8.91
11.54
12.14
11.89
11.18
11.16
27.42
11.54
11.75
25
29.95
P/E ratio (avg)x
36.69
35.79
34.04
37.50
39.56
41.09
39.11
39.27
43.40
47.83
10.10
41.09
39.19
75
19.51
P/TBVx
16.10
17.16
17.08
15.47
15.80
15.04
13.14
11.56
11.56
11.40
7.508
11.56
15.26
80
17.29
P/Bx
34.50
32.52
30.63
32.61
35.75
37.45
34.64
36.03
37.80
37.93
15.26
37.45
35.19
12
26.33
NII$B
54.37
55.34
57.24
57.19
58.68
60.73
64.56
64.44
68.24
70.53
90.42
3.75%
3.23%
—
12.90
NII grth%
15.29
15.76
14.19
13.01
10.83
10.72
7.94
6.12
7.65
5.08
29.66
7.65
10.77
66
15.90
ROTE%
1.84
3.27
4.08
6.75
7.45
7.09
9.94
10.21
8.28
7.70
20.97
8.28
7.27
39
20.34
Return on equity%
19.96
21.33
23.18
25.49
26.62
28.24
30.29
29.11
31.46
32.08
8.79
30.29
27.43
94
21.75
Return on assets%
22.70
21.86
19.81
18.89
18.97
20.75
18.38
20.36
18.98
18.72
26.37
18.98
19.39
85
4.48
EPS$
2.40
2.57
2.85
3.14
3.51
3.30
3.82
3.86
3.74
3.84
4.77
1.82%
6.22%
—
8.74
EPS growth%
7.28
5.86
4.48
3.94
4.72
3.24
4.60
2.52
5.07
3.02
5.61
3.24
4.54
66
5.61
Bookvalue per sh$
5.77
6.17
5.85
5.27
5.00
5.10
4.64
4.58
4.75
5.10
3.13
0.38%
(0.12%)
—
1.56
TBV/sh$
4.67
4.65
5.03
5.35
5.43
5.75
6.64
7.30
7.88
7.74
6.31
7.34%
6.26%
—
2.33
Dividend per sh$
7.57
8.32
8.36
9.43
10.02
11.41
13.01
13.24
13.97
16.30
5.83
10.23%
8.23%
—
18.10
Div yield (avg)%
17.73
18.50
21.14
19.16
18.31
18.32
18.92
19.40
18.30
16.61
4.98
18.32
18.41
44
18.42
Payout ratio%
2.83
0.84
0.40
0.40
0.91
0.40
0.40
1.84
0.40
2.60
16.12
0.40
0.62
69
5.857
Shares (diluted)B
3.762
3.966
4.285
3.761
3.442
3.235
3.100
3.046
2.842
2.669
6.128
(4.96%)
(4.57%)
48
25.37
Buyback yield%
7.63
8.76
5.92
8.86
6.43
4.59
3.33
2.11
3.59
2.78
26.41
3.33
5.25
91
38.54
Eq/Assets%
87.99
83.74
87.47
88.66
95.84
92.32
89.37
91.00
84.81
83.14
141.30
89.37
88.32
9
64.89
Assets$B
167.6
181.3
198.3
215.5
241.5
264.3
286.7
307.6
328.8
358.4
88.72
8.21%
8.72%
51
42.31
LT debt$B
58.42
59.13
61.85
61.25
54.73
54.32
55.27
53.99
48.66
49.69
28.34
(1.91%)
(2.49%)
50
Total assets
$358.4B
8.72%
1.69×
Revenue
$98.73B
3.17%
1.00×
Non-interest expense
$50.82B
2.98%
0.98×
Net interest income
71.44%
Non-interest income
28.56%