6.867
Revenue$B
5.517
5.812
6.224
6.647
6.923
7.306
7.598
8.123
8.455
9.105
7.484
5.63%
5.94%
48
7.25
Revenue growth%
5.64
8.39
7.33
7.35
6.94
5.87
8.35
5.80
7.92
5.61
7.79
5.87
7.13
80
11.40
NIM%
13.64
14.35
15.92
15.55
17.58
19.54
22.52
24.91
23.67
21.57
24.86
22.52
18.56
91
7.96
Effic. R.%
9.81
12.66
13.22
12.58
12.04
13.88
14.02
14.21
13.31
13.64
16.71
13.88
13.26
7
11.69
Net margin%
18.80
17.61
14.71
16.29
17.80
16.10
13.40
10.80
10.03
9.59
13.63
10.80
15.41
5
7.917
P/E ratio (avg)x
13.10
11.64
11.33
9.843
9.483
8.121
8.831
8.714
8.879
8.890
27.92
8.831
9.186
48
27.84
P/TBVx
30.36
29.18
29.25
31.68
34.86
35.02
34.81
38.76
42.06
41.67
36.77
38.76
34.83
85
17.85
P/Bx
25.66
27.93
29.61
34.45
39.55
41.20
38.98
39.78
37.93
36.63
17.36
38.98
37.28
13
5.954
NII$B
3.782
3.989
4.281
4.535
4.729
4.976
5.155
5.493
5.719
6.180
7.186
5.50%
5.83%
—
27.49
NII grth%
27.36
25.48
27.96
29.22
28.28
28.65
31.11
29.17
28.41
27.08
2.59
28.65
28.34
90
4.12
ROTE%
11.44
9.45
10.65
12.43
12.56
12.90
14.61
15.85
14.42
14.47
26.17
14.47
12.73
32
23.97
Return on equity%
28.13
28.53
26.26
29.01
26.85
24.86
24.32
27.16
25.56
22.85
10.18
24.86
26.55
41
4.30
Return on assets%
10.29
11.20
13.31
14.81
13.81
14.90
13.01
10.27
10.76
8.65
9.17
10.76
12.11
58
468.28
EPS$
98.27
100.75
95.58
96.34
84.76
93.09
100.14
88.15
84.22
92.58
505.89
1.78%
(1.25%)
—
27.69
EPS growth%
22.31
20.44
21.62
22.70
20.37
20.11
22.31
21.71
23.30
21.53
11.92
21.71
21.66
35
204.46
Bookvalue per sh$
369.31
333.86
317.72
351.17
396.88
424.63
478.47
501.46
476.22
477.07
223.73
3.75%
2.78%
—
173.01
TBV/sh$
304.29
344.01
338.79
315.93
308.21
327.68
297.40
328.15
311.20
280.07
361.14
(1.90%)
(0.47%)
—
90.46
Dividend per sh$
311.42
282.09
298.99
277.72
282.64
300.18
270.13
254.37
264.86
283.30
384.00
0.05%
(1.95%)
—
14.33
Div yield (avg)%
7.96
6.91
8.68
8.06
9.18
6.44
5.82
3.05
1.60
1.89
6.15
3.05
6.68
28
7.68
Payout ratio%
3.20
5.18
4.33
6.15
6.41
9.23
12.15
14.53
15.79
14.69
13.15
14.53
7.82
35
11.19
Shares (diluted)M
12.80
11.73
11.46
12.80
12.04
13.32
14.04
14.89
15.52
15.35
10.73
4.98%
2.71%
25
4.67
Buyback yield%
15.63
13.82
11.03
10.98
11.99
13.83
11.25
12.42
15.00
13.75
19.28
13.75
13.09
47
85.33
Eq/Assets%
126.72
129.29
119.65
114.06
104.53
98.79
86.67
90.51
80.24
83.59
109.61
86.67
101.66
61
8.482
Assets$B
30.06
34.60
37.53
41.40
46.05
51.12
53.52
58.05
61.48
65.17
4.909
7.19%
8.46%
86
0.394
LT debt$B
13.39
15.47
17.22
19.10
19.74
23.46
26.52
29.31
28.50
33.11
1.264
10.89%
9.55%
52
Total assets
$65.17B
8.46%
1.26×
Revenue
$9.105B
5.94%
1.00×
Non-interest expense
$4.452B
6.24%
1.03×
Net interest income
67.87%
Non-interest income
32.13%