Kemper Corporation

US$33.39As of Sun 8 Nov 2026, 12:00 UTC

NYSE:KMPRFinancials

Country USA

PE (Fwd) •••

TSR 10Y CAGR 0.99%

Div yield 3.83%

ROE (19.70%)

Insurance (Property & Casualty)

Beta (5Y) 1.04

PE TTM —

TSR TTM (22.67%)

Mkt cap US$1.967B

Combined —

SE Grade™

Value

Quality

Moat

Consensus

Reference

$36

9.03%

181.50%

Hold 8|11|1|12|1

TTM

FYE 31 Dec USD

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

31.59

Revenue$M

234.8

239.9

250.7

258.5

271.3

288.0

299.1

318.8

329.1

338.9

33.12

4.55%

4.32%

21.74

Revenue growth%

17.18

16.93

19.04

16.66

13.98

15.29

15.19

14.72

12.45

12.49

11.07

14.72

15.24

9.53

Combined R.%

80.62

80.76

81.73

81.81

81.56

80.30

82.41

82.30

80.41

80.68

10.05

80.68

81.16

19.31

Operating margin%

27.87

28.82

29.45

28.77

29.46

32.25

33.71

35.96

33.62

33.85

24.47

33.71

30.86

4.21

Net margin%

1.46

0.40

2.86

4.40

7.16

6.52

5.26

5.70

6.70

7.91

21.90

6.52

5.48

12.62

P/E ratio (avg)x

38.98

41.66

36.30

31.02

32.31

31.97

34.57

36.39

32.15

29.77

36.15

32.15

33.44

14.21

P/TBVx

27.71

29.11

27.19

30.86

33.28

37.93

40.05

40.90

40.07

45.37

35.56

40.07

35.61

9.511

P/Bx

33.10

32.50

31.97

32.56

37.42

39.62

40.11

47.18

48.08

51.07

22.69

47.18

38.52

13.68

Prem. grth%

15.20

12.95

11.84

10.87

13.59

13.12

14.92

13.41

12.38

11.99

22.30

13.12

13.04

7.92

Invest. yld%

3.52

2.71

1.92

0.75

2.86

4.92

7.07

5.12

5.22

4.02

11.64

5.12

3.77

6.42

BVPS grth%

26.45

29.38

27.16

29.87

27.46

25.51

26.37

25.92

25.23

22.24

20.53

25.51

26.41

8.37

Return on equity%

27.06

29.21

32.18

29.86

32.62

32.57

30.56

27.66

29.78

27.29

8.83

29.78

29.82

10.79

Return on assets%

21.04

19.49

17.91

17.69

16.57

14.84

16.67

16.57

14.58

16.53

29.31

16.53

16.62

3.69

EPS$

1.23

1.11

1.03

1.02

0.99

0.93

1.03

0.92

0.86

3.82

(2.92%)

(3.85%)

—

2.11

EPS growth%

6.46

5.70

3.34

3.04

2.71

3.35

5.45

3.97

1.40

3.95

18.43

3.95

3.65

0.67

Bookvalue per sh$

5.02

5.01

4.92

5.46

5.36

5.51

6.00

5.96

5.63

6.14

2.20

2.74%

1.88%

—

1.88

TBV/sh$

3.23

3.50

3.04

3.28

2.97

2.92

2.99

2.58

2.65

2.56

2.22

(2.93%)

(2.45%)

—

1.62

Dividend per sh$

2.50

2.51

2.50

2.44

2.29

2.35

2.23

2.33

2.47

3.50

1.53%

(1.65%)

—

23.57

Div yield (avg)%

0.40

1.40

1.83

1.02

0.51

0.40

0.67

0.77

20.47

0.51

0.59

6.87

Payout ratio%

15.72

14.17

12.22

10.02

9.19

9.79

10.28

7.45

9.66

7.48

29.93

9.66

9.90

58.72

Shares (diluted)M

70.33

71.67

68.60

74.88

72.93

66.80

74.92

75.34

77.06

84.24

59.78

2.93%

1.36%

7.68

Buyback yield%

2.30

3.76

6.17

7.20

9.58

7.37

8.44

10.85

12.02

10.50

12.49

10.50

7.90

0.737

D/E ratiox

0.803

0.827

0.781

0.761

0.696

0.637

0.661

0.585

0.643

0.573

0.799

0.637

0.679

0.056

Assets$B

0.497

0.575

0.595

0.653

0.748

0.789

0.887

0.946

1.006

1.041

0.329

6.82%

8.18%

308.0

LT debt$M

216.0

237.5

270.4

300.3

293.2

309.1

323.8

304.2

299.5

308.6

196.8

1.03%

4.60%

Peers (US$1.967B)

Cap (US$)

HCI Group, Inc.

2.312B

7.516x

Porch Group, Inc.

2.256B

224.3x

Horace Mann Educators…

2.158B

12.39x

ZhongAn Online P & C…

2.128B

7.278x

Capital

TTM

10Y

Leveragex

7.119

0.206

0.165

EBIT/Intx

0.534

0.732

0.660

Own earn%

—

Sh yield%

31.25

11.25

8.94

Owners

Insiders/Inst%

10.18

58.49

Short interest%

2.03

SBC / revenue%

1.54

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

Op margin range%

28–36

$1 testx

—

Incr. ROIC%

—

Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Revenue

$338.9M

4.32%

1.00×

Claims and benefits

$179.3M

4.34%

1.00×

Total costs

$248.0M

4.32%

1.00×