219.8
Revenue$M
220.3
237.2
260.9
274.6
301.3
326.8
357.0
392.9
415.9
452.5
241.9
8.48%
8.33%
88
11.04
Revenue growth%
23.99
26.26
25.11
22.50
21.55
18.76
19.75
18.03
15.78
17.69
15.38
18.03
20.65
54
3.71
Combined R.%
83.18
81.87
83.15
82.31
82.92
81.05
82.66
82.37
81.28
81.92
15.69
81.92
82.34
44
22.84
Operating margin%
21.72
24.20
21.35
23.38
26.23
28.55
27.26
28.07
29.82
29.21
6.15
28.55
26.74
36
25.80
Net margin%
30.28
30.84
32.87
30.76
31.15
28.79
26.74
27.25
29.52
30.74
26.22
28.79
30.51
80
11.96
P/E ratio (avg)x
18.20
18.85
19.24
18.46
20.22
18.26
18.33
18.54
16.76
14.72
16.86
18.26
18.39
42
19.73
P/TBVx
38.17
35.19
40.09
45.72
49.88
53.55
60.85
67.61
66.27
68.74
19.92
66.27
51.72
94
8.545
P/Bx
28.81
26.64
26.89
30.77
31.81
36.23
42.00
39.45
45.49
46.09
9.125
42.00
34.02
94
10.29
Prem. grth%
23.40
24.20
25.12
23.69
22.34
21.37
23.39
26.21
24.56
23.61
27.14
23.61
23.65
63
24.25
Invest. yld%
27.20
25.81
25.22
26.60
27.59
27.74
25.05
27.90
26.24
25.54
12.28
26.24
26.42
30
13.43
BVPS grth%
31.81
30.60
33.49
36.02
38.52
41.37
39.18
38.84
38.92
37.99
29.78
38.92
38.26
50
6.40
Return on equity%
10.63
8.90
8.28
6.00
4.77
5.77
3.98
6.58
8.73
5.97
22.10
5.97
6.29
26
20.73
Return on assets%
13.59
11.69
9.36
11.30
10.21
8.20
6.07
7.48
7.56
7.15
22.19
7.48
8.78
44
1.75
EPS$
4.28
5.03
5.26
5.11
5.65
6.43
7.32
7.01
7.21
7.37
1.92
5.47%
7.26%
—
12.94
EPS growth%
26.94
24.80
27.39
25.81
26.93
26.17
28.61
29.72
32.70
35.41
23.74
29.72
27.17
18
1.04
Bookvalue per sh$
1.48
1.62
1.52
1.50
1.35
1.45
1.39
1.34
1.18
1.10
1.16
(4.02%)
(1.86%)
—
1.82
TBV/sh$
5.35
5.76
6.72
6.53
7.37
7.80
7.62
8.40
8.21
9.00
2.79
4.09%
7.17%
—
2.01
Dividend per sh$
3.33
3.11
3.03
2.98
2.97
3.30
3.21
3.37
3.24
3.32
1.69
2.25%
0.63%
—
9.27
Div yield (avg)%
2.18
3.19
5.05
8.00
10.74
11.19
11.64
11.38
11.11
12.89
9.14
11.38
10.92
76
9.09
Payout ratio%
15.96
14.42
16.13
17.53
19.99
20.43
23.10
24.64
21.83
20.12
14.18
21.83
20.06
59
114.7
Shares (diluted)M
124.5
129.7
132.2
138.9
135.2
137.5
136.8
127.9
124.4
118.3
115.2
(2.64%)
0.63%
72
2.35
Buyback yield%
11.03
13.33
13.88
12.17
13.64
13.87
13.86
13.15
11.87
14.39
22.62
13.86
13.49
34
1.105
D/E ratiox
0.982
1.111
1.229
1.273
1.320
1.219
1.334
1.295
1.309
1.356
0.465
1.309
1.284
53
0.043
Assets$B
1.353
1.499
1.627
1.779
1.901
2.012
2.137
2.285
2.521
2.800
0.352
8.06%
8.81%
33
155.8
LT debt$M
286.5
282.3
281.6
277.1
282.5
262.5
242.1
276.6
295.9
333.1
205.8
3.35%
1.57%
27
Revenue
$452.5M
8.33%
1.00×
Claims and benefits
$232.3M
8.27%
0.99×
Total costs
$341.8M
8.26%
0.99×