84.34
Revenue$M
738.9
763.6
780.5
797.5
823.4
834.2
863.2
877.9
898.4
924.8
92.78
2.35%
2.59%
89
6.15
Revenue growth%
30.64
30.04
27.72
28.15
26.67
26.18
28.01
29.36
27.13
26.53
25.56
27.13
27.87
23
5.85
Combined R.%
78.48
78.34
77.34
77.82
77.71
78.54
79.77
77.81
79.45
76.95
21.40
78.54
78.08
47
8.68
Operating margin%
5.14
5.80
7.76
9.20
11.43
13.49
16.24
16.84
16.76
15.94
27.54
16.24
12.46
40
10.41
Net margin%
28.90
28.61
25.89
25.52
25.73
25.36
24.64
26.51
28.31
27.41
7.79
26.51
26.20
55
23.87
P/E ratio (avg)x
46.03
46.81
48.49
49.51
54.67
52.91
54.41
63.89
73.50
83.80
24.78
63.89
53.66
60
33.59
P/TBVx
13.41
11.77
12.05
10.96
10.17
9.072
8.471
8.898
8.240
8.958
15.70
8.898
9.622
93
36.77
P/Bx
15.78
17.65
18.10
20.35
23.10
23.70
22.05
21.44
20.43
20.94
19.76
21.44
20.69
61
21.12
Prem. grth%
26.53
25.00
23.41
24.61
27.37
25.94
23.30
22.11
23.96
22.33
16.97
23.30
24.29
93
19.63
Invest. yld%
21.19
19.97
17.62
14.90
11.97
14.15
16.67
17.68
14.85
16.03
10.12
16.03
16.35
77
14.97
BVPS grth%
11.00
13.17
12.05
11.14
9.15
10.33
8.82
11.08
11.74
12.81
13.18
11.08
11.11
37
19.51
Return on equity%
8.79
9.06
6.52
4.91
5.42
6.12
8.27
6.72
7.06
9.15
10.03
7.06
6.89
71
27.37
Return on assets%
8.09
9.02
11.40
9.17
11.18
13.92
15.71
15.97
15.25
17.91
8.92
15.71
12.66
51
26.50
EPS$
45.22
49.01
48.50
50.72
58.87
61.91
62.46
62.61
68.61
70.94
29.66
3.80%
5.87%
—
15.41
EPS growth%
25.16
27.03
25.85
23.73
22.78
22.32
23.71
25.90
22.97
23.33
2.72
23.33
23.72
55
12.11
Bookvalue per sh$
26.94
24.75
22.43
23.69
23.57
21.09
23.30
23.74
23.76
21.98
17.25
(1.39%)
(1.65%)
—
12.97
TBV/sh$
28.27
29.55
32.57
30.43
34.04
37.33
40.71
45.67
52.17
47.61
22.60
6.94%
6.18%
—
36.11
Dividend per sh$
24.80
27.08
26.40
28.67
30.67
30.12
29.42
33.06
37.10
41.72
33.15
6.34%
5.66%
—
6.42
Div yield (avg)%
29.23
32.14
29.74
26.87
27.45
29.88
32.70
31.15
30.30
31.40
18.92
31.15
30.09
48
15.97
Payout ratio%
10.81
9.95
10.73
13.54
15.19
13.56
15.04
18.02
19.33
21.07
3.78
18.02
14.30
90
12.23
Shares (diluted)M
13.45
14.68
15.75
17.73
17.58
19.19
20.96
23.16
21.31
22.96
12.66
5.48%
5.34%
15
13.69
Buyback yield%
27.13
26.18
23.36
25.70
25.85
26.21
25.20
25.51
22.71
25.45
7.02
25.45
25.61
15
0.807
D/E ratiox
1.326
1.416
1.515
1.673
1.577
1.529
1.605
1.708
1.752
1.833
0.257
1.708
1.591
76
0.597
Assets$B
2.318
2.484
2.749
2.894
3.021
3.301
3.525
3.939
4.311
4.623
0.453
8.88%
8.24%
30
344.2
LT debt$M
740.6
776.3
782.5
863.9
792.4
701.4
692.6
732.8
781.4
863.2
786.0
1.73%
2.32%
11
Revenue
$924.8M
2.59%
1.00×
Claims and benefits
$462.3M
2.66%
1.01×
Total costs
$662.3M
2.63%
1.00×