415.2
Revenue$M
185.4
197.1
212.8
225.9
237.2
255.8
277.1
297.9
314.9
339.3
453.2
7.42%
7.12%
87
22.37
Revenue growth%
10.78
10.69
8.67
6.65
6.53
6.46
7.92
7.24
6.89
5.97
16.04
6.89
7.07
29
22.64
NIM%
14.08
13.08
10.88
7.95
5.50
4.15
3.69
5.57
4.19
1.92
23.00
4.15
5.54
21
3.54
Effic. R.%
15.70
18.21
19.19
17.18
17.06
19.00
17.74
19.43
17.30
19.47
9.70
19.00
17.97
16
4.02
Net margin%
20.30
18.41
18.23
15.89
18.58
20.86
20.23
20.21
22.88
24.62
27.35
20.86
20.22
28
16.70
P/E ratio (avg)x
28.07
26.00
25.00
26.12
28.57
29.71
31.49
33.13
30.13
29.75
28.21
30.13
29.14
66
6.995
P/TBVx
38.96
43.92
42.94
43.63
41.41
41.80
47.10
45.85
50.07
51.58
37.23
47.10
43.77
54
8.567
P/Bx
19.16
20.04
20.92
22.37
22.20
19.70
17.26
16.34
14.23
13.61
29.12
16.34
19.43
87
447.2
NII$M
141.7
148.2
160.7
169.6
181.2
194.8
212.9
225.0
237.1
257.8
446.0
7.31%
7.06%
—
23.98
NII grth%
21.64
23.52
24.59
25.07
22.39
23.95
25.93
23.32
22.10
20.91
14.08
23.32
23.42
90
29.20
ROTE%
9.69
8.22
9.95
12.93
11.38
10.03
8.92
9.37
9.21
9.31
27.55
9.31
9.53
47
19.97
Return on equity%
10.47
13.43
14.38
16.58
19.35
20.48
19.22
21.72
23.56
25.55
7.15
21.72
19.28
90
4.06
Return on assets%
1.95
1.47
1.11
0.84
1.33
2.29
2.41
1.09
0.40
1.35
25.19
1.35
1.34
38
1.97
EPS$
2.75
2.69
2.59
2.38
2.28
2.21
2.22
2.47
2.28
2.52
2.06
2.03%
(1.88%)
—
29.59
EPS growth%
29.42
28.13
28.85
27.02
27.28
26.38
28.09
27.78
30.30
31.55
13.43
28.09
28.11
13
5.11
Bookvalue per sh$
5.58
5.55
6.13
5.54
4.91
4.44
4.06
3.69
3.73
3.98
6.03
(4.10%)
(2.66%)
—
2.70
TBV/sh$
2.21
2.25
2.48
2.88
3.27
3.55
3.69
3.49
3.95
3.82
4.55
3.17%
5.62%
—
5.26
Dividend per sh$
6.53
6.58
6.77
7.01
7.28
8.69
10.25
12.17
13.11
13.60
4.13
13.32%
9.69%
—
12.25
Div yield (avg)%
11.53
12.06
11.94
13.56
14.06
15.07
16.11
15.94
16.86
16.28
5.59
16.11
14.57
46
13.66
Payout ratio%
10.06
10.63
8.75
10.63
12.15
11.25
12.78
11.45
9.29
8.52
9.94
11.25
10.63
83
21.08
Shares (diluted)M
19.33
19.37
18.19
19.86
18.69
18.43
19.64
20.46
19.99
21.64
21.14
2.98%
0.40%
28
15.55
Buyback yield%
10.28
10.82
11.20
12.09
13.33
14.84
13.84
14.62
14.96
17.21
18.57
14.84
13.59
55
116.43
Eq/Assets%
72.95
80.11
80.24
89.49
86.37
98.42
99.40
109.82
125.61
116.55
87.30
109.82
93.95
77
0.109
Assets$B
1.137
1.200
1.250
1.320
1.479
1.658
1.830
1.920
2.113
2.304
0.419
9.27%
8.53%
69
60.60
LT debt$M
171.7
183.8
207.1
222.1
214.9
213.5
195.1
208.0
229.1
207.7
317.9
(0.67%)
2.92%
94
Total assets
$2.304B
8.53%
1.14×
Revenue
$339.3M
7.12%
1.00×
Non-interest expense
$170.2M
7.08%
1.00×
Net interest income
76.00%
Non-interest income
24.00%