155.8
Revenue$M
297.8
292.7
290.3
291.8
288.3
288.3
288.1
286.3
288.4
288.3
174.3
—
(0.49%)
24
17.30
Revenue growth%
20.49
20.47
19.67
18.08
18.97
17.69
20.46
21.03
18.91
21.13
18.63
20.46
20.06
17
25.17
NIM%
11.96
10.34
7.73
7.89
5.77
6.31
5.68
4.19
6.22
5.69
5.08
5.69
6.26
41
15.44
Effic. R.%
13.10
14.59
14.50
16.78
14.13
16.02
16.02
14.94
16.28
16.20
28.61
16.02
15.48
51
20.15
Net margin%
26.31
25.26
26.86
29.74
30.03
32.07
33.85
31.02
33.71
30.85
19.21
32.07
30.44
11
7.664
P/E ratio (avg)x
14.59
14.10
13.67
15.03
13.34
13.89
12.59
12.76
12.22
13.55
36.31
12.76
13.61
48
12.15
P/TBVx
19.48
18.14
18.36
19.95
20.87
19.26
20.74
21.98
24.44
22.08
31.13
21.98
20.35
75
13.09
P/Bx
33.73
30.84
31.18
30.40
28.22
24.81
22.11
22.28
22.75
24.10
31.44
22.75
26.51
49
44.17
NII$M
201.8
203.4
199.1
202.2
199.6
199.6
200.2
196.0
197.6
197.8
88.69
(0.19%)
(0.38%)
—
5.50
NII grth%
11.32
10.64
11.91
10.86
13.52
16.39
17.12
18.53
18.47
17.21
8.70
17.21
14.96
44
17.61
ROTE%
18.28
20.52
18.25
16.30
16.03
14.89
14.40
13.45
15.52
14.55
4.48
14.55
15.78
72
24.96
Return on equity%
17.61
17.21
18.05
19.07
16.56
14.73
15.83
17.53
18.97
16.41
25.97
16.41
17.37
51
6.79
Return on assets%
5.35
8.21
9.66
7.40
7.76
9.47
8.67
11.53
14.05
12.02
21.28
11.53
9.07
19
2.41
EPS$
2.04
2.04
2.33
2.34
2.29
2.39
2.50
2.81
2.71
3.15
2.52
6.58%
5.19%
—
16.96
EPS growth%
14.35
17.18
16.84
14.65
12.88
13.62
13.54
16.26
17.78
17.05
27.00
16.26
15.45
51
3.09
Bookvalue per sh$
1.15
1.06
1.08
1.08
1.10
1.21
1.08
0.96
0.87
0.95
1.10
(2.82%)
(1.94%)
—
2.21
TBV/sh$
1.64
1.79
1.63
1.54
1.43
1.35
1.37
1.24
1.39
1.28
3.68
(2.08%)
(2.89%)
—
2.22
Dividend per sh$
1.56
1.70
1.73
1.90
2.18
2.25
2.57
2.66
2.94
3.28
0.72
8.49%
9.11%
—
10.08
Div yield (avg)%
10.98
9.66
7.41
6.78
5.53
3.75
3.84
4.34
4.55
3.56
11.03
3.84
5.04
53
16.95
Payout ratio%
11.44
9.37
8.88
7.33
4.44
1.53
2.39
4.55
7.45
6.63
15.67
4.55
6.98
9
29.73
Shares (diluted)M
34.59
38.08
42.67
48.59
52.55
48.11
44.59
48.48
50.47
56.98
30.25
1.63%
6.37%
41
24.34
Buyback yield%
21.60
19.04
19.52
20.75
19.22
20.19
18.19
16.60
19.38
21.90
14.48
19.38
19.45
86
102.78
Eq/Assets%
269.73
268.23
305.65
358.86
338.30
382.66
362.09
345.74
384.99
408.84
112.70
382.66
352.30
5
0.201
Assets$B
0.620
0.677
0.708
0.766
0.869
0.945
1.029
1.133
1.231
1.307
0.241
8.50%
8.39%
6
55.40
LT debt$M
149.9
159.4
170.0
164.1
161.1
166.5
165.6
164.3
151.6
146.0
106.1
(1.96%)
(0.43%)
34
Total assets
$1.307B
8.39%
2.35×
Revenue
$288.3M
(0.49%)
1.00×
Non-interest expense
$154.0M
(0.60%)
0.99×
Net interest income
68.60%
Non-interest income
31.40%