0.603
Revenue$B
0.477
0.527
0.580
0.644
0.691
0.759
0.815
0.905
1.002
1.065
0.668
9.02%
9.25%
74
27.14
Revenue growth%
4.42
6.82
4.12
6.42
6.25
9.15
6.79
8.42
8.94
9.03
19.01
8.94
6.80
63
13.99
NIM%
24.79
27.19
28.07
28.63
28.72
29.24
26.94
28.33
25.63
24.55
13.94
26.94
27.63
70
19.65
Effic. R.%
15.79
13.89
14.21
12.15
12.91
14.51
16.98
17.75
19.37
21.80
3.90
17.75
15.15
69
17.89
Net margin%
9.51
9.33
8.06
10.23
11.28
13.95
13.38
13.35
10.91
9.69
14.61
13.35
10.57
6
11.55
P/E ratio (avg)x
35.59
38.84
40.70
44.17
46.88
47.06
45.59
47.14
52.02
55.88
24.89
47.14
46.24
18
22.94
P/TBVx
30.10
29.80
28.26
31.40
33.66
37.42
42.83
43.52
49.14
53.29
34.72
43.52
35.54
57
30.81
P/Bx
35.39
32.38
32.73
33.80
36.70
41.84
44.92
44.88
42.49
38.66
27.39
42.49
37.68
84
937.7
NII$M
345.6
383.2
424.2
465.0
501.0
543.3
583.5
646.0
728.2
776.8
75.87
9.17%
9.43%
—
24.87
NII grth%
27.15
26.43
28.94
27.98
30.33
32.68
30.57
33.53
30.68
29.66
26.45
30.68
30.00
30
10.55
ROTE%
15.05
15.23
15.49
14.02
11.50
11.09
11.33
9.99
12.75
14.47
24.82
11.33
13.39
53
27.24
Return on equity%
22.38
23.81
21.81
20.36
21.90
20.67
21.17
18.40
16.99
14.24
28.87
18.40
20.92
13
27.97
Return on assets%
25.55
26.95
29.01
30.29
27.85
30.30
27.58
27.52
25.50
24.24
23.57
27.52
27.55
38
5.82
EPS$
11.66
12.51
13.02
12.96
14.54
14.65
14.93
16.96
20.10
19.83
6.15
6.39%
5.78%
—
22.79
EPS growth%
16.31
17.07
19.14
21.28
24.11
22.61
25.56
24.85
23.67
26.53
19.40
24.85
23.14
33
2.66
Bookvalue per sh$
7.55
8.30
9.72
11.75
12.88
13.08
14.21
15.64
17.81
17.81
8.01
6.69%
9.45%
—
3.93
TBV/sh$
10.08
10.54
10.58
10.10
9.28
10.39
11.77
12.57
13.09
11.92
8.35
5.13%
1.85%
—
7.49
Dividend per sh$
5.57
5.39
5.98
5.75
5.59
6.37
6.97
7.77
7.49
8.04
3.71
7.54%
3.51%
—
24.44
Div yield (avg)%
15.47
12.78
14.50
17.09
19.48
17.07
19.03
20.51
18.82
19.48
28.87
19.03
17.96
36
27.84
Payout ratio%
11.04
10.77
12.82
12.74
11.46
12.29
10.95
10.62
10.83
8.92
29.43
10.83
11.00
92
57.17
Shares (diluted)M
54.68
49.26
51.19
54.49
48.41
49.88
52.73
53.74
50.59
52.41
56.39
1.60%
(0.20%)
61
6.71
Buyback yield%
26.94
25.67
23.52
21.31
18.37
16.59
16.37
16.33
16.57
14.76
28.50
16.37
17.48
74
147.14
Eq/Assets%
31.75
27.22
25.09
26.66
25.57
23.33
24.16
22.44
21.77
21.21
82.19
22.44
24.62
78
0.847
Assets$B
4.704
5.206
5.511
5.731
6.465
6.965
7.733
8.063
8.746
9.393
1.028
7.76%
8.49%
14
0.730
LT debt$B
1.233
1.185
1.254
1.306
1.525
1.622
1.674
1.706
1.970
2.198
0.917
7.59%
5.66%
17
Total assets
$9.393B
8.49%
0.93×
Revenue
$1.065B
9.25%
1.00×
Non-interest expense
$592.5M
9.39%
1.01×
Net interest income
72.95%
Non-interest income
27.05%