0.718
Revenue$B
0.947
1.015
1.053
1.107
1.143
1.182
1.250
1.296
1.346
1.406
0.745
4.24%
4.39%
17
20.01
Revenue growth%
13.91
12.82
13.93
14.63
16.93
15.51
13.90
12.49
10.12
9.22
23.90
12.49
13.90
6
7.94
NIM%
10.21
9.22
12.19
14.98
17.87
19.99
20.72
18.68
20.15
18.73
25.72
19.99
18.27
6
14.51
Effic. R.%
21.45
21.68
19.68
20.70
20.46
22.17
21.97
23.03
25.29
27.58
17.60
23.03
21.83
36
25.80
Net margin%
32.02
31.36
31.04
30.65
30.96
32.02
29.48
28.08
29.61
26.70
18.60
29.48
30.80
54
9.678
P/E ratio (avg)x
35.82
39.79
43.79
43.85
47.04
51.73
48.56
53.62
55.15
50.93
31.94
51.73
47.80
28
19.53
P/TBVx
8.285
9.291
9.594
9.361
10.62
10.08
9.553
10.78
10.42
9.896
21.65
10.08
9.745
10
6.168
P/Bx
15.40
16.92
18.51
20.11
21.18
21.28
23.25
25.99
26.42
28.41
6.306
25.99
21.23
88
0.716
NII$B
0.691
0.735
0.760
0.811
0.831
0.851
0.910
0.955
0.968
1.017
0.348
4.13%
4.24%
—
6.06
NII grth%
2.88
4.31
6.79
8.71
8.74
9.67
8.46
10.29
12.89
11.73
25.57
10.29
8.72
80
9.31
ROTE%
14.58
16.86
16.72
19.14
20.07
22.85
22.24
22.21
20.32
23.12
9.80
22.24
20.19
94
16.91
Return on equity%
7.11
7.86
9.98
11.94
9.87
7.58
5.50
6.63
8.78
10.23
8.03
7.58
8.32
30
27.25
Return on assets%
12.38
14.30
16.40
13.44
11.82
13.81
10.99
12.56
10.40
10.77
19.84
10.99
12.47
41
1.96
EPS$
4.17
4.80
5.61
6.76
7.38
8.84
8.68
9.48
11.47
13.38
2.05
12.62%
13.81%
—
19.48
EPS growth%
18.09
20.46
21.15
18.27
19.72
19.63
21.91
20.92
19.21
16.30
22.96
19.63
19.68
59
5.34
Bookvalue per sh$
12.15
14.07
16.76
17.52
20.05
23.54
26.61
31.20
37.34
42.39
6.62
16.15%
14.18%
—
2.51
TBV/sh$
3.85
4.19
4.16
4.96
5.68
5.75
5.51
5.30
5.79
5.55
1.97
(0.46%)
4.76%
—
3.25
Dividend per sh$
3.02
3.10
3.17
3.37
3.61
3.32
2.88
3.14
3.02
2.69
5.51
(5.74%)
(2.10%)
—
8.77
Div yield (avg)%
29.04
29.17
28.14
25.33
25.15
25.06
25.22
26.60
25.19
27.48
18.28
25.22
25.97
35
12.37
Payout ratio%
12.45
13.83
15.20
14.75
15.16
17.73
16.06
15.71
18.27
20.76
15.70
17.73
15.45
22
106.2
Shares (diluted)M
133.7
136.0
151.3
157.4
186.3
212.4
218.4
225.8
265.5
298.5
108.3
9.89%
8.39%
75
14.07
Buyback yield%
21.49
22.35
21.80
23.15
22.39
19.99
18.45
16.37
18.48
16.45
22.38
18.45
20.74
7
51.48
Eq/Assets%
91.80
103.72
110.77
114.50
122.39
121.82
131.09
142.90
158.73
168.94
83.22
142.90
122.10
33
1.227
Assets$B
0.886
0.941
1.051
1.159
1.255
1.419
1.539
1.692
1.889
2.013
1.307
9.91%
9.77%
35
714.0
LT debt$M
240.1
237.3
266.0
281.1
335.3
368.3
371.1
440.0
428.9
486.3
679.6
7.72%
7.49%
31
Total assets
$2.013B
9.77%
1.65×
Revenue
$1.406B
4.39%
1.00×
Non-interest expense
$635.6M
4.17%
0.98×
Net interest income
72.32%
Non-interest income
27.68%