12.74
RevenueNT$B
43.08
44.04
43.78
43.78
43.48
43.44
43.64
44.93
45.50
46.36
13.75
1.29%
0.68%
49
23.08
Revenue growth%
11.17
11.94
11.18
11.90
14.38
13.90
16.44
14.09
13.34
13.01
16.59
13.90
13.18
56
11.38
NIM%
7.98
6.11
7.21
5.01
4.94
7.47
9.44
10.89
11.14
8.85
14.72
9.44
7.72
30
25.58
Effic. R.%
25.36
27.03
26.22
25.87
27.66
30.10
29.64
29.17
29.88
29.06
7.55
29.64
28.36
49
4.08
Net margin%
5.80
2.90
3.70
6.23
9.10
10.48
8.44
5.52
4.06
4.27
2.76
5.52
5.66
79
18.98
P/E ratio (avg)x
9.774
9.358
9.491
9.260
10.12
10.44
10.84
10.05
9.528
8.721
37.37
10.05
9.651
51
20.20
P/TBVx
21.90
21.49
19.27
17.84
17.44
18.96
19.19
18.14
16.11
16.34
28.32
18.14
18.55
58
6.282
P/Bx
39.44
35.02
34.26
30.09
30.95
31.86
34.24
31.12
31.92
32.36
31.34
31.92
32.14
39
3.145
NIINT$B
31.94
32.24
32.38
31.97
31.84
32.22
32.39
33.51
33.28
34.27
6.672
1.48%
0.84%
—
11.56
NII grth%
25.58
22.81
22.27
23.53
23.45
22.88
22.91
19.92
20.79
21.01
11.50
21.01
22.84
15
4.30
ROTE%
11.37
12.70
13.99
14.67
15.23
16.92
14.68
15.22
17.32
18.97
19.06
16.92
14.95
9
10.31
Return on equity%
26.52
26.01
25.19
24.01
22.17
21.95
21.96
23.81
21.48
22.71
27.59
21.96
23.26
91
9.05
Return on assets%
0.40
0.40
0.40
0.40
2.36
1.54
2.01
2.11
1.17
2.98
20.90
2.01
1.35
89
1.01
EPSNT$
0.53
0.52
0.53
0.56
0.51
0.58
0.56
0.55
0.54
0.60
1.07
3.11%
1.91%
—
18.75
EPS growth%
13.31
13.47
14.26
13.70
14.99
16.78
16.32
13.46
12.53
14.57
27.67
14.57
13.98
6
1.06
Bookvalue per shNT$
0.43
0.42
0.43
0.45
0.46
0.48
0.53
0.56
0.58
0.65
1.44
7.27%
3.43%
—
1.07
TBV/shNT$
0.52
0.60
0.69
0.68
0.63
0.72
0.75
0.77
0.80
0.91
1.82
7.61%
5.61%
—
0.50
Dividend per shNT$
1.39
1.24
1.38
1.50
1.39
1.25
1.26
1.18
1.32
1.40
0.83
0.12%
(0.98%)
—
26.06
Div yield (avg)%
10.88
7.99
8.05
10.22
11.07
12.38
9.74
9.84
12.14
9.96
13.25
9.96
10.09
36
5.63
Payout ratio%
9.96
8.05
9.96
9.77
10.92
9.19
7.97
6.79
7.53
5.09
7.88
7.53
8.62
50
10.14
Shares (diluted)B
11.00
11.65
11.38
12.09
12.81
12.47
11.92
12.57
11.30
10.96
10.55
(3.08%)
(0.66%)
82
25.73
Buyback yield%
21.22
23.58
23.22
22.03
20.13
22.95
20.58
21.99
19.02
21.75
13.88
21.75
21.87
46
178.55
Eq/Assets%
63.88
73.57
74.10
80.56
79.65
80.42
87.37
91.98
92.45
97.44
101.44
91.98
80.49
23
15.25
AssetsNT$B
50.71
56.11
59.36
66.13
71.95
77.59
84.51
91.24
100.4
112.5
9.365
9.36%
8.79%
46
3.843
LT debtNT$B
17.19
19.22
20.15
21.17
21.48
22.50
22.33
22.89
25.82
25.88
23.63
3.79%
4.56%
40
Non-interest expense
0.56%
0.99×
Net interest income
73.92%
Non-interest income
26.08%