112.6
RevenueNT$B
79.29
84.85
90.67
97.52
104.8
109.9
119.6
128.3
138.3
148.2
120.2
7.19%
7.38%
88
9.47
Revenue growth%
10.48
12.83
15.29
13.87
12.62
10.12
9.45
8.89
9.11
12.02
3.05
9.45
11.25
70
9.65
NIM%
11.49
9.71
11.05
10.33
8.55
7.53
8.44
10.92
8.78
11.06
21.12
8.78
10.02
18
13.04
Effic. R.%
0.73
2.15
4.20
3.25
4.67
5.93
4.06
2.11
4.81
2.96
18.27
4.06
3.65
29
10.49
Net margin%
28.01
26.77
28.48
30.65
29.47
27.61
24.66
24.43
23.97
21.36
4.17
24.43
27.19
24
20.59
P/E ratio (avg)x
43.91
48.14
56.72
60.26
70.64
83.32
91.08
89.65
94.69
109.0
11.56
91.08
76.98
76
6.995
P/TBVx
39.01
43.99
51.23
60.40
61.13
64.64
75.34
79.64
78.93
93.00
9.710
78.93
62.89
36
19.99
P/Bx
28.33
30.19
32.95
33.49
37.57
43.92
50.73
51.99
56.45
60.67
13.41
51.99
40.75
58
8.883
NIINT$B
51.74
54.83
58.88
64.63
68.65
72.30
78.77
83.79
89.54
96.45
24.93
7.04%
7.38%
—
22.41
NII grth%
30.33
30.99
33.91
31.49
34.47
32.20
30.53
33.18
31.34
33.11
9.42
32.20
31.84
85
10.96
ROTE%
32.65
33.16
31.21
32.91
30.91
31.88
34.77
32.49
30.23
31.29
29.68
31.88
32.18
27
11.36
Return on equity%
7.28
4.82
7.00
5.30
2.60
0.40
0.63
0.73
0.40
0.40
21.10
0.40
1.66
46
26.97
Return on assets%
28.25
29.69
29.90
31.26
32.32
31.29
33.01
31.37
32.29
31.10
9.28
31.37
31.27
53
0.84
EPSNT$
2.01
1.83
1.74
1.94
1.87
1.97
2.02
1.87
1.70
1.93
0.93
0.72%
(0.07%)
—
7.50
EPS growth%
13.90
15.70
14.15
13.93
14.65
17.16
15.17
12.68
15.26
16.45
9.66
15.26
14.91
61
4.47
Bookvalue per shNT$
3.61
3.68
4.22
4.97
5.73
5.77
6.83
6.78
6.76
7.86
3.51
6.53%
9.58%
—
2.67
TBV/shNT$
3.33
3.53
3.47
3.79
3.66
4.19
4.66
4.55
5.23
5.08
4.35
6.73%
5.21%
—
3.25
Dividend per shNT$
2.92
3.07
3.02
2.95
2.80
2.49
2.62
2.88
3.18
2.82
4.05
0.17%
0.46%
—
17.98
Div yield (avg)%
16.03
17.06
16.64
17.35
17.74
20.33
21.67
18.81
17.51
16.79
5.90
18.81
17.43
33
22.90
Payout ratio%
2.94
4.20
4.82
2.78
1.52
0.40
2.27
2.72
4.90
4.39
16.84
2.72
2.86
48
12.19
Shares (diluted)B
11.20
12.08
10.80
9.561
9.146
9.495
10.31
10.68
10.91
11.79
12.14
5.20%
0.52%
53
21.54
Buyback yield%
5.99
4.58
6.85
6.49
7.89
6.09
7.13
9.50
8.81
8.64
9.91
8.64
6.99
81
55.38
Eq/Assets%
160.53
170.35
176.12
167.65
169.78
181.11
202.39
216.04
212.15
218.26
63.12
212.15
178.62
53
84.17
AssetsNT$B
29.67
31.78
34.92
37.77
42.32
47.46
51.79
55.92
60.31
67.08
75.41
9.65%
9.00%
45
43.67
LT debtNT$B
6.652
6.803
6.558
6.861
7.414
8.108
8.588
8.034
7.939
8.421
17.02
2.58%
1.59%
81
Non-interest expense
7.33%
1.00×
Net interest income
65.06%
Non-interest income
34.94%
Return on capital
262.72%
Spread over hurdle
260.33%