2.771
Revenue₹B
11.57
12.11
12.59
12.73
12.83
13.00
13.55
14.05
14.14
14.35
2.933
2.26%
2.54%
8
26.01
Revenue growth%
15.51
16.63
17.35
16.73
15.29
16.00
16.24
16.93
19.51
18.63
18.92
16.93
16.68
21
11.17
Combined R.%
88.29
88.40
87.68
87.68
87.47
86.94
86.04
88.55
88.00
87.09
12.49
87.09
87.68
91
25.28
Operating margin%
3.07
5.66
4.17
4.44
6.32
4.19
4.49
3.12
2.09
0.40
9.51
3.12
4.18
39
26.82
Net margin%
4.96
4.40
4.81
5.32
3.06
5.75
6.39
6.83
6.98
6.87
8.44
6.83
5.54
22
27.54
P/E ratio (avg)x
37.02
38.23
36.44
35.86
38.01
38.46
35.49
35.11
35.25
32.68
19.53
35.25
36.15
93
37.16
P/TBVx
20.30
18.89
20.86
22.80
23.96
25.98
28.95
32.55
33.90
30.76
13.67
30.76
24.97
14
8.002
P/Bx
9.133
10.23
10.61
10.75
10.57
10.53
10.86
9.863
11.20
12.05
31.72
10.86
10.59
76
25.50
Prem. grth%
33.07
30.39
33.23
33.98
34.18
36.62
34.95
33.39
31.83
29.07
3.10
33.39
33.31
36
15.38
Invest. yld%
30.20
30.81
29.65
28.66
28.98
29.90
30.84
33.26
32.76
33.69
19.35
32.76
30.50
28
3.75
BVPS grth%
20.51
21.41
19.10
21.69
22.21
24.49
21.82
22.16
22.20
20.14
13.64
22.16
21.76
64
14.14
Return on equity%
12.24
10.55
11.46
9.87
12.86
14.18
16.30
17.46
17.35
14.59
16.71
16.30
13.52
35
12.22
Return on assets%
19.19
20.97
19.05
17.72
14.92
14.80
13.85
12.51
12.17
13.14
6.97
13.14
14.86
57
22.92
EPS₹
11.05
11.63
12.60
11.90
13.41
13.02
14.26
16.10
18.25
21.22
23.98
9.62%
6.22%
—
27.28
EPS growth%
3.19
4.85
6.71
4.04
4.90
4.89
6.86
5.43
3.04
3.16
20.66
4.89
4.87
75
16.60
Bookvalue per sh₹
31.49
34.28
36.44
41.60
42.58
47.56
46.78
52.65
49.96
54.93
14.13
5.23%
5.25%
—
18.76
TBV/sh₹
9.51
10.21
9.80
10.54
9.31
8.72
8.61
7.91
7.02
7.29
12.83
(4.79%)
(2.53%)
—
7.62
Dividend per sh₹
11.62
12.41
11.52
11.73
10.70
12.00
13.35
12.55
14.27
15.08
7.53
7.10%
3.99%
—
6.11
Div yield (avg)%
25.65
24.85
26.28
26.16
26.13
24.00
26.43
29.19
26.91
27.45
6.54
26.91
26.22
94
2.89
Payout ratio%
25.82
25.90
24.05
22.27
21.91
24.73
22.72
25.65
25.59
25.93
6.35
25.59
25.16
80
363.3
Shares (diluted)M
444.3
464.2
449.7
502.2
560.7
606.9
592.7
600.3
680.7
640.8
373.5
2.71%
3.75%
90
17.07
Buyback yield%
5.37
2.39
0.40
1.53
2.70
4.28
3.33
1.61
2.85
5.77
5.06
3.33
2.77
88
1.143
D/E ratiox
1.068
1.226
1.395
1.513
1.540
1.638
1.663
1.752
1.767
1.732
0.342
1.732
1.589
14
1.276
Assets₹B
14.97
16.23
18.19
20.02
22.56
25.16
26.49
29.37
31.60
34.90
3.954
9.11%
10.19%
19
4.263
LT debt₹B
7.500
7.201
7.625
6.982
6.610
6.072
6.384
6.203
6.142
6.362
8.170
(0.76%)
(2.64%)
94
Revenue
₹14.35B
2.54%
1.00×
Claims and benefits
₹8.729B
2.63%
1.01×
Total costs
₹11.39B
2.67%
1.01×