24.61
Revenue₹B
28.37
29.00
29.54
31.02
32.48
33.84
35.07
35.44
36.84
37.35
27.18
2.83%
3.08%
85
5.24
Revenue growth%
9.23
7.94
7.79
7.88
6.74
5.64
5.01
7.72
8.54
10.51
19.83
7.72
7.83
71
25.55
Combined R.%
87.19
89.82
89.62
89.48
88.66
87.99
88.32
88.41
90.96
89.15
20.60
88.41
88.90
82
13.11
Operating margin%
20.68
23.43
25.70
22.81
21.61
22.80
22.60
24.07
22.36
24.50
10.47
22.80
22.81
86
29.16
Net margin%
23.33
25.07
22.42
24.88
25.01
23.64
22.75
23.82
21.54
24.11
27.37
23.64
23.73
71
28.66
P/E ratio (avg)x
54.57
56.51
51.30
54.88
58.56
58.25
60.01
56.21
52.76
60.45
32.80
58.25
56.36
29
23.99
P/TBVx
29.83
32.87
36.27
43.35
51.49
51.86
54.41
64.93
75.23
84.61
15.58
64.93
51.67
50
9.578
P/Bx
8.768
9.746
10.79
11.57
13.42
15.49
15.19
16.12
17.52
17.00
16.36
16.12
14.30
88
27.83
Prem. grth%
14.77
17.51
20.23
21.17
21.44
20.15
22.06
20.45
19.97
21.70
5.03
20.45
20.34
9
12.05
Invest. yld%
21.16
19.88
22.61
24.08
25.12
26.42
25.47
23.90
26.08
24.46
11.05
25.47
24.27
12
14.28
BVPS grth%
12.15
13.22
12.74
15.27
17.57
19.59
22.39
23.82
26.54
24.37
24.45
23.82
18.58
95
14.21
Return on equity%
27.48
24.79
23.76
21.14
19.58
19.91
18.83
19.06
18.12
15.49
25.83
18.83
19.74
51
18.62
Return on assets%
26.59
26.15
23.94
23.33
25.81
23.93
23.98
22.17
23.69
21.08
13.83
23.69
23.93
23
6.08
EPS₹
10.73
12.09
13.89
16.26
18.82
22.12
24.28
28.45
28.82
35.05
6.31
13.24%
13.22%
—
6.15
EPS growth%
0.40
0.40
0.40
2.64
3.23
3.45
3.54
5.95
7.55
9.51
11.32
5.95
3.34
68
11.58
Bookvalue per sh₹
8.79
9.42
8.93
9.36
10.63
11.79
11.96
12.57
14.03
16.14
11.73
8.72%
5.90%
—
9.71
TBV/sh₹
1.95
2.07
1.94
1.95
1.73
1.92
2.00
2.18
2.12
2.20
14.04
4.91%
1.61%
—
5.07
Dividend per sh₹
3.48
3.91
4.41
4.26
4.69
5.03
4.88
5.19
5.03
4.88
2.53
0.78%
3.29%
—
7.85
Div yield (avg)%
32.16
34.36
36.70
35.80
35.78
33.06
30.13
30.96
30.98
30.77
29.36
30.96
32.61
93
27.21
Payout ratio%
23.46
25.11
23.71
24.45
22.65
20.68
22.08
24.93
25.57
24.23
17.01
24.23
23.97
81
0.923
Shares (diluted)B
1.019
1.060
1.101
1.245
1.153
1.224
1.355
1.283
1.194
1.133
0.950
(0.35%)
0.62%
6
13.40
Buyback yield%
14.96
15.53
16.68
18.61
15.86
13.30
14.13
15.96
18.43
20.10
28.79
15.96
15.91
47
0.565
D/E ratiox
1.091
1.237
1.337
1.355
1.503
1.688
1.958
2.321
2.341
2.606
1.234
2.321
1.596
6
6.293
Assets₹B
82.91
93.26
101.3
108.7
120.2
131.8
145.4
160.7
183.8
200.2
5.950
10.75%
10.33%
74
22.97
LT debt₹B
19.64
21.69
22.91
22.39
20.70
22.50
23.42
24.21
27.03
26.55
23.76
5.11%
4.12%
89
Revenue
₹37.35B
3.08%
1.00×
Claims and benefits
₹20.53B
3.14%
1.01×
Total costs
₹30.64B
3.03%
1.00×