PTC India Financial Services

₹25.36As of Sun 8 Nov 2026, 12:00 UTC

NSE:PFSFinancials

Country India

PE (Fwd) 5.487

TSR 10Y CAGR (2.60%)

Div yield —

ROTE —

Credit Services

Beta (5Y) 0.73

PE TTM 5.100

TSR TTM (30.21%)

Mkt cap ₹16.26B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹28

9.23%

188.28%

Price below Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

2.962

Revenue₹B

—

3.757

3.577

3.506

3.117

2.962

2.948

(5.77%)

(4.99)

Revenue growth%

—

(4.79)

(1.96)

(11.10)

(4.99)

(0.45)

(4.89)

—

NIM%

—

13.37

Effic. R.%

—

12.53

14.71

42.30

12.06

13.37

13.44

13.37

—

107.83

Net margin%

—

34.60

49.16

45.84

69.63

107.83

100.00

49.16

100

5.100

P/E ratio (avg)x

—

9.466

5.660

14.40

14.47

7.230

5.524

9.466

—

P/TBVx

—

P/Bx

—

2.522

NII₹B

—

3.475

3.331

3.401

3.002

2.522

2.511

(7.70%)

—

(16.00)

NII grth%

—

(4.13)

2.11

(11.75)

(16.00)

(0.43)

(7.94)

—

ROTE%

—

Return on equity%

—

Return on assets%

—

4.97

EPS₹

—

2.02

2.74

2.50

3.38

4.97

4.59

25.20%

—

47.14

EPS growth%

—

35.25

(8.56)

35.02

47.14

(7.68)

35.14

—

Bookvalue per sh₹

—

TBV/sh₹

—

Dividend per sh₹

—

1.00

—

Div yield (avg)%

—

6.45

—

6.45

—

Payout ratio%

—

36.53

—

642.3

Shares (diluted)M

—

642.3

◌642.3

—

Buyback yield%

—

◌—

—

Eq/Assets%

—

Assets₹M

—

LT debt₹M

—

Peers (US$172.2M)

Cap (US$)

Arman Financial…

177.5M

10.51x

Spandana Sphoorty…

173.7M

—

UGRO Capital Limited

116.4M

5.051x

Vakif Faktoring A.S.

173.1M

3.796x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

—

Owners

Insiders/Inst%

—

5.58

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

0/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into power generation, transmission and distribution, and fuel sources and related infrastructure projects; offers debt assistance to projects; long and short term loans; advisory services; and equity investment services for green and brown-field project…

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹2.962B

(5.77%)

1.00×

Non-interest expense

₹395.9M

(4.23%)

1.07×

Revenue mix

Trend

Net interest income

85.14%

Non-interest income

14.86%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m