2.982
Revenue₹B
7.862
8.165
8.410
8.712
9.104
9.382
9.807
10.20
10.42
10.78
3.312
3.44%
3.49%
61
23.42
Revenue growth%
22.33
19.58
22.47
25.05
23.81
25.94
23.63
23.71
24.66
27.17
20.68
24.66
23.76
74
17.73
NIM%
30.19
29.45
31.45
34.26
34.90
34.22
36.74
37.95
38.86
37.30
26.60
37.30
34.58
74
26.11
Effic. R.%
3.19
4.59
4.99
7.06
9.44
9.62
7.65
5.21
7.98
7.60
6.82
7.65
7.33
76
17.59
Net margin%
11.52
10.45
11.34
11.46
8.99
9.49
12.29
13.65
12.12
10.78
8.66
12.12
11.40
32
31.32
P/E ratio (avg)x
10.30
8.769
9.389
10.17
10.65
9.484
9.016
9.114
7.935
6.861
30.80
9.016
9.251
9
25.67
P/TBVx
15.99
14.18
13.21
13.39
11.35
10.37
9.460
8.649
8.948
9.439
32.13
9.439
10.86
6
36.76
P/Bx
16.71
14.98
14.96
14.33
14.09
15.40
15.12
16.52
14.72
15.02
16.10
15.12
15.00
45
5.736
NII₹B
5.864
6.131
6.391
6.550
6.794
7.108
7.433
7.583
7.794
8.039
5.364
3.42%
3.45%
—
9.75
NII grth%
20.69
18.49
17.45
15.45
12.51
10.11
7.17
6.88
5.66
8.52
25.37
7.17
11.31
22
20.69
ROTE%
7.00
4.93
6.09
4.16
2.05
3.78
4.98
6.83
4.69
6.81
10.70
4.98
4.96
87
13.04
Return on equity%
14.66
17.21
17.41
16.89
18.62
20.58
22.62
23.15
20.90
21.93
26.69
21.93
19.60
78
8.35
Return on assets%
2.99
3.22
3.66
2.92
2.57
4.95
4.17
3.42
4.50
1.85
28.63
4.17
3.32
61
1.23
EPS₹
3.91
3.86
3.42
3.04
3.00
3.15
2.85
2.97
2.85
2.94
1.30
(0.41%)
(3.91%)
—
19.37
EPS growth%
20.14
21.59
19.88
18.09
16.57
19.40
17.93
19.16
21.60
24.10
17.51
19.40
19.64
67
5.66
Bookvalue per sh₹
5.12
5.05
5.18
5.46
5.10
4.77
4.63
4.61
3.95
3.59
2.24
(6.81%)
(4.36%)
—
4.05
TBV/sh₹
3.23
3.47
3.95
4.21
4.09
3.99
3.69
3.96
4.07
4.27
6.63
0.85%
3.32%
—
7.27
Dividend per sh₹
3.33
3.30
3.69
3.88
3.84
4.08
4.42
4.17
4.42
4.29
6.78
2.24%
1.88%
—
18.02
Div yield (avg)%
17.52
18.80
19.94
17.84
19.18
17.64
20.50
20.80
19.85
21.75
5.21
20.50
19.52
60
5.96
Payout ratio%
5.73
7.81
8.98
7.57
9.22
12.18
10.35
9.28
11.50
8.65
6.38
10.35
9.10
63
1.152
Shares (diluted)B
1.010
0.917
0.969
0.875
0.852
0.771
0.821
0.844
0.863
0.784
1.114
(1.64%)
(3.54%)
54
27.52
Buyback yield%
20.80
18.70
17.33
17.88
16.38
19.16
21.94
23.30
24.91
25.12
6.27
23.30
19.98
78
95.42
Eq/Assets%
157.18
147.88
141.83
146.19
146.44
149.25
134.62
139.68
155.40
150.96
74.01
149.25
147.16
60
0.976
Assets₹B
20.49
22.16
22.97
25.03
27.58
29.09
31.75
33.65
36.92
40.11
5.092
7.77%
7.94%
66
5.054
LT debt₹B
12.82
14.46
16.79
17.46
20.78
21.80
24.62
25.76
25.02
25.78
2.563
4.41%
8.16%
56
Total assets
₹40.11B
7.94%
1.52×
Revenue
₹10.78B
3.49%
1.00×
Non-interest expense
₹5.033B
3.48%
1.00×
Net interest income
74.57%
Non-interest income
25.43%