8.218
Revenue₹B
6.477
6.888
7.383
7.871
8.226
8.690
9.012
9.583
10.16
10.70
9.140
5.39%
5.68%
79
5.88
Revenue growth%
21.35
20.50
21.85
19.10
16.48
16.44
14.41
14.04
14.64
12.81
28.77
14.41
16.46
30
2.88
NIM%
23.71
25.83
24.46
27.03
29.11
30.45
31.75
33.58
32.94
30.03
18.12
31.75
29.57
49
10.82
Effic. R.%
10.65
12.95
14.38
14.03
14.42
13.92
12.49
12.00
13.57
14.96
19.97
13.57
13.74
90
25.95
Net margin%
26.89
26.76
24.30
26.90
29.36
32.02
31.58
29.87
31.72
33.13
25.83
31.72
29.62
67
23.57
P/E ratio (avg)x
20.06
17.25
16.38
15.43
14.60
12.89
13.14
13.42
13.49
14.54
24.47
13.42
14.57
81
29.11
P/TBVx
11.85
11.91
13.42
13.58
15.27
17.05
18.73
21.66
25.08
27.43
17.54
21.66
16.16
31
24.55
P/Bx
17.66
20.66
23.88
26.86
27.03
32.06
38.07
44.86
51.37
51.08
37.09
44.86
29.55
37
7.214
NII₹B
4.153
4.393
4.713
4.950
5.289
5.471
5.724
6.113
6.388
6.816
7.241
5.20%
5.60%
—
11.80
NII grth%
12.33
9.49
7.03
8.06
10.51
12.90
13.62
13.07
12.71
15.68
7.57
13.07
12.52
90
20.36
ROTE%
26.23
26.95
29.87
27.16
24.26
26.68
25.10
22.52
19.98
19.57
16.25
22.52
25.66
24
23.04
Return on equity%
19.64
19.62
21.43
21.07
18.54
20.18
21.98
24.06
25.59
27.53
24.93
24.06
21.25
75
6.46
Return on assets%
4.71
4.74
3.66
5.56
4.56
1.66
0.40
0.40
2.37
4.33
11.19
1.66
4.00
30
28.75
EPS₹
50.11
57.61
56.83
58.69
61.51
67.18
67.53
70.15
81.38
84.53
30.45
6.57%
6.69%
—
20.94
EPS growth%
21.82
20.49
21.76
20.70
18.33
16.48
15.87
14.95
17.63
16.15
17.49
16.15
17.98
41
25.50
Bookvalue per sh₹
45.20
45.33
49.60
47.42
44.87
43.87
45.53
48.45
52.71
52.99
27.32
3.38%
1.64%
—
31.18
TBV/sh₹
23.48
24.42
25.52
24.05
24.97
25.29
28.25
27.90
26.31
24.43
34.01
(0.44%)
1.73%
—
26.79
Dividend per sh₹
29.74
30.81
27.60
28.79
29.84
28.24
28.93
31.59
35.29
37.72
17.37
4.80%
1.25%
—
26.97
Div yield (avg)%
8.46
10.75
12.42
12.74
14.39
11.99
12.90
10.81
8.23
10.66
16.60
10.81
11.40
76
19.23
Payout ratio%
8.91
8.78
6.85
3.91
1.04
0.40
0.40
0.40
2.15
0.40
24.69
0.40
1.59
44
175.5
Shares (diluted)M
217.8
221.2
209.8
203.3
217.8
251.4
241.1
275.4
285.8
284.2
173.8
5.47%
3.08%
37
14.43
Buyback yield%
20.81
20.88
18.20
19.05
21.41
23.41
22.66
23.83
23.88
22.86
16.30
23.41
22.03
15
76.26
Eq/Assets%
156.11
150.80
154.10
145.11
147.24
133.25
131.98
143.29
139.93
129.10
110.13
133.25
144.20
63
8.371
Assets₹B
10.65
11.35
12.20
13.12
14.47
15.76
16.59
17.69
19.90
20.86
5.905
7.59%
8.40%
40
1.150
LT debt₹B
7.131
7.051
8.119
9.053
9.840
10.71
11.13
11.11
12.46
13.51
5.190
6.54%
6.39%
42
Total assets
₹20.86B
8.40%
1.29×
Revenue
₹10.70B
5.68%
1.00×
Non-interest expense
₹6.091B
5.42%
0.98×
Net interest income
63.73%
Non-interest income
36.27%