145.1
Revenue$M
86.39
91.44
97.11
104.2
110.7
118.1
123.8
129.2
134.6
143.9
153.7
5.39%
5.84%
11
17.33
Revenue growth%
14.62
15.71
18.00
16.83
16.75
15.06
17.46
17.78
15.87
15.31
9.91
15.87
16.31
75
29.09
NIM%
16.52
17.10
18.80
20.88
21.14
21.59
18.81
16.48
15.88
14.84
7.40
16.48
17.95
42
12.26
Effic. R.%
20.23
18.99
18.21
18.48
21.01
18.48
16.36
18.21
15.90
17.88
27.11
17.88
18.34
62
25.26
Net margin%
19.82
18.55
20.04
20.78
21.61
19.46
18.13
16.52
13.79
11.91
17.70
16.52
19.00
57
17.19
P/E ratio (avg)x
13.81
14.36
15.44
15.11
13.47
13.12
13.32
13.48
12.08
13.42
27.63
13.32
13.47
81
13.53
P/TBVx
21.18
22.68
22.50
22.04
19.21
18.03
19.81
17.62
19.26
16.99
14.39
18.03
19.54
23
13.76
P/Bx
37.70
38.39
41.63
42.19
45.14
48.97
52.20
50.82
46.02
43.54
13.64
48.97
44.34
74
150.7
NII$M
59.69
62.89
66.71
72.72
78.16
82.92
85.17
89.13
93.34
101.6
175.4
5.39%
5.96%
—
21.95
NII grth%
28.16
25.26
25.91
26.15
23.69
21.21
21.87
21.44
21.88
21.06
2.63
21.44
22.79
79
24.29
ROTE%
7.19
7.31
6.80
9.11
8.58
11.57
12.51
15.16
14.04
14.31
26.33
14.04
10.34
17
25.64
Return on equity%
22.12
24.13
26.57
29.21
29.30
28.68
31.31
31.36
31.85
29.26
5.09
31.31
29.24
38
4.11
Return on assets%
22.28
19.56
21.69
24.56
25.98
25.49
25.16
26.65
23.75
26.67
24.74
25.49
24.86
54
2.05
EPS$
3.03
3.43
3.13
3.44
3.38
3.55
3.87
4.21
4.52
5.09
2.12
8.50%
4.81%
—
26.98
EPS growth%
32.65
30.37
30.05
32.69
31.99
30.48
27.66
28.03
26.73
26.54
19.98
27.66
30.21
8
6.01
Bookvalue per sh$
9.20
10.78
11.23
10.64
12.09
14.28
15.75
15.53
17.18
17.99
7.18
8.27%
8.39%
—
3.96
TBV/sh$
0.98
1.03
1.12
1.00
0.87
0.77
0.71
0.73
0.69
0.64
2.25
(5.84%)
(4.69%)
—
2.44
Dividend per sh$
1.96
1.94
2.13
2.15
2.15
2.17
2.33
2.41
2.33
2.43
2.34
2.51%
4.01%
—
17.75
Div yield (avg)%
13.55
15.72
17.06
14.57
11.67
9.56
10.09
7.78
8.78
9.75
13.22
9.56
10.88
85
13.33
Payout ratio%
3.34
2.46
4.28
5.75
2.98
4.67
2.56
0.40
0.40
3.35
10.43
2.56
3.16
77
10.34
Shares (diluted)M
7.633
8.388
9.005
8.293
8.161
8.821
8.608
7.731
7.446
6.795
10.45
(3.60%)
(2.51%)
73
8.00
Buyback yield%
23.04
21.40
19.30
18.74
20.46
20.84
21.08
21.24
24.06
25.23
15.48
21.24
21.16
11
47.04
Eq/Assets%
150.87
156.81
155.42
165.11
172.08
172.38
155.78
139.86
141.86
154.00
132.56
154.00
155.60
76
0.064
Assets$B
0.700
0.756
0.815
0.911
1.009
1.069
1.175
1.255
1.383
1.530
—
8.68%
8.92%
91
66.46
LT debt$M
143.5
127.6
118.6
120.0
106.8
112.2
116.9
106.3
105.5
94.02
31.85
(2.51%)
(4.31%)
9
Total assets
$1.530B
8.92%
1.33×
Revenue
$143.9M
5.84%
1.00×
Non-interest expense
$82.04M
5.88%
1.00×
Net interest income
70.59%
Non-interest income
29.41%