Capital India Finance

₹18.31As of Sun 8 Nov 2026, 12:00 UTC

NSE:CIFLFinancials

Country India

PE (Fwd) 18.15

TSR 10Y CAGR —

Div yield —

ROE —

Credit Services

Beta (5Y) 0.57

PE TTM 18.89

TSR TTM (47.97%)

Mkt cap ₹7.105B

ROIC —

SE Grade™

—

Value

Quality

Moat

—

1Y Price

Reference

₹20

8.07%

(27.85%)

Price above Reference Value

FY23

FY24

FY25

FY26

Earnings per share₹

(1.07)

0.30

(0.23)

0.97

(1401.70%)

128.02%

(176.68%)

523.49%

Revenue₹B

6.490

6.791

5.439

5.250

23.56%

4.64%

(19.91%)

(3.47%)

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

5.250

Revenue₹B

—

5.252

6.490

6.791

5.439

5.250

5.451

(0.01%)

(3.47)

Revenue growth%

—

23.56

4.64

(19.91)

(3.47)

3.82

0.59

—

55.20

Gross margin%

—

60.40

43.31

51.82

54.07

55.20

54.66

54.07

2.11

Operating margin%

—

6.41

0.59

12.91

10.42

2.11

1.93

6.41

7.41

Net margin%

—

(0.53)

(6.41)

1.72

0.28

7.41

7.22

0.28

18.89

P/E ratio (avg)x

—

35.50

18.65

35.50

—

66.19

EV/EBITx

—

124.4

69.74

124.4

—

FCF yield (avg)%

—

FCF margin%

—

FCF / Net incomex

—

ROIC%

—

Return on equity%

—

Return on assets%

—

0.97

EPS₹

—

(0.07)

(1.07)

0.30

0.04

0.97

0.98

80.86%

—

2383.20

EPS growth%

—

(1401.69)

127.71

(86.83)

2383.20

1.25

20.44

—

Bookvalue per sh₹

—

FCF per share₹

—

Dividend per sh₹

—

0.02

0.10

0.02

—

Div yield (avg)%

—

Payout ratio%

—

33.37

—

16.68

—

401.2

Shares (diluted)M

—

388.7

393.0

396.4

401.2

◌401.2

0.79%

(1.20)

Buyback yield%

—

(1.11)

(0.87)

(1.20)

◌—

(0.99)

—

D/E ratiox

—

7.345

Enterprise value₹B

—

13.81

7.345

—

LT debt₹M

—

Peers (US$74.33M)

Cap (US$)

Hexa Tradex Limited

91.65M

573.4x

Manba Finance Limited

76.23M

13.99x

U. Y. Fincorp Limited

61.18M

7.575x

PT. Clipan Finance…

73.95M

5.816x

Capital

TTM

10Y

Leveragex

—

EBIT/Intx

0.143

0.698

Own earn%

—

Sh yield%

(1.20)

(0.99)

Owners

Insiders/Inst%

—

Short interest%

—

SBC / revenue%

0.75

Record

10Y

Profitable years

3/5

Revenue growth years

2/4

EPS growth years

2/4

Dividend streakyrs

Op margin range%

1–13

$1 testx

—

Incr. ROIC%

—

Capital India Finance Limited, a non-banking finance company, engages in the lending and forex businesses in India. The company provides small business finance, which includes secured loans, and equipment and supply chain finance products; and retail finance comprising loans against property.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹5.250B

(0.01%)

1.00×

Cost of revenue

₹2.352B

3.13%

1.13×

Operating expenses

₹2.787B

(0.43%)

0.98×

Revenue by region

No breakdown available

Reinvestment returns

n/m

Trend

Reinvestment rate

n/m

Return on capital

n/m

Spread over hurdle

n/m