U. Y. Fincorp

₹31.26As of Sun 8 Nov 2026, 12:00 UTC

NSE:UYFINCORPFinancials

Country India

PE (Fwd) 11.29

TSR 2Y CAGR 3.05%

Div yield —

ROE —

Credit Services

Beta (5Y) 0.28

PE TTM 12.32

TSR TTM 107.98%

Mkt cap ₹5.842B

ROIC —

SE Grade™

Value

Quality

Moat

—

1Y Price

Reference

₹34

8.64%

96.09%

Price below Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

1.629

Revenue₹B

—

0.849

0.571

1.970

1.116

1.629

1.694

17.69%

45.98

Revenue growth%

—

(32.75)

245.06

(43.36)

45.98

4.00

6.62

—

100

66.95

Gross margin%

—

26.72

28.81

50.36

20.84

66.95

67.02

28.81

41.29

Operating margin%

—

6.33

23.22

42.87

14.73

41.29

41.82

23.22

29.64

Net margin%

—

9.65

13.57

32.96

10.51

29.64

29.76

13.57

12.32

P/E ratio (avg)x

—

41.68

5.793

11.79

23.74

—

8.841

EV/EBITx

—

29.74

4.158

8.394

16.95

—

FCF yield (avg)%

—

FCF margin%

—

FCF / Net incomex

—

ROIC%

—

Return on equity%

—

Return on assets%

—

100

2.54

EPS₹

—

0.43

0.41

3.41

0.62

2.54

2.65

55.83%

—

311.69

EPS growth%

—

(5.41)

738.20

(81.94)

311.69

4.43

153.14

—

100

—

Bookvalue per sh₹

—

FCF per share₹

—

Dividend per sh₹

—

Div yield (avg)%

—

Payout ratio%

—

190.2

Shares (diluted)M

—

190.2

◌190.2

—

Buyback yield%

—

◌—

—

D/E ratiox

—

5.947

Enterprise value₹B

—

4.888

2.797

5.947

(42.78%)

—

LT debt₹M

—

Peers (US$61.18M)

Cap (US$)

Laxmi India Finance…

56.91M

9.279x

CSL Finance Limited

53.97M

5.961x

Mangal Credit and…

53.65M

27.13x

Pelagic Credit Plc

61.45M

67.75x

Capital

TTM

10Y

Leveragex

—

EBIT/Intx

108.9

40.95

Own earn%

—

Sh yield%

—

Owners

Insiders/Inst%

44.96

2.21

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

2/4

EPS growth years

2/4

Dividend streakyrs

Op margin range%

6–43

$1 testx

—

Incr. ROIC%

—

U. Y. Fincorp Limited, a non-banking financial company, provides financial and related services in India. The company offers fund based services, including infrastructure funding, industrial assets funding, loan against shares, inter corporate deposits, equity participation, retail finance, real estate funding, loan against properties, bridge finance, and bill discounting.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹1.629B

17.69%

1.00×

Cost of revenue

₹538.3M

(3.55%)

0.45×

Operating expenses

₹418.1M

24.65%

1.26×

Revenue by region

No breakdown available

Reinvestment returns

n/m

Trend

Reinvestment rate

n/m

Return on capital

n/m

Spread over hurdle

n/m