238.8
Revenue$M
204.4
210.3
224.3
235.7
250.0
267.2
275.6
295.0
304.4
321.8
253.1
5.18%
5.01%
75
11.22
Revenue growth%
10.68
11.34
13.79
12.16
13.53
12.13
14.46
14.69
15.57
13.63
28.11
14.46
13.58
20
28.19
NIM%
24.31
21.48
24.43
22.11
22.77
21.57
21.12
23.87
24.25
25.65
13.57
23.87
23.32
57
19.96
Effic. R.%
13.10
14.40
13.57
14.57
12.42
9.96
9.46
11.46
13.69
13.42
17.33
11.46
13.26
16
22.04
Net margin%
20.68
22.92
22.48
21.43
22.48
21.72
19.34
19.16
17.57
18.83
14.23
19.16
21.05
9
6.174
P/E ratio (avg)x
18.01
19.88
21.36
22.16
25.01
29.76
30.01
33.45
33.67
37.45
12.19
33.45
27.38
41
24.71
P/TBVx
26.83
30.18
35.30
36.00
39.77
41.04
41.74
48.25
56.50
57.98
18.40
48.25
40.40
83
10.40
P/Bx
27.94
30.53
28.48
29.42
33.78
35.68
34.84
32.85
37.57
40.29
20.33
35.68
33.32
28
69.35
NII$M
125.6
129.0
139.4
144.4
155.5
165.3
168.8
181.8
187.1
199.5
76.14
5.12%
4.99%
—
19.56
NII grth%
4.70
5.69
5.41
3.13
2.07
2.08
1.07
3.46
5.06
2.89
5.97
2.89
3.30
37
20.96
ROTE%
9.29
11.67
9.08
9.70
8.57
6.41
6.73
6.31
7.76
6.19
20.74
6.41
8.16
39
29.86
Return on equity%
27.87
27.12
27.97
29.93
28.03
27.98
28.38
28.80
31.34
31.72
5.06
28.80
28.20
22
26.81
Return on assets%
21.19
18.75
21.71
23.53
24.49
21.90
20.86
19.53
16.58
17.96
20.29
19.53
21.02
84
1.01
EPS$
2.08
2.11
2.12
2.15
2.08
2.43
2.69
2.73
2.62
2.57
1.08
4.26%
2.50%
—
14.28
EPS growth%
2.97
3.49
2.82
2.57
0.40
0.40
0.40
0.40
0.40
2.12
14.79
0.40
1.26
23
2.44
Bookvalue per sh$
3.07
3.28
3.54
3.73
3.86
3.33
3.24
3.09
3.10
3.17
1.83
(3.83%)
(0.27%)
—
1.10
TBV/sh$
2.23
2.44
2.69
2.78
2.70
2.51
2.53
2.33
2.27
2.02
3.83
(5.60%)
(1.63%)
—
3.26
Dividend per sh$
2.88
3.09
3.12
2.71
2.44
2.61
2.79
2.94
3.16
2.87
1.92
3.33%
0.26%
—
22.14
Div yield (avg)%
11.68
12.93
12.75
15.38
12.44
9.63
12.51
12.38
12.83
10.01
10.15
12.38
12.48
84
4.53
Payout ratio%
24.00
25.23
27.54
28.96
29.09
30.65
30.77
32.83
35.65
38.57
26.67
32.83
29.87
20
73.62
Shares (diluted)M
81.91
70.18
67.92
67.94
61.20
52.40
53.11
52.70
54.65
58.78
73.53
(0.80%)
(2.58%)
32
6.72
Buyback yield%
3.34
5.60
7.98
5.94
3.32
3.91
6.78
4.38
3.64
3.40
25.15
3.91
4.14
56
76.26
Eq/Assets%
159.27
181.32
190.37
199.53
217.01
250.79
251.79
281.86
319.27
359.06
108.55
281.86
233.90
10
180.0
Assets$M
208.7
218.0
243.0
261.0
278.9
310.7
334.8
362.3
384.1
407.8
228.0
7.90%
7.88%
87
351.4
LT debt$M
232.5
256.2
265.1
264.8
296.3
320.8
302.1
303.1
278.1
287.5
300.3
(0.60%)
2.54%
43
Total assets
$407.8M
7.88%
1.31×
Revenue
$321.8M
5.01%
1.00×
Non-interest expense
$183.9M
5.35%
1.03×
Net interest income
61.99%
Non-interest income
38.01%