0.559
Revenue$B
0.723
0.755
0.771
0.807
0.836
0.844
0.881
0.927
0.972
1.020
0.590
4.06%
3.64%
87
21.18
Revenue growth%
9.43
7.57
10.32
11.47
8.55
7.58
6.07
6.83
6.24
3.95
21.40
6.24
7.58
37
7.75
NIM%
11.15
8.93
9.78
11.81
13.14
12.77
13.24
11.86
12.82
15.45
13.31
12.82
12.32
93
29.52
Effic. R.%
21.41
22.11
24.79
25.14
24.92
25.43
27.02
27.00
25.19
22.44
6.56
25.43
25.03
57
6.09
Net margin%
9.56
12.54
14.14
17.09
17.90
18.12
18.55
15.72
18.25
18.24
17.31
18.24
17.50
51
17.82
P/E ratio (avg)x
16.17
15.61
15.73
17.60
17.44
17.66
18.32
18.89
20.92
23.94
20.82
18.89
17.63
79
11.97
P/TBVx
28.04
29.00
31.97
30.99
34.26
31.67
34.42
34.35
31.51
30.67
19.23
31.67
31.59
91
25.26
P/Bx
11.29
12.81
11.95
11.58
11.73
12.86
13.71
14.07
13.80
15.26
18.51
13.80
12.84
37
387.4
NII$M
443.9
464.7
476.5
491.4
512.1
516.8
549.4
569.6
598.9
621.3
596.6
3.94%
3.55%
—
14.76
NII grth%
13.29
15.63
15.71
18.57
16.63
19.52
17.97
20.31
21.13
20.31
28.03
20.31
18.27
64
20.57
ROTE%
19.20
18.09
19.46
20.26
21.22
21.38
24.06
21.30
18.75
19.95
14.64
21.30
20.10
90
7.42
Return on equity%
16.76
15.31
16.21
17.43
18.90
16.29
18.36
21.14
19.87
21.75
26.89
19.87
17.89
30
6.09
Return on assets%
28.34
29.16
29.21
31.39
30.60
28.46
29.71
27.04
24.40
26.52
3.56
27.04
28.81
89
6.57
EPS$
10.83
10.03
9.45
10.08
10.83
9.91
10.33
9.64
9.54
10.09
7.13
(1.41%)
(0.34%)
—
16.32
EPS growth%
28.78
31.20
30.68
33.65
33.12
31.74
33.37
32.75
30.72
32.81
29.40
32.75
32.25
56
3.98
Bookvalue per sh$
13.25
14.65
14.42
14.32
15.15
16.62
14.94
16.92
19.04
18.38
9.83
3.94%
2.56%
—
10.78
TBV/sh$
2.08
2.19
2.29
2.44
2.49
2.56
2.23
2.00
2.01
2.15
2.78
(2.88%)
0.41%
—
6.03
Dividend per sh$
10.80
10.02
9.36
10.44
11.44
10.79
10.78
12.19
12.71
12.25
6.68
1.39%
2.37%
—
16.33
Div yield (avg)%
18.67
18.51
16.13
13.32
11.75
14.25
14.76
12.14
11.98
10.24
16.14
12.14
13.79
78
13.47
Payout ratio%
18.97
18.69
20.58
20.87
22.15
23.17
24.24
26.87
25.33
25.34
8.34
25.33
22.66
29
36.29
Shares (diluted)M
26.39
24.74
24.52
26.15
28.12
30.41
32.65
34.01
31.25
28.70
36.48
0.40%
0.41%
73
26.18
Buyback yield%
30.93
29.38
30.74
29.50
26.57
25.86
27.39
28.19
27.33
28.28
3.72
27.39
28.23
50
34.89
Eq/Assets%
137.30
141.94
133.04
134.62
136.83
130.92
143.42
156.02
167.57
163.76
71.05
156.02
139.62
88
0.092
Assets$B
1.942
2.087
2.233
2.441
2.613
2.851
2.989
3.224
3.476
3.691
0.510
7.16%
7.17%
78
372.2
LT debt$M
555.7
552.9
590.7
607.5
523.5
539.1
471.8
495.1
513.6
543.3
761.3
0.74%
(0.49%)
95
Total assets
$3.691B
7.17%
1.40×
Revenue
$1.020B
3.64%
1.00×
Non-interest expense
$540.5M
3.48%
0.98×
Net interest income
60.92%
Non-interest income
39.08%