5.279
Revenue$M
13.15
13.74
14.30
15.13
16.00
16.41
17.04
18.04
19.04
19.64
5.398
4.18%
4.73%
69
29.46
Revenue growth%
13.25
12.44
13.39
15.40
14.43
11.45
10.34
7.35
10.29
11.06
24.63
10.34
11.94
9
3.62
NIM%
9.02
11.48
9.79
12.46
10.32
8.38
7.18
9.98
9.41
7.97
2.01
8.38
9.60
65
17.65
Effic. R.%
2.19
2.89
3.12
1.69
4.18
2.13
1.79
3.39
0.49
0.40
16.43
1.79
2.16
48
15.34
Net margin%
33.55
33.51
35.11
36.02
33.73
34.03
31.79
33.78
31.19
28.63
9.23
31.79
33.64
83
24.19
P/E ratio (avg)x
13.91
15.86
18.17
19.45
18.73
19.84
18.45
19.18
21.68
21.71
29.78
19.84
18.96
28
9.369
P/TBVx
40.57
38.64
40.40
37.76
38.70
38.31
42.93
44.86
45.87
42.69
26.75
42.93
40.49
45
16.71
P/Bx
50.84
47.76
53.00
51.61
52.09
49.62
52.34
55.22
62.16
62.37
28.63
55.22
52.21
13
7.042
NII$M
9.505
9.962
10.22
11.02
11.53
11.85
12.18
13.11
13.86
14.14
16.39
4.17%
4.65%
—
29.13
NII grth%
28.19
26.97
24.91
24.76
24.49
24.13
24.44
26.65
25.04
25.82
27.80
25.04
24.98
13
24.87
ROTE%
23.42
24.76
23.17
25.20
26.99
25.69
23.81
25.82
25.33
24.59
23.46
25.33
24.98
41
28.07
Return on equity%
11.07
12.04
13.86
11.01
12.88
13.32
13.85
13.71
12.75
9.87
8.82
13.32
12.81
71
12.88
Return on assets%
14.33
12.32
14.86
15.31
13.63
11.34
10.21
11.55
12.45
13.21
29.26
11.55
12.83
31
6.65
EPS$
1.86
2.10
2.18
2.25
2.50
2.65
2.89
3.24
3.26
3.70
7.10
8.11%
6.93%
—
26.32
EPS growth%
28.27
26.38
28.19
25.57
24.43
21.85
18.90
17.05
17.23
15.08
25.72
17.23
23.14
46
4.00
Bookvalue per sh$
6.28
5.85
5.98
5.32
5.23
5.38
5.12
4.60
4.96
5.33
1.93
0.40%
(0.72%)
—
4.51
TBV/sh$
4.98
5.03
4.25
3.65
3.78
3.79
4.04
4.17
3.57
3.29
3.51
(2.73%)
(4.32%)
—
5.69
Dividend per sh$
2.92
2.93
3.00
3.10
2.68
2.84
2.74
2.64
2.66
2.28
1.57
(3.19%)
(2.44%)
—
9.22
Div yield (avg)%
21.60
20.15
17.24
20.19
21.19
19.48
17.63
20.07
18.44
21.09
3.41
19.48
20.11
92
26.04
Payout ratio%
8.42
11.11
8.59
9.87
12.16
9.87
9.73
8.66
7.84
8.41
19.67
8.66
9.19
25
2.589
Shares (diluted)M
3.716
4.051
3.986
4.534
5.501
5.696
6.234
6.139
7.000
6.957
2.489
4.81%
8.33%
86
14.91
Buyback yield%
34.12
35.91
37.22
37.59
34.97
32.71
29.88
29.33
31.48
32.64
10.64
31.48
33.42
61
22.06
Eq/Assets%
132.71
123.43
127.79
117.11
123.14
129.20
136.11
124.19
128.96
111.15
93.20
128.96
125.99
55
13.53
Assets$M
87.11
97.13
105.5
114.8
127.1
135.9
146.5
159.3
177.8
192.8
22.19
8.68%
9.59%
41
12.34
LT debt$M
28.10
29.36
34.54
34.83
33.89
32.82
34.10
37.98
39.13
45.92
14.21
6.26%
5.22%
59
Total assets
$192.8M
9.59%
1.57×
Revenue
$19.64M
4.73%
1.00×
Non-interest expense
$11.18M
4.80%
1.01×
Net interest income
71.99%
Non-interest income
28.01%