7.584
Revenue$M
15.46
16.51
17.83
19.23
20.13
21.24
22.41
23.70
25.37
27.13
7.963
6.15%
6.67%
33
19.85
Revenue growth%
27.66
27.75
30.27
31.24
32.98
32.65
33.82
31.92
31.97
30.75
25.47
31.97
31.58
28
22.23
NIM%
24.48
22.90
24.07
26.13
26.58
25.25
26.75
28.90
26.68
24.31
19.28
26.68
25.69
88
20.55
Effic. R.%
5.32
2.85
2.27
0.40
0.41
2.12
3.79
3.83
5.88
3.84
27.67
3.83
3.32
91
13.18
Net margin%
24.85
25.81
28.62
30.34
33.19
34.66
34.65
32.12
31.76
34.42
27.99
34.42
31.94
37
20.91
P/E ratio (avg)x
33.39
35.87
36.17
40.13
39.67
40.88
39.44
42.53
46.56
50.22
31.36
42.53
39.90
68
6.807
P/TBVx
29.60
30.12
30.30
30.06
29.82
28.09
24.16
24.47
22.64
23.70
34.68
24.16
28.85
11
17.67
P/Bx
22.11
22.06
24.34
26.57
31.39
36.42
37.47
38.68
42.16
46.36
13.93
38.68
33.91
62
33.87
NII$M
12.43
13.31
14.18
15.43
16.10
17.09
17.95
19.07
20.14
21.47
10.19
5.93%
6.47%
—
19.96
NII grth%
33.16
34.14
33.96
36.87
35.54
35.57
37.92
39.26
38.61
39.41
22.40
38.61
36.22
35
19.98
ROTE%
32.84
35.50
36.42
37.30
39.31
36.39
37.07
35.63
37.75
38.97
10.29
37.07
36.74
63
28.67
Return on equity%
20.25
19.12
20.18
18.84
17.39
15.85
13.39
13.56
15.47
13.36
5.18
13.56
16.62
34
12.60
Return on assets%
24.77
24.23
24.92
23.14
25.93
28.37
26.31
24.69
22.07
23.51
10.75
24.69
24.73
84
2.41
EPS$
4.12
4.26
4.40
4.49
4.50
5.04
5.58
5.49
5.42
6.12
2.66
6.34%
5.33%
—
25.58
EPS growth%
9.73
6.92
7.61
5.96
6.43
8.97
10.19
7.57
8.76
11.26
16.73
8.97
8.19
6
1.79
Bookvalue per sh$
1.77
1.81
1.84
1.71
1.77
1.95
1.91
2.08
2.30
2.40
0.56
6.32%
4.16%
—
1.62
TBV/sh$
3.54
3.80
3.42
3.62
3.45
2.92
2.53
2.67
2.34
2.13
1.97
(9.20%)
(4.53%)
—
2.06
Dividend per sh$
0.67
0.65
0.62
0.72
0.79
0.80
0.79
0.87
0.99
1.11
1.76
7.07%
5.40%
—
21.78
Div yield (avg)%
5.95
3.40
1.05
0.40
0.40
0.40
2.18
2.36
1.47
3.31
10.15
2.18
1.83
29
25.26
Payout ratio%
33.69
32.74
33.37
33.49
36.21
38.34
40.45
39.53
42.09
43.94
6.88
40.45
37.27
75
6.187
Shares (diluted)M
6.567
6.071
5.557
5.172
4.797
4.903
5.202
4.905
4.718
4.815
6.289
0.08%
(2.90%)
55
9.97
Buyback yield%
20.46
18.46
16.14
16.88
19.60
18.76
18.41
19.43
17.92
20.06
28.85
18.76
18.61
84
166.70
Eq/Assets%
194.10
221.47
260.61
254.57
297.03
294.61
294.41
295.38
338.72
378.81
70.93
295.38
294.51
71
9.723
Assets$M
41.40
46.59
48.66
51.56
57.17
61.47
65.78
73.00
82.56
85.94
35.98
8.49%
8.14%
51
14.72
LT debt$M
50.64
57.26
64.57
62.75
67.31
66.32
70.86
71.74
84.94
91.72
35.01
6.38%
7.52%
32
Total assets
$85.94M
8.14%
1.15×
Revenue
$27.13M
6.67%
1.00×
Non-interest expense
$14.95M
6.77%
1.01×
Net interest income
79.12%
Non-interest income
20.88%