344.8
RevenueRp B
521.7
513.9
506.0
508.3
502.5
509.1
506.2
519.0
518.3
524.7
363.2
0.87%
(0.14%)
16
3.92
Revenue growth%
22.17
19.92
17.62
16.39
16.00
18.93
16.58
17.84
20.78
21.77
20.98
18.93
18.39
44
16.79
NIM%
1.25
0.40
0.40
0.40
2.50
4.66
7.57
9.62
6.77
8.76
11.27
7.57
3.58
46
12.64
Effic. R.%
2.94
3.16
5.91
8.47
8.30
7.90
8.59
9.14
9.16
8.73
23.40
8.73
8.38
58
15.17
Net margin%
4.65
1.67
2.25
1.38
4.14
3.13
1.69
3.59
1.17
1.84
22.36
1.84
2.04
48
16.12
P/E ratio (avg)x
17.71
16.36
16.87
15.13
14.94
14.28
14.29
13.26
14.06
15.20
11.97
14.28
15.04
24
9.977
P/TBVx
38.13
42.42
39.91
37.22
34.98
33.62
33.19
30.96
27.94
26.86
25.36
30.96
34.30
8
18.68
P/Bx
19.21
22.48
25.42
24.72
23.76
27.41
29.25
28.26
33.32
34.84
11.86
29.25
26.42
46
167.9
NIIRp B
292.0
290.6
287.7
286.9
284.7
284.2
284.0
296.0
290.1
299.0
64.64
0.98%
0.08%
—
18.68
NII grth%
2.66
3.19
6.19
7.53
8.08
10.76
11.82
14.50
12.80
10.90
14.35
11.82
9.42
54
18.18
ROTE%
15.56
17.31
17.71
20.47
17.69
16.33
17.41
16.38
17.53
17.19
19.26
17.19
17.36
34
5.55
Return on equity%
13.00
10.26
11.57
14.33
15.03
14.56
16.16
17.24
15.72
18.18
12.58
16.16
14.79
78
16.65
Return on assets%
16.66
16.61
18.05
18.23
18.47
18.52
19.88
21.90
23.26
20.73
7.90
20.73
18.50
52
7.40
EPSRp
2.81
2.67
2.59
3.04
3.06
2.86
2.85
2.82
2.95
2.94
7.76
(0.82%)
0.45%
—
24.92
EPS growth%
9.90
7.09
8.59
10.49
12.12
14.80
13.11
13.54
14.77
14.82
24.18
14.77
12.61
32
3.12
Bookvalue per shRp
6.01
6.30
6.67
7.34
8.69
10.45
11.93
13.71
13.77
16.21
2.17
13.28%
11.61%
—
3.68
TBV/shRp
16.10
16.72
16.40
16.77
17.64
19.75
21.28
21.32
22.38
21.35
9.89
3.89%
4.47%
—
7.44
Dividend per shRp
15.03
15.68
18.21
20.67
23.33
27.97
30.58
34.40
33.71
37.23
11.57
9.80%
10.14%
—
14.47
Div yield (avg)%
9.17
7.10
6.77
6.90
6.49
5.34
2.95
5.35
6.96
7.56
28.62
5.35
6.83
33
26.47
Payout ratio%
24.43
23.26
21.34
19.03
18.71
16.36
14.01
13.26
12.73
14.29
20.25
14.01
17.54
70
37.30
Shares (diluted)B
66.25
72.80
70.71
79.19
88.01
101.6
106.4
103.9
117.2
124.2
38.62
7.14%
7.80%
57
22.27
Buyback yield%
4.57
7.39
5.12
7.30
5.25
6.86
8.69
10.72
12.82
11.18
13.47
10.72
7.35
31
56.92
Eq/Assets%
46.23
47.10
50.23
45.35
44.91
45.85
40.25
40.02
41.50
35.94
146.08
40.25
45.13
20
100.2
AssetsRp B
1,325
1,483
1,653
1,801
1,898
2,029
2,183
2,362
2,662
2,932
402.2
9.09%
8.68%
78
270.8
LT debtRp B
237.0
230.0
242.3
217.8
194.2
175.3
177.7
163.2
161.9
142.2
215.6
(6.04%)
(4.62%)
47
Non-interest expense
0.17%
1.03×
Net interest income
56.98%
Non-interest income
43.02%