673.3
RevenueRp B
772.1
795.1
806.7
822.6
821.0
836.2
852.1
847.5
850.5
862.6
711.7
0.99%
1.34%
36
2.62
Revenue growth%
10.18
10.96
13.03
14.15
14.60
14.24
14.89
12.68
9.91
10.17
15.29
12.68
12.86
80
25.39
NIM%
15.80
18.42
20.99
19.80
18.67
21.42
20.85
23.14
23.93
21.57
13.44
21.57
20.92
16
25.36
Effic. R.%
24.88
22.06
23.15
22.07
22.09
24.64
23.25
26.21
26.47
25.62
2.55
25.62
23.95
58
15.70
Net margin%
6.43
8.62
6.03
3.45
4.31
6.18
4.90
3.86
2.47
0.40
19.08
3.86
4.61
73
14.97
P/E ratio (avg)x
12.26
10.50
9.908
9.747
8.418
9.030
7.888
7.347
7.852
7.360
28.89
7.852
8.724
9
22.62
P/TBVx
12.56
12.67
11.71
11.47
12.19
10.95
9.686
9.840
10.22
8.931
27.28
9.840
11.21
43
32.45
P/Bx
25.67
22.23
24.36
24.83
21.95
19.04
16.59
15.84
16.84
17.60
6.218
16.84
20.50
95
443.6
NIIRp B
440.0
446.1
452.6
457.6
463.3
466.4
480.7
471.4
485.2
486.7
192.2
0.99%
1.36%
—
10.47
NII grth%
17.48
17.59
15.92
13.71
12.59
11.09
12.10
11.91
9.34
11.39
9.24
11.39
12.34
61
28.41
ROTE%
17.60
16.66
17.87
16.19
15.34
15.05
17.91
17.70
19.20
19.59
15.86
17.91
17.65
6
19.89
Return on equity%
7.96
5.72
5.56
6.98
9.08
10.09
7.59
5.17
5.57
5.50
18.63
5.57
6.35
42
6.35
Return on assets%
3.08
5.02
7.06
4.43
5.85
3.81
5.60
2.63
2.03
0.40
20.19
2.63
4.12
78
9.88
EPSRp
7.73
7.91
9.11
9.85
10.09
10.99
11.09
13.15
12.70
15.03
10.13
8.31%
7.76%
—
11.55
EPS growth%
6.59
8.05
9.20
10.84
12.18
12.37
11.49
9.26
7.42
8.08
7.68
9.26
9.23
43
3.13
Bookvalue per shRp
9.35
9.30
10.05
9.81
10.14
9.63
11.10
11.77
12.10
11.67
7.75
2.84%
1.55%
—
8.03
TBV/shRp
4.18
4.56
4.68
4.66
4.78
4.44
4.35
4.03
4.32
3.85
9.73
(4.23%)
(2.18%)
—
2.67
Dividend per shRp
2.60
2.96
2.85
3.22
3.56
4.12
3.94
4.10
4.21
4.27
8.07
3.68%
6.03%
—
22.80
Div yield (avg)%
31.82
30.18
27.39
30.38
29.60
26.60
26.95
29.32
29.06
28.51
13.06
28.51
29.19
69
19.86
Payout ratio%
18.84
17.68
16.10
14.27
11.87
13.21
16.12
18.83
17.78
18.37
25.27
17.78
16.90
88
24.57
Shares (diluted)B
21.78
21.94
21.49
23.16
24.90
23.15
24.33
21.50
23.64
25.19
24.61
0.23%
1.21%
87
19.46
Buyback yield%
5.40
7.11
8.95
11.44
12.11
11.93
12.31
9.48
7.51
8.85
15.02
9.48
9.22
89
61.14
Eq/Assets%
55.12
59.94
65.96
76.22
79.03
81.91
86.09
83.25
93.15
101.14
29.14
86.09
80.47
62
138.3
AssetsRp B
764.8
798.9
893.2
948.4
1,007
1,147
1,188
1,296
1,402
1,518
599.4
8.55%
8.32%
22
135.9
LT debtRp B
450.1
487.1
501.1
455.1
411.7
364.5
372.8
378.2
336.1
373.7
309.4
(1.92%)
(1.97%)
25
Non-interest expense
1.39%
1.00×
Net interest income
56.43%
Non-interest income
43.57%