72.51
Revenue$M
82.83
85.31
84.66
87.19
89.31
90.38
91.30
94.00
96.17
96.25
77.35
1.51%
1.70%
94
5.98
Revenue growth%
30.89
32.15
30.58
33.56
34.78
34.90
37.27
36.30
33.33
35.99
3.45
35.99
34.17
24
27.25
NIM%
22.72
21.38
23.15
24.83
25.23
26.67
24.84
22.36
22.54
24.24
4.80
24.24
23.70
62
15.71
Effic. R.%
18.29
20.09
17.96
17.75
16.01
14.90
17.44
19.42
18.71
18.67
24.69
18.67
18.12
12
22.25
Net margin%
13.07
10.98
11.86
13.77
12.73
15.19
14.03
13.53
15.35
13.25
18.94
14.03
13.39
5
21.92
P/E ratio (avg)x
25.19
28.07
29.57
29.54
30.74
32.07
35.21
37.65
35.87
34.98
36.29
35.21
31.40
57
35.62
P/TBVx
23.44
22.94
24.74
25.33
28.19
28.54
28.90
28.26
26.66
24.61
36.75
28.26
26.00
81
12.80
P/Bx
27.92
29.63
30.09
31.08
30.72
28.71
31.72
33.94
38.13
35.56
15.37
33.94
30.90
75
70.49
NII$M
55.00
55.97
55.30
58.20
59.96
58.98
59.65
63.04
63.66
63.84
49.30
1.26%
1.76%
—
15.93
NII grth%
0.40
2.49
0.81
0.40
2.92
2.50
3.20
5.37
8.23
5.89
16.90
5.37
2.71
55
4.05
ROTE%
0.40
1.41
1.37
2.36
0.91
1.35
2.36
0.95
2.37
0.40
4.55
1.35
1.36
48
24.22
Return on equity%
9.59
8.79
7.18
7.57
5.26
6.22
4.43
5.68
3.07
0.66
15.07
4.43
5.95
9
6.18
Return on assets%
15.15
12.70
12.00
9.56
8.50
10.04
12.01
10.56
12.27
10.68
24.79
10.68
11.34
42
0.66
EPS$
0.93
0.86
0.76
0.83
0.71
0.70
0.77
0.81
0.72
0.66
0.70
(1.47%)
(2.92%)
—
17.27
EPS growth%
0.40
0.94
0.40
2.32
0.40
0.55
1.29
2.13
2.87
1.04
17.60
1.29
0.99
64
0.96
Bookvalue per sh$
1.00
0.98
1.16
1.33
1.31
1.36
1.57
1.80
1.98
2.21
1.30
11.11%
10.08%
—
1.73
TBV/sh$
0.63
0.68
0.68
0.68
0.73
0.69
0.62
0.61
0.66
0.62
1.87
(3.27%)
(0.16%)
—
1.77
Dividend per sh$
2.30
2.13
1.96
1.88
1.88
1.92
2.04
2.03
2.05
1.98
1.15
0.99%
(0.31%)
—
16.35
Div yield (avg)%
11.38
12.76
13.72
12.10
9.48
9.65
7.39
6.64
3.68
3.04
26.64
6.64
9.57
70
21.26
Payout ratio%
18.43
18.39
19.75
18.76
20.88
18.96
20.87
18.55
16.06
17.28
22.27
18.55
18.66
86
15.79
Shares (diluted)M
16.08
17.50
18.01
15.97
13.93
12.37
13.44
13.41
12.56
13.29
15.52
(0.93%)
(2.16%)
91
8.25
Buyback yield%
20.41
20.85
19.36
16.55
18.19
15.92
15.90
14.07
15.47
14.73
3.09
15.47
16.24
87
154.16
Eq/Assets%
117.95
109.26
112.56
121.37
108.53
117.13
126.83
117.43
101.66
110.47
116.38
117.13
114.84
83
58.91
Assets$M
176.5
195.7
212.1
238.4
255.5
269.1
284.6
306.7
328.9
345.0
5.232
6.19%
8.08%
35
49.58
LT debt$M
12.36
13.45
12.82
12.78
12.36
12.06
11.01
11.38
10.56
10.64
58.13
(2.95%)
(2.20%)
44
Total assets
$345.0M
8.08%
1.84×
Revenue
$96.25M
1.70%
1.00×
Non-interest expense
$48.22M
1.68%
1.00×
Net interest income
66.33%
Non-interest income
33.67%