13.44
Revenue$M
18.61
19.87
20.89
22.34
23.11
24.41
25.70
27.16
28.36
30.21
13.79
5.50%
5.42%
52
22.79
Revenue growth%
30.51
32.05
32.43
31.01
30.70
32.63
33.63
31.53
30.13
28.18
22.34
31.53
31.27
52
24.01
NIM%
18.79
19.21
19.70
19.36
19.83
21.01
18.07
17.22
15.90
13.27
8.55
17.22
19.00
37
29.79
Effic. R.%
25.44
28.31
28.88
26.35
23.46
24.14
23.81
24.92
22.78
22.14
27.32
23.81
24.53
93
8.37
Net margin%
32.50
30.54
28.74
31.19
28.30
30.33
27.66
29.70
27.35
26.73
6.11
27.66
29.22
10
30.76
P/E ratio (avg)x
6.971
7.071
7.473
7.932
7.847
7.550
8.471
8.566
9.188
10.46
31.48
8.566
7.889
36
25.21
P/TBVx
39.72
36.13
34.39
30.96
34.19
36.73
39.31
38.28
34.37
34.54
28.20
36.73
35.34
79
12.77
P/Bx
14.57
16.35
16.20
16.90
19.57
18.85
19.02
21.85
23.28
22.48
10.25
21.85
18.94
74
18.51
NII$M
12.96
14.06
14.73
15.85
16.27
17.04
18.06
19.18
19.89
21.25
10.88
5.48%
5.40%
—
18.26
NII grth%
7.40
6.24
7.25
4.81
3.58
4.78
6.79
6.32
7.62
7.35
6.33
6.79
6.56
42
11.61
ROTE%
6.31
7.35
8.66
8.45
10.37
11.18
11.17
10.92
11.37
9.02
3.03
11.17
9.70
86
20.27
Return on equity%
13.45
15.27
13.95
11.55
12.54
11.29
10.81
13.58
12.00
11.82
23.77
11.82
12.27
59
11.46
Return on assets%
5.88
5.14
8.02
9.13
9.20
10.53
13.28
12.21
9.81
12.67
22.43
12.21
9.50
78
7.04
EPS$
13.96
13.81
14.28
15.20
15.36
16.50
18.21
20.04
21.92
23.01
7.22
8.42%
5.82%
—
28.13
EPS growth%
17.87
19.87
18.68
18.08
20.97
18.51
17.09
16.00
18.33
20.91
4.59
18.33
18.42
25
3.81
Bookvalue per sh$
10.65
11.88
13.60
14.05
14.19
16.18
18.01
20.45
20.64
22.33
6.53
9.50%
9.58%
—
12.04
TBV/sh$
15.82
16.32
18.26
16.86
18.61
18.06
20.53
20.73
20.90
20.14
2.59
1.59%
2.78%
—
13.10
Dividend per sh$
11.95
11.91
11.51
11.67
11.38
10.75
10.28
9.48
8.61
9.26
3.67
(4.03%)
(3.00%)
—
27.44
Div yield (avg)%
23.33
21.73
20.24
20.45
20.80
22.78
23.37
22.87
21.28
19.66
22.35
22.78
21.50
23
8.96
Payout ratio%
3.97
4.53
4.26
2.30
0.40
0.40
0.40
0.88
2.66
1.03
7.93
0.88
1.66
71
3.415
Shares (diluted)M
3.224
2.812
2.914
2.896
2.550
2.355
2.396
2.343
2.320
2.363
3.295
(1.51%)
(3.35%)
51
14.28
Buyback yield%
11.25
12.56
11.12
10.25
8.70
5.94
3.31
1.17
0.40
0.40
27.73
1.17
7.32
20
174.89
Eq/Assets%
137.22
130.67
151.04
148.67
160.57
183.28
197.26
185.77
194.13
190.15
149.65
190.15
171.92
87
5.530
Assets$M
54.62
60.78
66.52
69.87
76.39
84.93
90.81
99.18
107.9
121.0
2.498
9.63%
8.82%
52
23.17
LT debt$M
26.97
25.13
26.04
24.12
21.76
22.70
22.89
22.72
25.08
25.41
19.33
3.15%
(1.30%)
14
Total assets
$121.0M
8.82%
1.37×
Revenue
$30.21M
5.42%
1.00×
Non-interest expense
$15.68M
5.54%
1.01×
Net interest income
70.34%
Non-interest income
29.66%