42.93
Revenue$M
58.96
59.53
58.95
60.01
60.49
61.76
62.07
63.80
63.73
64.20
45.70
1.20%
1.14%
10
27.74
Revenue growth%
21.44
20.47
19.50
18.83
17.04
14.65
17.30
17.03
18.76
16.00
15.66
17.03
18.03
78
12.92
NIM%
16.82
13.96
16.03
18.16
16.89
19.59
17.20
16.54
16.42
15.99
9.34
16.54
16.68
69
14.79
Effic. R.%
25.10
27.21
30.06
31.09
30.87
31.29
34.27
37.26
39.80
38.83
4.57
37.26
31.19
32
10.39
Net margin%
15.75
14.81
16.43
13.73
11.95
13.07
13.16
12.24
12.26
14.07
17.25
13.07
13.45
50
10.94
P/E ratio (avg)x
29.34
33.37
33.93
39.49
40.34
42.64
42.79
41.94
41.80
49.19
29.79
42.64
41.07
66
35.00
P/TBVx
40.77
41.15
48.75
48.72
47.54
53.88
54.06
54.79
54.27
63.06
8.272
54.27
51.32
10
26.75
P/Bx
30.43
32.93
33.55
36.04
33.18
35.74
37.20
35.76
38.79
41.05
29.80
37.20
35.75
92
9.350
NII$M
44.34
43.94
44.48
44.80
44.68
45.66
45.92
47.37
47.37
47.80
72.51
1.36%
1.06%
—
9.68
NII grth%
3.09
5.88
4.96
4.15
3.53
3.62
6.32
4.55
6.17
8.04
22.98
6.17
4.76
47
8.62
ROTE%
5.03
7.71
5.96
5.81
7.41
9.81
7.91
7.50
5.91
3.50
4.61
7.50
6.68
45
10.16
Return on equity%
18.54
16.65
17.59
20.01
20.20
21.70
24.44
23.08
25.07
24.75
6.76
24.44
20.95
51
18.93
Return on assets%
0.40
0.40
0.40
1.96
0.40
0.75
0.40
0.64
2.10
3.37
10.53
0.75
0.52
28
3.90
EPS$
0.91
0.89
0.91
0.88
0.95
0.90
0.90
0.87
0.91
0.88
4.26
(1.66%)
0.29%
—
21.66
EPS growth%
25.63
23.34
21.23
22.41
22.95
24.58
24.74
25.03
26.39
23.59
19.76
24.74
24.09
5
1.18
Bookvalue per sh$
1.11
1.20
1.34
1.31
1.30
1.23
1.10
1.23
1.17
1.29
1.92
(0.06%)
2.68%
—
4.59
TBV/sh$
1.24
1.11
1.19
1.14
1.21
1.15
1.02
1.11
1.14
1.17
3.45
(0.71%)
(0.38%)
—
1.05
Dividend per sh$
2.92
2.90
2.65
2.62
2.88
3.12
3.20
2.87
3.09
3.25
2.61
2.42%
1.17%
—
13.25
Div yield (avg)%
27.10
26.12
25.28
23.26
21.26
23.02
24.49
23.29
25.77
24.47
27.09
24.47
24.48
10
23.35
Payout ratio%
26.36
29.03
27.60
27.41
26.89
29.06
27.53
25.83
23.44
23.77
6.00
25.83
27.15
25
13.18
Shares (diluted)M
18.90
19.68
20.78
23.48
26.44
27.32
31.62
33.05
37.76
42.86
12.86
10.15%
9.70%
64
5.07
Buyback yield%
22.51
22.72
25.51
22.65
23.67
21.00
22.77
21.83
23.19
24.40
23.86
22.77
22.74
77
152.73
Eq/Assets%
71.93
73.02
75.57
71.65
62.49
60.05
64.68
59.80
56.62
52.98
74.04
59.80
63.58
23
69.72
Assets$M
24.09
26.66
29.47
32.22
36.27
38.82
43.21
45.34
48.95
55.51
60.89
8.89%
9.52%
14
42.37
LT debt$M
35.07
38.95
36.72
39.39
45.03
48.63
55.64
57.37
55.29
63.99
35.11
7.28%
7.69%
80
Total assets
$55.51M
9.52%
2.22×
Revenue
$64.20M
1.14%
1.00×
Non-interest expense
$38.78M
1.16%
1.00×
Net interest income
74.46%
Non-interest income
25.54%
Return on capital
127.55%