106.6
Revenue$M
77.06
80.49
83.70
87.51
88.68
92.72
96.47
100.1
103.5
107.0
109.9
3.82%
3.91%
50
16.75
Revenue growth%
14.37
11.65
8.96
11.96
14.60
11.77
10.64
10.57
10.57
8.48
3.56
10.57
11.15
33
14.78
NIM%
13.60
12.07
9.96
8.47
7.55
5.14
2.43
2.87
1.37
0.40
5.96
2.43
6.34
16
21.48
Effic. R.%
33.41
31.89
31.41
33.11
31.31
30.97
33.29
36.28
36.47
34.33
28.34
34.33
33.20
43
26.95
Net margin%
16.30
18.33
17.14
20.09
23.04
23.87
26.41
27.37
27.14
27.21
3.27
27.14
23.46
95
36.32
P/E ratio (avg)x
23.16
24.97
26.32
27.88
27.38
28.40
27.57
30.20
31.09
33.89
21.78
30.20
27.72
9
31.51
P/TBVx
17.53
19.60
18.10
20.58
18.84
17.71
19.11
21.54
23.29
22.14
14.26
21.54
19.35
87
19.76
P/Bx
31.66
35.18
33.55
33.64
31.45
32.27
30.16
28.90
33.48
33.31
12.62
32.27
32.79
23
54.38
NII$M
57.70
61.04
62.69
65.89
66.51
70.44
72.37
74.74
77.44
80.76
46.75
3.96%
4.02%
—
9.99
NII grth%
14.38
15.49
16.92
17.69
18.80
19.38
22.10
19.74
20.61
18.49
29.73
19.74
18.64
34
18.80
ROTE%
16.49
17.13
15.65
13.98
11.30
8.73
5.77
8.01
9.65
12.28
25.79
8.73
11.79
63
14.93
Return on equity%
12.44
10.32
8.42
10.44
8.24
6.59
6.85
5.72
4.20
2.73
12.59
5.72
7.54
61
21.69
Return on assets%
16.80
19.76
20.67
21.02
20.38
22.81
22.77
21.22
18.96
16.85
15.11
21.22
20.52
30
3.83
EPS$
3.29
2.88
3.00
3.04
3.29
3.12
2.71
2.42
2.39
2.42
4.12
(5.92%)
(3.94%)
—
24.56
EPS growth%
30.04
28.06
27.53
26.40
24.29
22.10
25.08
24.85
27.04
28.42
8.11
25.08
26.72
16
2.77
Bookvalue per sh$
2.35
2.52
2.19
2.14
2.07
1.99
1.78
1.55
1.59
1.50
3.88
(6.28%)
(5.39%)
—
1.54
TBV/sh$
6.02
6.36
6.28
6.74
7.09
7.05
6.88
7.71
8.72
9.15
4.85
5.21%
5.61%
—
4.96
Dividend per sh$
1.53
1.49
1.47
1.55
1.63
1.91
2.19
2.16
2.13
2.18
1.94
5.98%
5.01%
—
26.29
Div yield (avg)%
11.79
14.13
14.62
16.48
13.54
15.77
18.57
16.34
18.24
20.55
5.91
18.24
16.06
49
11.22
Payout ratio%
12.62
15.24
15.71
13.65
16.38
16.32
16.24
16.72
14.48
11.51
18.37
16.24
15.47
20
11.07
Shares (diluted)M
13.54
13.08
12.58
13.55
14.33
14.95
15.95
17.46
19.37
22.74
10.63
9.68%
5.48%
21
14.20
Buyback yield%
10.63
9.69
8.65
8.95
8.92
9.60
10.90
12.65
13.20
15.40
12.27
12.65
10.16
13
37.75
Eq/Assets%
78.75
74.72
72.36
68.51
64.90
72.62
81.59
79.07
74.81
67.42
52.52
74.81
73.67
54
57.94
Assets$M
161.1
179.6
199.3
220.6
239.7
257.0
285.1
299.9
324.5
343.2
10.20
7.45%
8.18%
8
33.45
LT debt$M
135.5
133.4
129.5
149.1
153.0
156.1
178.8
204.8
237.7
251.2
31.22
10.43%
7.18%
31
Total assets
$343.2M
8.18%
1.50×
Revenue
$107.0M
3.91%
1.00×
Non-interest expense
$52.21M
3.99%
1.01×
Net interest income
75.49%
Non-interest income
24.51%