42.82
Revenue$M
36.67
39.17
41.15
43.99
46.86
49.94
51.77
54.87
57.05
59.12
47.11
4.76%
5.41%
31
7.49
Revenue growth%
7.37
6.30
3.77
5.10
7.26
4.43
6.77
5.55
7.54
4.82
22.77
5.55
5.92
87
23.94
NIM%
25.33
26.20
26.30
28.44
29.52
30.38
30.07
32.95
35.43
33.41
26.24
32.95
29.79
50
9.97
Effic. R.%
1.98
3.53
5.97
4.42
5.40
4.05
4.25
5.43
3.58
4.67
17.99
4.25
4.34
54
12.04
Net margin%
28.26
30.63
33.21
33.15
31.09
30.09
30.66
30.13
30.04
29.32
15.77
30.09
30.38
20
28.66
P/E ratio (avg)x
38.24
43.74
43.81
43.29
45.70
46.57
52.44
50.47
48.22
47.39
9.880
48.22
46.14
29
15.99
P/TBVx
27.63
27.48
25.22
28.28
31.85
32.03
35.55
35.74
40.00
43.69
31.45
35.74
31.94
41
24.34
P/Bx
12.32
14.33
15.56
16.13
17.99
17.21
18.22
18.07
18.08
17.01
6.079
18.07
17.11
93
48.08
NII$M
26.10
27.75
29.39
31.55
33.42
35.43
36.87
38.62
40.10
41.50
48.51
4.42%
5.28%
—
29.83
NII grth%
26.31
28.78
27.51
29.93
28.47
30.33
30.32
29.26
26.57
27.27
17.59
29.26
28.62
67
13.95
ROTE%
7.07
6.34
5.65
4.33
6.04
3.29
5.07
2.48
2.28
4.97
20.66
3.29
5.02
81
3.61
Return on equity%
10.77
10.72
12.83
13.78
13.19
16.05
13.51
11.87
11.17
9.34
26.73
11.87
12.35
43
6.99
Return on assets%
9.97
8.08
5.38
2.60
5.33
5.37
4.53
2.34
4.13
1.52
9.52
4.13
4.93
73
1.51
EPS$
8.93
9.69
9.75
10.17
11.45
13.35
13.82
16.34
18.46
21.61
1.62
13.55%
10.30%
—
19.99
EPS growth%
16.99
16.33
14.15
15.02
15.17
15.10
14.84
15.08
15.96
16.68
13.41
15.10
15.14
52
0.88
Bookvalue per sh$
5.87
5.53
6.33
6.14
5.69
5.34
5.21
4.86
4.54
4.40
2.61
(5.01%)
(3.09%)
—
6.22
TBV/sh$
6.45
6.19
6.33
6.66
7.51
8.24
8.00
7.88
7.92
9.21
4.11
4.14%
4.63%
—
6.43
Dividend per sh$
1.61
1.66
1.87
1.83
1.89
1.92
1.94
1.86
1.81
1.93
6.25
0.44%
2.58%
—
4.92
Div yield (avg)%
24.19
22.09
20.32
19.09
19.83
16.86
16.50
18.63
20.51
20.14
12.99
18.63
19.99
61
12.25
Payout ratio%
12.58
14.17
12.30
9.71
11.24
13.77
11.78
13.16
12.20
13.70
18.58
13.16
12.44
57
6.738
Shares (diluted)M
7.627
7.224
7.137
7.704
8.748
9.813
9.700
10.36
10.82
12.05
6.459
6.61%
4.22%
69
25.95
Buyback yield%
21.24
18.79
18.11
19.42
20.01
18.42
19.53
16.78
16.80
18.90
25.34
18.42
18.85
9
95.98
Eq/Assets%
34.26
30.71
31.32
33.36
33.36
29.97
28.00
29.95
26.98
24.53
90.89
28.00
30.34
11
10.90
Assets$M
120.0
128.3
143.2
148.3
156.0
174.7
182.2
196.8
221.8
234.9
29.96
8.53%
7.95%
40
29.55
LT debt$M
47.60
46.88
47.93
44.40
40.16
41.90
43.60
47.12
44.53
41.65
14.43
0.73%
(1.60%)
57
Total assets
$234.9M
7.95%
1.27×
Revenue
$59.12M
5.41%
1.00×
Non-interest expense
$28.29M
5.51%
1.01×
Net interest income
70.19%
Non-interest income
29.81%