99.76
Revenue$M
89.78
94.12
98.32
103.7
110.7
119.5
125.6
132.5
139.8
152.6
106.4
6.63%
6.02%
35
3.13
Revenue growth%
27.03
26.31
28.26
28.81
30.02
31.91
32.30
33.75
34.40
33.15
21.14
33.15
30.96
65
15.26
NIM%
15.20
16.71
17.33
16.58
17.63
15.40
14.38
14.92
13.09
10.15
18.88
14.38
15.30
14
22.47
Effic. R.%
4.85
7.25
5.99
3.99
1.85
1.23
0.40
1.71
1.90
2.28
19.58
1.71
2.09
22
4.33
Net margin%
6.26
5.65
3.98
1.71
0.80
0.40
0.40
3.29
1.80
0.40
4.24
0.40
1.76
43
24.90
P/E ratio (avg)x
29.17
30.53
31.38
32.39
30.34
33.86
31.03
35.17
40.13
41.59
21.92
35.17
31.89
56
37.56
P/TBVx
27.23
30.16
35.57
40.97
40.71
42.66
42.97
41.00
45.86
53.02
30.86
42.97
40.99
35
37.27
P/Bx
42.57
41.68
41.87
44.71
50.58
57.46
61.98
72.75
68.73
67.70
33.85
67.70
54.02
55
10.65
NII$M
51.43
53.23
57.15
59.07
64.16
69.29
72.22
76.20
80.91
86.28
166.3
6.10%
5.73%
—
7.75
NII grth%
34.76
35.56
35.52
36.98
36.41
35.12
33.53
30.82
32.71
29.85
16.05
32.71
34.94
10
5.21
ROTE%
12.55
11.01
10.21
9.46
10.45
8.54
7.71
5.15
4.82
4.31
25.92
5.15
9.00
72
5.59
Return on equity%
26.89
25.78
23.54
22.89
21.69
23.52
21.73
19.75
18.77
17.15
19.26
19.75
22.31
29
19.98
Return on assets%
5.37
5.76
4.53
5.71
6.31
5.81
5.76
7.30
7.60
6.92
21.71
6.92
5.79
12
1.82
EPS$
5.60
6.54
6.88
6.69
7.77
8.61
9.23
9.99
9.80
10.75
1.89
6.71%
6.16%
—
20.60
EPS growth%
9.61
9.78
12.25
14.19
13.61
15.91
18.69
19.28
17.93
16.58
14.86
17.93
15.05
29
1.35
Bookvalue per sh$
1.99
2.14
2.35
2.19
2.49
2.48
2.43
2.39
2.16
2.00
5.36
(4.31%)
0.57%
—
3.09
TBV/sh$
2.66
2.49
2.52
2.56
2.27
2.28
2.22
2.36
2.36
2.24
2.96
(0.30%)
(2.44%)
—
6.13
Dividend per sh$
5.11
5.15
5.76
6.25
6.85
6.81
7.41
7.76
8.53
8.59
3.42
4.64%
5.85%
—
4.61
Div yield (avg)%
32.14
29.71
30.47
30.90
29.66
30.53
29.43
29.69
27.04
24.27
2.37
29.43
29.70
51
5.48
Payout ratio%
6.24
5.36
6.77
5.41
6.96
9.04
11.03
9.30
9.13
6.47
2.31
9.13
6.86
19
17.04
Shares (diluted)M
15.39
15.78
17.29
17.80
17.63
19.47
19.21
20.55
22.46
21.08
17.55
3.65%
2.48%
7
16.79
Buyback yield%
0.40
1.29
3.95
6.25
8.72
7.30
8.96
11.32
11.78
10.65
21.11
10.65
8.01
63
159.54
Eq/Assets%
37.32
42.16
40.08
39.02
41.45
46.52
44.75
49.49
52.65
57.79
157.61
49.49
43.45
40
0.114
Assets$B
0.605
0.662
0.700
0.764
0.789
0.885
0.963
1.014
1.150
1.211
0.012
8.96%
7.78%
28
66.42
LT debt$M
156.1
157.9
167.6
174.1
164.4
173.3
168.4
154.7
145.4
150.0
178.8
(1.82%)
(0.65%)
67
Total assets
$1.211B
7.78%
1.18×
Revenue
$152.6M
6.02%
1.00×
Non-interest expense
$74.20M
6.05%
1.00×
Net interest income
56.55%
Non-interest income
43.45%