82.73
Revenue$M
358.6
370.1
385.0
393.6
398.6
417.5
425.5
426.9
443.0
447.2
88.30
2.33%
2.53%
87
27.55
Revenue growth%
22.15
22.04
23.17
21.71
22.00
21.85
21.23
21.50
23.50
23.77
26.08
21.85
22.02
42
21.63
NIM%
11.84
14.74
16.89
14.56
14.72
12.75
10.90
10.24
7.58
9.73
18.62
10.24
12.29
79
14.06
Effic. R.%
14.56
13.22
15.18
17.29
16.17
13.43
15.92
15.03
14.73
16.37
7.34
15.03
15.10
82
7.88
Net margin%
3.23
1.38
0.40
0.54
0.40
1.65
1.85
0.40
2.37
4.98
23.81
1.85
1.51
45
28.77
P/E ratio (avg)x
48.60
53.40
61.79
68.22
72.07
80.63
78.25
89.40
103.4
114.4
34.78
89.40
75.16
87
20.49
P/TBVx
45.28
49.12
48.74
51.20
52.27
62.24
74.93
89.91
99.06
104.8
25.61
89.91
57.26
79
25.83
P/Bx
8.204
7.885
8.089
7.622
8.082
9.122
10.62
11.85
13.74
13.79
6.646
11.85
8.663
49
28.40
NII$M
204.8
210.2
218.7
228.9
226.7
239.8
247.4
250.1
258.9
261.6
315.1
2.91%
2.60%
—
17.50
NII grth%
26.68
28.31
27.87
25.51
26.61
24.82
24.01
25.24
22.98
25.72
13.93
24.82
25.61
32
26.13
ROTE%
27.28
28.27
28.33
29.55
28.49
25.81
24.62
24.51
26.00
28.69
22.64
25.81
27.77
43
11.39
Return on equity%
5.92
3.34
2.37
1.87
0.40
0.40
2.53
4.36
1.42
3.73
19.40
2.53
2.45
92
21.57
Return on assets%
29.25
31.14
30.88
29.88
32.57
30.67
27.96
29.52
26.68
26.37
4.38
27.96
29.70
76
5.54
EPS$
5.69
6.07
6.97
7.23
8.25
7.75
8.55
8.61
8.88
8.99
5.76
1.72%
5.10%
—
3.11
EPS growth%
6.02
8.55
5.85
6.82
3.90
6.71
9.41
10.83
9.07
8.95
11.68
9.07
7.69
22
7.91
Bookvalue per sh$
5.07
5.47
4.82
4.77
4.87
5.39
5.50
5.02
5.03
5.41
3.35
2.15%
(0.30%)
—
1.89
TBV/sh$
3.63
3.68
3.25
2.81
2.65
2.57
2.65
2.78
2.88
2.64
4.14
(0.13%)
(4.24%)
—
2.20
Dividend per sh$
5.88
5.74
5.56
6.47
6.50
6.26
6.39
6.25
7.09
8.18
5.71
4.73%
4.13%
—
4.20
Div yield (avg)%
11.07
12.57
10.92
11.62
8.71
9.76
9.65
8.85
8.04
9.19
25.93
9.19
9.70
34
26.35
Payout ratio%
19.50
21.78
24.66
25.76
27.68
25.69
25.70
23.41
26.03
26.11
26.47
25.70
25.70
47
10.48
Shares (diluted)M
11.93
12.60
11.66
9.994
10.76
9.743
9.705
8.280
8.392
8.498
10.64
(4.61%)
(3.14%)
7
29.32
Buyback yield%
5.75
6.85
5.84
3.24
5.91
8.48
10.71
13.37
10.59
13.15
8.20
10.71
7.67
80
92.19
Eq/Assets%
52.49
54.50
46.81
48.94
51.45
46.03
45.11
47.73
46.14
39.43
135.63
46.03
47.27
92
0.171
Assets$B
1.322
1.452
1.567
1.706
1.830
2.011
2.130
2.295
2.475
2.744
0.161
8.44%
8.66%
50
244.6
LT debt$M
54.70
64.33
63.61
63.55
68.01
79.41
77.24
75.23
84.35
94.74
340.2
6.85%
5.75%
18
Total assets
$2.744B
8.66%
1.79×
Revenue
$447.2M
2.53%
1.00×
Non-interest expense
$274.8M
2.66%
1.01×
Net interest income
58.50%
Non-interest income
41.50%