232.9
Revenue$M
312.6
323.4
323.6
336.2
339.3
342.7
352.7
354.7
355.9
363.9
241.9
1.41%
1.71%
59
19.70
Revenue growth%
15.46
14.34
12.77
10.97
12.00
14.81
13.90
15.81
14.95
16.02
4.64
14.95
14.57
63
19.63
NIM%
23.12
21.08
18.59
19.30
17.57
20.32
22.09
23.92
26.30
28.80
8.05
23.92
21.58
54
3.52
Effic. R.%
20.25
19.09
17.76
20.52
17.75
19.85
22.08
19.43
20.89
23.82
26.32
20.89
20.05
81
3.45
Net margin%
11.93
10.96
11.44
9.14
10.91
12.87
15.38
15.35
14.97
17.32
25.16
15.35
12.40
13
9.289
P/E ratio (avg)x
31.64
31.39
33.43
36.16
34.26
36.54
38.71
41.25
38.95
38.81
6.513
38.81
36.35
55
32.76
P/TBVx
21.83
22.22
19.59
21.51
22.27
19.82
21.47
19.09
17.07
14.96
25.14
19.09
20.64
50
35.00
P/Bx
25.46
26.91
28.94
32.73
35.63
42.65
41.72
47.98
54.63
62.57
20.88
47.98
38.67
6
337.1
NII$M
230.9
236.4
239.3
244.4
246.5
250.9
260.7
257.5
262.1
269.4
185.6
1.79%
1.85%
—
4.67
NII grth%
0.40
0.83
0.40
1.06
1.12
0.40
2.98
3.07
5.98
6.04
26.00
3.07
1.09
79
9.16
ROTE%
26.37
27.42
27.44
24.51
25.37
24.84
25.42
23.17
24.50
22.47
13.79
24.50
25.11
29
11.58
Return on equity%
16.37
13.93
16.29
17.67
16.11
16.51
16.79
18.32
16.95
15.19
23.02
16.79
16.44
27
6.40
Return on assets%
28.05
29.00
27.67
25.27
25.12
22.84
20.10
22.62
24.51
25.55
29.88
22.84
25.20
69
3.35
EPS$
3.36
3.60
3.29
3.61
3.23
3.30
2.98
3.20
3.29
3.40
3.73
1.02%
0.79%
—
15.45
EPS growth%
11.18
9.88
8.05
6.66
7.07
9.67
12.62
15.41
13.69
11.48
6.67
12.62
10.53
72
3.15
Bookvalue per sh$
1.58
1.63
1.75
1.76
2.04
2.13
2.11
2.38
2.63
2.85
0.82
6.95%
5.70%
—
3.42
TBV/sh$
0.85
0.95
1.03
1.07
1.04
0.99
0.89
0.81
0.85
0.85
1.23
(3.97%)
1.06%
—
3.07
Dividend per sh$
2.53
2.43
2.61
2.85
2.89
2.75
2.82
2.68
2.91
2.83
1.94
(0.44%)
0.49%
—
12.91
Div yield (avg)%
10.99
11.15
8.85
8.62
9.68
6.80
7.24
9.80
11.63
13.07
10.79
9.80
9.74
44
26.82
Payout ratio%
13.90
12.55
15.30
16.35
16.61
19.20
21.51
22.21
20.55
21.96
16.32
21.51
17.91
41
82.43
Shares (diluted)M
135.6
150.1
151.8
150.3
153.7
158.3
173.0
197.1
224.5
250.5
79.55
10.26%
7.14%
65
19.93
Buyback yield%
29.49
30.63
31.03
29.55
28.55
30.90
32.88
32.28
32.88
30.06
26.88
32.28
30.76
37
19.12
Eq/Assets%
41.82
43.91
45.90
48.78
52.67
52.14
57.81
59.99
65.26
70.43
75.33
59.99
52.40
88
0.107
Assets$B
1.090
1.165
1.229
1.281
1.368
1.467
1.625
1.777
2.004
2.180
0.166
9.77%
8.50%
11
53.33
LT debt$M
257.6
227.3
226.3
210.9
215.6
219.8
238.1
205.0
215.5
219.8
205.5
0.38%
(2.15%)
88
Total assets
$2.180B
8.50%
1.91×
Revenue
$363.9M
1.71%
1.00×
Non-interest expense
$214.8M
1.53%
0.98×
Net interest income
74.03%
Non-interest income
25.97%