0.708
RevenueKD M
2.135
2.229
2.299
2.344
2.347
2.423
2.532
2.572
2.572
2.669
0.771
2.60%
2.64%
26
17.17
Revenue growth%
10.92
13.12
16.09
18.32
16.85
19.15
18.11
18.74
17.91
15.72
19.46
18.11
17.38
42
23.78
Combined R.%
80.74
80.41
80.36
79.99
79.64
81.92
79.40
79.51
78.74
78.99
3.70
79.40
79.82
82
26.64
Operating margin%
26.78
26.00
25.27
26.71
27.16
27.95
25.98
27.52
29.15
30.34
22.86
27.95
26.97
5
12.03
Net margin%
17.69
17.02
16.61
14.96
14.79
12.42
12.98
11.86
13.53
15.15
18.26
12.98
14.87
90
26.23
P/E ratio (avg)x
46.92
55.57
54.08
63.08
69.19
71.29
84.14
95.51
113.4
108.2
21.52
95.51
70.24
67
18.01
P/TBVx
40.71
37.28
33.01
34.82
32.04
33.41
34.22
32.89
34.43
36.87
12.18
34.22
34.33
82
34.29
P/Bx
48.39
47.85
53.38
64.10
75.07
82.82
80.89
89.46
100.7
118.9
6.691
89.46
77.98
24
6.31
Prem. grth%
2.86
0.40
0.40
0.40
3.12
2.67
4.73
3.29
1.23
3.50
6.81
3.29
2.76
68
26.28
Invest. yld%
26.46
26.45
25.13
26.05
26.04
24.72
23.83
26.80
27.19
29.73
17.96
26.80
26.25
8
27.71
BVPS grth%
5.53
3.10
5.63
6.71
5.16
5.50
7.97
5.96
5.99
7.44
18.48
5.99
5.79
76
13.36
Return on equity%
24.46
22.08
22.29
23.72
25.46
28.07
26.97
26.45
28.77
28.62
22.97
28.07
25.96
35
23.94
Return on assets%
16.77
16.12
13.30
15.86
13.06
11.22
12.57
12.83
13.81
13.33
3.26
12.83
13.32
48
0.01
EPSKD
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
(0.13%)
0.30%
—
12.72
EPS growth%
27.34
29.94
27.09
28.52
26.16
28.07
27.32
28.98
30.38
28.36
2.37
28.36
28.22
39
—
Bookvalue per shKD
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
0.01
0.01
(1.85%)
0.29%
—
0.01
TBV/shKD
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
2.00%
(0.30%)
—
0.01
Dividend per shKD
—
—
—
—
—
—
—
—
—
—
—
(9.63%)
(6.33%)
—
11.71
Div yield (avg)%
13.68
15.88
16.40
14.79
12.47
11.90
13.50
12.26
9.62
11.43
11.70
11.90
12.98
39
8.31
Payout ratio%
26.35
26.54
26.63
24.45
23.20
23.06
24.49
26.19
25.39
24.11
15.39
24.49
24.94
30
108.2
Shares (diluted)M
86.81
85.78
85.13
75.88
73.63
77.04
76.63
80.09
86.53
88.01
106.8
3.63%
(0.13%)
89
3.53
Buyback yield%
15.82
16.09
16.52
14.42
15.83
15.50
16.38
18.65
19.28
21.99
10.45
18.65
16.24
50
1.686
D/E ratiox
0.132
0.146
0.166
0.158
0.171
0.171
0.173
0.171
0.177
0.186
1.252
0.173
0.171
37
1.875
AssetsKD M
7.380
7.803
8.357
9.322
10.53
10.90
12.09
12.93
13.84
15.36
1.719
7.84%
8.70%
30
1.886
LT debtKD M
2.350
2.368
2.493
2.777
3.032
2.979
2.847
3.385
3.523
3.523
0.487
3.05%
4.29%
32
Claims and benefits
2.60%
1.00×