23.65
RevenueKD M
16.11
16.25
16.31
16.98
17.17
17.95
18.76
19.16
19.94
20.67
25.62
3.78%
2.61%
77
8.63
Revenue growth%
15.80
16.83
14.75
12.36
14.68
17.22
16.64
18.87
18.78
17.86
4.19
17.86
16.73
57
28.03
Combined R.%
89.95
91.28
89.71
88.98
89.27
89.03
89.92
88.43
89.78
89.52
4.19
89.52
89.62
29
9.99
Operating margin%
19.17
18.43
19.86
17.13
17.77
20.36
22.64
21.22
21.65
20.85
18.43
21.22
20.11
30
27.68
Net margin%
14.87
14.26
12.60
10.95
12.60
11.39
8.73
6.32
6.32
9.10
2.35
8.73
11.17
69
12.63
P/E ratio (avg)x
19.12
16.92
17.36
15.58
15.71
17.24
18.04
18.98
17.74
15.95
12.60
17.74
17.30
63
33.29
P/TBVx
9.293
10.26
12.06
12.45
14.65
15.54
16.60
16.71
16.50
17.48
29.24
16.60
15.10
54
13.90
P/Bx
34.98
40.25
43.95
43.18
50.04
57.73
64.65
73.13
72.63
72.06
6.573
72.06
53.88
87
11.54
Prem. grth%
17.84
17.07
18.72
19.04
16.64
18.86
18.01
16.03
17.41
17.42
15.03
17.42
17.63
84
5.57
Invest. yld%
23.19
23.01
20.89
20.32
17.82
15.63
16.04
18.18
16.78
14.80
3.06
16.04
18.00
91
25.62
BVPS grth%
22.22
21.74
23.35
25.53
24.39
22.57
20.18
22.95
22.16
20.76
23.16
22.16
22.40
32
27.67
Return on equity%
25.72
25.90
27.37
25.36
26.69
26.22
24.18
25.11
24.64
26.94
23.51
25.11
25.81
60
16.83
Return on assets%
2.66
0.40
0.40
1.74
3.20
3.27
4.89
5.42
3.21
1.86
14.52
3.27
2.93
61
0.09
EPSKD
0.12
0.12
0.14
0.14
0.16
0.16
0.19
0.18
0.22
0.23
0.09
7.08%
7.82%
—
11.13
EPS growth%
11.58
12.37
10.17
8.84
7.67
10.57
8.70
5.97
5.85
7.65
8.07
7.65
8.77
95
0.03
Bookvalue per shKD
0.04
0.04
0.04
0.05
0.06
0.06
0.06
0.06
0.07
0.07
0.01
4.78%
4.92%
—
0.01
TBV/shKD
0.04
0.04
0.04
0.04
0.04
0.05
0.04
0.04
0.05
0.05
0.02
3.50%
2.74%
—
0.06
Dividend per shKD
0.07
0.06
0.06
0.05
0.05
0.05
0.06
0.05
0.05
0.05
0.06
2.84%
(1.80%)
—
16.79
Div yield (avg)%
9.36
7.20
9.55
12.32
12.34
12.93
13.16
13.25
14.65
15.51
24.47
13.25
12.64
40
19.87
Payout ratio%
8.59
8.88
8.90
7.44
7.75
5.59
4.22
4.53
2.09
3.15
7.32
4.22
6.51
25
167.5
Shares (diluted)M
177.3
162.7
158.5
150.6
142.2
143.2
159.7
159.7
148.5
143.5
165.9
0.19%
(2.89%)
91
5.47
Buyback yield%
23.33
21.22
22.79
20.28
21.90
19.17
17.15
16.46
16.25
15.30
21.29
16.46
19.73
57
1.097
D/E ratiox
0.290
0.300
0.308
0.327
0.283
0.268
0.273
0.247
0.224
0.234
1.335
0.247
0.278
53
26.49
AssetsKD M
76.67
83.36
93.86
100.2
108.5
114.7
127.3
131.9
143.6
153.5
5.175
7.19%
7.97%
22
9.032
LT debtKD M
6.305
5.638
5.562
5.082
5.015
5.183
4.828
4.753
4.791
5.044
28.16
0.12%
(3.48%)
41
Claims and benefits
2.74%
1.01×