38.28
RevenueRp B
52.56
52.53
52.51
53.34
53.60
53.50
53.97
56.44
57.54
59.82
40.10
2.22%
1.45%
73
14.16
Revenue growth%
25.66
25.28
22.95
24.59
24.43
23.70
24.65
23.29
21.18
18.69
2.21
23.29
24.06
75
21.77
Combined R.%
89.03
88.22
87.96
86.98
86.61
90.16
86.40
87.12
88.34
87.94
29.32
87.94
87.95
48
7.80
Operating margin%
3.86
4.86
4.21
3.34
2.30
5.17
3.35
4.45
5.65
3.72
8.85
4.45
4.04
90
8.13
Net margin%
26.13
24.84
23.89
23.82
22.98
22.56
19.57
18.96
19.54
16.99
22.80
19.54
22.77
29
26.76
P/E ratio (avg)x
51.12
57.22
62.00
70.56
71.01
71.03
78.96
77.05
81.45
84.66
36.68
78.96
71.02
56
31.23
P/TBVx
9.024
9.156
9.435
9.059
8.460
8.561
9.048
8.817
9.937
10.59
36.65
9.048
9.053
42
19.22
P/Bx
11.47
11.44
12.53
14.90
17.67
21.35
21.20
24.52
24.52
28.03
34.87
24.52
19.44
46
23.66
Prem. grth%
24.84
27.33
27.19
26.48
26.37
23.65
26.26
28.21
25.48
27.43
18.26
26.26
26.43
24
12.56
Invest. yld%
24.14
22.86
24.60
23.18
21.16
21.98
24.29
24.59
25.10
26.70
23.97
24.59
24.22
82
12.79
BVPS grth%
17.79
16.31
13.99
13.94
16.56
14.49
14.54
13.27
12.46
11.74
16.98
13.27
14.24
35
8.88
Return on equity%
19.83
17.24
17.16
18.93
17.28
16.67
15.96
17.69
19.62
22.03
22.33
17.69
17.49
77
4.64
Return on assets%
29.11
28.48
26.83
29.58
29.69
28.81
30.00
32.30
35.05
32.30
18.88
32.30
29.64
46
6.18
EPSRp
2.98
2.82
2.69
2.68
2.38
2.56
2.74
2.34
2.04
1.90
6.70
(4.42%)
(5.45%)
—
29.73
EPS growth%
1.16
1.43
0.82
0.40
0.40
2.85
0.95
0.40
2.37
3.35
7.94
2.37
1.05
73
6.40
Bookvalue per shRp
13.37
13.81
14.95
14.41
15.22
16.81
17.46
19.51
20.17
22.97
15.65
8.58%
5.83%
—
16.29
TBV/shRp
14.61
13.19
12.19
12.91
12.30
12.00
12.82
12.04
12.08
12.85
12.24
0.88%
(0.86%)
—
17.10
Dividend per shRp
11.23
11.05
10.31
10.65
11.18
10.13
10.27
9.26
9.47
10.14
18.85
(1.93%)
(0.45%)
—
4.16
Div yield (avg)%
0.40
2.42
3.17
2.39
2.24
0.40
0.40
3.38
0.82
3.76
2.46
0.82
2.31
45
21.87
Payout ratio%
27.56
29.04
27.24
27.21
25.18
23.41
25.49
24.27
22.45
23.46
10.65
23.46
25.33
44
1.510
Shares (diluted)B
1.784
1.816
1.694
1.870
1.781
1.764
1.716
1.963
1.992
2.199
1.578
4.31%
2.37%
73
21.37
Buyback yield%
5.00
2.87
0.70
0.40
3.08
0.40
3.14
0.70
1.19
0.40
16.18
0.70
0.94
27
1.082
D/E ratiox
0.525
0.584
0.539
0.550
0.506
0.512
0.579
0.583
0.654
0.740
1.648
0.583
0.565
36
35.70
AssetsRp B
93.05
101.5
107.5
113.6
123.6
135.5
146.0
158.3
173.9
196.4
32.83
9.71%
8.93%
86
30.23
LT debtRp B
50.24
55.75
60.37
65.49
76.84
76.55
79.94
79.19
78.25
93.02
8.210
3.90%
7.84%
56
Claims and benefits
1.61%
1.02×