22.47
RevenueRp B
42.92
45.29
47.78
49.67
51.03
51.93
54.22
54.83
56.48
58.07
23.28
2.62%
3.63%
69
28.03
Revenue growth%
8.65
10.24
12.47
13.24
13.50
11.75
14.05
16.09
13.87
15.63
3.60
14.05
13.37
82
11.05
Combined R.%
93.55
92.42
93.05
94.09
93.16
94.02
94.01
92.31
92.28
91.94
22.68
92.31
93.10
68
18.88
Operating margin%
10.71
9.48
12.42
14.67
14.66
14.72
13.10
11.23
14.19
12.25
14.17
13.10
12.76
13
22.61
Net margin%
5.13
2.47
3.78
2.11
1.25
0.40
2.05
1.78
0.94
0.54
28.85
0.94
1.91
63
33.69
P/E ratio (avg)x
10.51
11.33
10.85
10.82
11.54
12.79
13.42
15.20
15.52
14.71
18.24
14.71
12.17
9
10.44
P/TBVx
8.347
8.732
7.924
7.220
6.760
7.086
6.696
5.838
5.546
5.825
29.72
5.838
6.923
35
33.81
P/Bx
10.45
11.39
12.41
14.22
16.35
17.12
17.24
17.95
17.71
19.10
25.32
17.71
16.74
66
4.97
Prem. grth%
9.49
9.89
10.37
11.98
12.95
10.12
10.64
8.90
11.33
10.51
6.56
10.51
10.44
79
14.83
Invest. yld%
6.96
9.44
11.54
12.34
11.16
13.56
13.77
16.55
13.56
14.02
21.79
13.77
12.95
14
21.03
BVPS grth%
12.28
13.61
13.52
11.48
9.66
12.28
9.49
7.58
5.39
5.77
2.52
7.58
10.57
21
25.14
Return on equity%
29.25
26.90
28.34
25.55
28.42
26.12
26.52
26.84
28.41
29.76
22.34
26.84
27.62
9
20.45
Return on assets%
26.77
25.36
27.32
24.53
26.98
26.82
28.39
29.58
30.63
31.07
18.46
29.58
27.15
18
25.48
EPSRp
16.48
18.19
18.61
18.43
18.46
18.81
18.38
20.19
18.22
19.48
26.52
1.08%
1.01%
—
13.09
EPS growth%
21.24
22.19
19.52
20.91
21.88
19.76
18.61
19.29
18.03
18.38
6.64
18.61
19.64
23
31.12
Bookvalue per shRp
18.44
19.89
18.71
17.23
14.94
12.83
13.64
13.16
13.70
12.90
44.65
(2.90%)
(4.72%)
—
8.14
TBV/shRp
10.21
11.86
13.15
13.24
15.97
19.32
19.08
22.96
23.55
27.83
14.07
11.75%
11.69%
—
24.47
Dividend per shRp
34.03
32.56
35.38
36.51
32.08
28.85
28.22
30.87
34.02
31.51
45.74
(0.36%)
(1.44%)
—
6.97
Div yield (avg)%
10.01
10.49
9.01
10.90
8.50
6.91
9.88
11.00
13.83
11.94
7.33
11.00
10.25
56
12.27
Payout ratio%
9.00
6.19
8.47
10.56
12.03
10.53
8.12
7.69
5.57
7.21
5.86
7.69
8.29
40
377.7
Shares (diluted)M
388.2
338.8
368.9
397.2
415.1
407.9
357.6
343.2
349.1
387.9
394.9
(1.35%)
0.95%
46
4.94
Buyback yield%
8.09
5.40
4.96
4.43
1.63
4.05
6.09
8.94
9.54
10.79
22.24
8.94
5.75
79
0.994
D/E ratiox
0.551
0.537
0.543
0.544
0.588
0.624
0.591
0.617
0.633
0.591
0.358
0.617
0.589
94
39.73
AssetsRp B
72.14
79.35
86.01
94.75
101.0
109.6
122.2
132.5
146.2
159.1
52.75
9.51%
8.92%
88
30.00
LT debtRp B
48.62
47.97
49.57
53.79
53.00
58.91
57.73
63.68
64.95
64.18
38.44
3.90%
2.85%
18
Claims and benefits
3.58%
1.00×