18.95
RevenueRp B
30.69
32.74
34.33
37.04
39.89
41.97
45.67
48.98
53.52
58.39
19.41
7.92%
7.19%
14
28.81
Revenue growth%
30.27
30.50
29.52
29.34
29.25
28.07
30.23
31.61
34.34
32.88
16.27
31.61
30.25
44
4.02
Combined R.%
87.27
87.52
88.48
89.16
89.15
88.37
87.94
87.31
88.25
89.05
6.36
88.25
88.31
7
13.45
Operating margin%
2.92
2.52
0.82
0.40
0.40
0.40
0.40
0.40
2.53
3.68
25.71
0.40
0.61
33
20.91
Net margin%
29.84
30.15
33.09
35.01
35.45
38.15
39.67
40.45
38.11
40.34
28.16
39.67
36.78
35
22.09
P/E ratio (avg)x
9.441
8.872
8.694
7.736
7.770
6.874
7.052
6.270
5.544
5.169
15.38
6.270
7.394
41
17.52
P/TBVx
26.74
27.80
28.73
33.39
32.54
38.33
38.34
45.01
53.00
52.80
36.13
45.01
35.86
9
17.19
P/Bx
27.12
30.65
29.84
29.76
31.23
31.86
36.46
37.13
36.04
37.41
33.40
36.46
31.54
30
14.71
Prem. grth%
4.15
3.96
1.03
0.40
2.23
0.40
0.40
1.65
0.40
0.80
29.73
0.40
0.91
10
29.43
Invest. yld%
7.47
6.06
4.01
2.42
1.30
2.69
0.40
2.92
1.56
2.26
21.12
2.26
2.55
26
2.34
BVPS grth%
7.36
9.51
10.67
8.18
9.50
9.71
7.57
6.52
6.41
7.31
27.37
7.31
7.87
23
9.03
Return on equity%
0.40
1.82
0.40
1.06
3.06
5.70
6.49
5.98
7.29
8.76
4.10
6.49
4.38
56
26.06
Return on assets%
10.20
8.19
5.42
3.38
0.82
0.40
1.69
0.40
0.40
0.40
6.13
0.40
1.26
45
5.28
EPSRp
3.24
3.51
3.77
4.05
4.04
4.60
4.50
4.95
4.95
5.33
5.76
5.69%
6.44%
—
24.72
EPS growth%
18.06
20.69
18.61
18.62
20.10
22.14
20.76
18.05
16.38
15.08
4.90
18.05
18.62
95
2.15
Bookvalue per shRp
4.30
4.96
4.73
5.06
4.85
5.00
4.91
5.73
5.50
5.31
1.14
1.83%
2.13%
—
6.52
TBV/shRp
1.28
1.37
1.30
1.21
1.29
1.20
1.17
1.27
1.28
1.42
5.21
1.99%
0.02%
—
4.86
Dividend per shRp
1.19
1.24
1.12
1.20
1.36
1.29
1.37
1.49
1.61
1.65
6.21
4.03%
3.76%
—
3.25
Div yield (avg)%
0.40
1.13
0.40
0.40
0.40
1.04
0.57
2.84
1.82
1.30
17.02
1.30
0.80
51
17.22
Payout ratio%
20.99
23.89
26.48
25.70
27.63
30.38
31.37
30.45
28.57
27.94
18.41
30.38
27.78
76
4.933
Shares (diluted)B
7.101
7.473
7.737
8.846
9.957
9.765
9.450
10.45
10.43
10.78
4.800
1.60%
5.47%
57
2.19
Buyback yield%
18.06
16.69
19.22
20.48
18.72
18.20
18.25
18.94
18.61
17.24
28.28
18.25
18.43
66
0.872
D/E ratiox
0.695
0.653
0.641
0.729
0.841
0.947
0.945
0.984
1.117
1.176
1.056
0.984
0.893
16
51.71
AssetsRp B
117.6
124.4
138.1
151.7
166.0
179.4
203.3
215.7
223.9
244.6
37.89
8.07%
8.18%
7
42.66
LT debtRp B
14.91
13.95
15.22
16.28
16.22
14.50
13.57
13.52
13.16
12.36
7.536
(5.29%)
(1.34%)
55
Claims and benefits
7.30%
1.01×