148.7
Revenuekr M
199.0
211.6
221.5
234.6
252.9
274.5
294.3
320.4
349.1
381.4
152.4
8.57%
7.19%
62
7.64
Revenue growth%
28.20
27.49
27.55
30.04
29.53
29.25
26.47
24.21
23.10
24.01
23.38
24.21
27.52
77
4.12
NIM%
0.40
0.40
3.25
2.52
0.40
1.23
1.87
0.88
3.33
5.47
14.99
1.87
1.55
43
10.26
Effic. R.%
13.53
16.18
17.11
15.89
17.94
15.70
15.93
16.82
18.46
18.80
19.89
16.82
16.50
27
20.06
Net margin%
14.45
15.01
17.17
16.00
17.82
16.16
17.59
16.14
16.26
16.71
21.11
16.26
16.21
40
15.04
P/E ratio (avg)x
7.612
8.460
8.492
8.855
9.770
8.942
9.953
10.07
10.57
9.813
6.348
9.953
9.356
18
26.91
P/TBVx
29.46
29.41
34.42
34.51
39.47
45.75
55.03
56.83
68.36
78.36
28.60
56.83
42.61
16
12.02
P/Bx
26.88
29.31
27.57
28.99
27.86
29.23
31.12
28.41
29.91
33.30
21.18
29.91
29.11
61
352.2
NIIkr M
135.0
145.3
148.9
158.1
170.8
183.9
198.8
217.8
240.3
262.4
258.3
8.96%
7.25%
—
12.64
NII grth%
23.96
23.89
26.07
26.99
25.37
25.94
23.62
24.10
24.96
25.02
11.98
24.96
24.99
39
7.37
ROTE%
24.63
26.14
27.49
27.09
29.14
30.34
27.63
25.15
23.25
20.53
6.63
25.15
26.62
78
20.43
Return on equity%
13.43
11.24
12.92
10.45
9.61
8.30
7.76
9.32
7.99
9.61
28.07
8.30
9.61
10
25.68
Return on assets%
23.38
21.13
19.50
18.30
19.23
17.33
18.09
19.42
21.20
21.01
24.52
19.42
19.46
33
528.41
EPSkr
402.12
417.68
467.59
458.86
471.71
431.57
473.67
471.07
535.12
504.45
588.51
1.35%
1.47%
—
8.36
EPS growth%
26.10
23.21
23.87
23.31
22.36
21.46
23.05
24.82
22.81
23.67
24.00
23.05
23.26
82
654.96
Bookvalue per shkr
640.64
732.71
826.51
831.31
815.62
792.68
783.90
846.71
899.27
889.01
223.52
1.74%
2.88%
—
524.89
TBV/shkr
582.11
514.82
544.47
547.41
489.05
467.76
495.01
488.18
424.10
446.01
1,080
(1.83%)
(2.68%)
—
663.16
Dividend per shkr
310.97
297.86
306.00
294.40
300.32
323.20
353.02
336.48
334.47
326.16
837.13
1.66%
0.98%
—
18.11
Div yield (avg)%
17.73
15.21
13.32
15.84
16.30
15.41
12.53
15.31
15.86
17.08
6.11
15.41
15.62
54
21.72
Payout ratio%
25.97
26.08
23.85
21.52
23.97
21.85
19.13
18.18
18.35
19.62
4.81
19.13
21.68
26
0.170
Shares (diluted)M
0.223
0.258
0.258
0.288
0.327
0.338
0.388
0.371
0.356
0.359
0.171
1.90%
4.43%
79
21.27
Buyback yield%
1.87
3.44
6.20
4.53
3.61
6.35
9.01
11.78
14.48
16.82
13.19
11.78
6.28
84
36.69
Eq/Assets%
101.83
96.71
101.72
114.33
108.05
107.80
103.78
111.39
107.76
100.10
83.34
107.76
105.77
59
0.241
Assetskr B
0.696
0.746
0.827
0.851
0.947
1.041
1.173
1.236
1.348
1.483
0.335
9.38%
8.52%
31
327.0
LT debtkr M
197.8
204.4
231.9
245.9
257.4
278.5
327.6
319.3
317.1
359.5
382.2
6.91%
6.31%
12
Non-interest expense
7.27%
1.01×
Net interest income
68.81%
Non-interest income
31.19%