436.4
Revenuekr M
284.3
302.1
315.2
332.2
352.9
379.4
407.7
436.3
471.4
500.3
460.8
7.23%
6.29%
30
4.25
Revenue growth%
22.06
21.40
21.99
24.79
24.15
24.18
23.93
25.87
26.60
28.44
12.04
25.87
24.16
92
26.69
NIM%
0.40
2.29
0.53
2.39
2.52
0.65
0.40
2.23
2.31
1.25
26.10
1.25
1.74
22
25.37
Effic. R.%
8.25
6.59
4.11
5.47
3.40
4.39
5.21
7.09
7.05
8.85
17.25
7.05
6.03
44
23.73
Net margin%
24.24
23.05
24.81
24.59
26.99
25.09
25.64
24.49
25.95
27.09
23.11
25.64
24.95
6
34.59
P/E ratio (avg)x
40.62
44.32
45.02
45.24
44.55
49.10
55.84
64.37
61.83
62.43
20.47
61.83
47.17
10
17.95
P/TBVx
23.25
26.38
26.75
26.99
31.47
33.48
38.99
44.01
47.77
51.34
31.60
44.01
32.48
90
15.39
P/Bx
39.79
43.29
47.22
48.71
51.50
58.65
59.33
58.99
59.11
61.88
25.75
59.11
55.08
35
108.7
NIIkr M
204.3
220.2
229.8
242.2
252.4
277.0
292.1
316.4
342.8
363.0
59.85
7.53%
6.24%
—
18.74
NII grth%
34.70
35.96
35.48
36.55
33.91
32.45
34.78
32.14
29.46
29.38
14.09
32.14
34.31
90
19.63
ROTE%
31.56
32.05
34.12
36.49
38.64
40.17
41.44
38.80
38.76
35.96
27.51
38.80
37.57
54
25.83
Return on equity%
30.34
29.39
27.84
27.49
29.34
31.19
29.67
29.16
30.68
33.67
10.93
30.68
29.53
89
21.02
Return on assets%
13.91
16.70
15.63
16.79
13.92
11.25
11.81
13.61
13.42
13.92
10.54
13.42
13.91
87
98.05
EPSkr
43.28
46.22
49.82
49.02
53.53
57.41
52.40
55.83
58.34
53.65
102.09
0.04%
2.53%
—
10.44
EPS growth%
4.16
6.70
9.01
8.65
8.76
9.19
10.91
9.48
12.28
14.37
18.60
10.91
9.10
78
85.16
Bookvalue per shkr
254.51
271.06
313.60
360.15
383.87
415.03
411.31
482.44
458.26
522.22
102.75
6.35%
7.69%
—
170.82
TBV/shkr
127.31
132.00
111.94
110.66
99.30
105.20
107.53
111.46
112.75
97.10
178.45
(0.45%)
(3.01%)
—
112.08
Dividend per shkr
97.38
106.53
121.97
141.63
156.63
178.86
216.67
235.81
273.95
306.44
67.43
14.37%
12.40%
—
8.26
Div yield (avg)%
22.06
20.58
23.17
26.11
27.43
24.60
24.13
26.36
26.86
27.18
12.87
26.36
25.35
53
10.32
Payout ratio%
13.75
13.93
14.85
13.09
10.72
12.44
14.89
17.15
16.10
17.60
19.75
16.10
14.39
88
1.753
Shares (diluted)M
2.209
2.156
2.263
2.199
2.274
2.155
2.406
2.577
2.272
2.065
1.786
(1.91%)
0.01%
26
18.45
Buyback yield%
23.66
24.32
21.52
18.86
19.78
21.54
22.86
25.82
27.16
29.41
23.38
25.82
23.26
41
149.37
Eq/Assets%
110.59
95.67
84.08
82.72
84.83
80.99
75.46
64.80
61.34
64.73
46.50
64.80
81.85
18
0.026
Assetskr B
1.175
1.264
1.396
1.484
1.641
1.789
1.882
2.056
2.322
2.570
0.034
9.38%
8.53%
53
210.0
LT debtkr M
401.1
450.5
500.7
490.0
474.1
526.6
551.9
618.0
573.9
631.5
338.8
5.90%
4.59%
49
Non-interest expense
6.30%
1.00×
Net interest income
72.55%
Non-interest income
27.45%