221.3
Revenuekr M
208.5
218.6
230.2
238.9
251.4
261.7
274.8
286.6
304.7
318.2
240.4
4.83%
4.58%
77
14.36
Revenue growth%
11.22
10.36
10.45
8.81
8.40
6.28
6.19
4.54
1.97
3.93
4.85
4.54
7.34
60
5.68
NIM%
12.45
11.68
12.98
15.45
17.60
16.37
13.86
11.05
10.58
7.87
10.61
11.05
12.72
64
18.54
Effic. R.%
12.97
15.73
16.32
15.67
16.68
18.92
16.34
17.32
17.19
19.03
12.34
17.32
16.51
33
16.01
Net margin%
17.70
15.90
14.22
13.04
13.45
14.47
11.83
12.04
12.05
10.55
22.88
12.04
13.25
20
18.57
P/E ratio (avg)x
13.29
13.09
12.59
12.53
14.10
13.27
14.55
16.38
18.79
21.41
14.15
16.38
13.69
16
6.935
P/TBVx
29.35
33.56
37.46
44.32
48.19
52.44
61.08
67.73
76.15
84.15
16.37
67.73
50.32
53
17.10
P/Bx
18.89
20.12
22.48
22.75
22.55
22.95
22.50
24.45
25.29
24.21
25.23
24.21
22.65
74
170.6
NIIkr M
158.7
168.6
176.3
182.2
195.3
199.0
211.4
222.9
231.5
245.2
154.1
4.65%
4.68%
—
21.37
NII grth%
9.65
9.64
11.44
13.79
11.37
9.78
12.44
10.72
12.82
14.63
29.15
12.44
11.40
26
9.20
ROTE%
15.99
18.16
20.81
23.06
21.84
20.57
20.43
22.08
21.59
19.66
19.74
20.57
20.69
36
22.66
Return on equity%
19.88
19.39
21.04
20.34
17.95
17.84
19.06
19.77
20.71
21.42
8.00
19.77
19.82
73
9.54
Return on assets%
13.17
13.49
12.41
15.38
17.71
20.59
23.58
24.67
24.61
22.19
15.82
23.58
19.15
10
20.13
EPSkr
74.55
82.01
77.88
87.91
96.62
108.14
112.92
103.50
100.76
108.61
21.96
2.37%
3.21%
—
16.30
EPS growth%
15.75
17.30
16.20
15.04
13.49
13.67
15.54
17.29
14.37
12.22
6.47
14.37
15.29
5
40.40
Bookvalue per shkr
134.11
121.24
135.89
138.98
142.59
130.51
131.86
139.09
139.54
142.90
69.74
0.04%
1.14%
—
98.01
TBV/shkr
95.30
95.02
109.66
104.88
101.74
108.95
102.47
103.44
102.45
115.96
18.45
2.65%
3.30%
—
43.55
Dividend per shkr
152.25
165.02
174.42
176.30
159.65
155.47
167.47
156.27
143.90
159.47
66.27
(0.02%)
1.11%
—
15.45
Div yield (avg)%
11.14
13.14
10.58
10.30
7.42
5.39
7.79
9.95
9.72
11.51
11.53
9.72
10.13
36
26.58
Payout ratio%
12.72
10.62
11.76
14.09
13.34
14.09
13.24
10.39
10.82
11.40
21.55
11.40
12.24
30
1.104
Shares (diluted)M
1.084
1.120
1.053
0.986
0.890
0.828
0.773
0.863
0.827
0.931
1.111
0.91%
(2.52%)
19
23.07
Buyback yield%
19.76
18.12
18.55
19.07
17.16
20.10
18.41
16.66
13.69
13.56
2.03
16.66
18.26
95
41.89
Eq/Assets%
192.10
204.83
230.79
241.66
268.64
281.87
274.30
293.48
331.30
369.37
123.53
293.48
271.47
20
119.9
Assetskr M
71.12
77.20
85.47
94.03
99.68
107.8
115.3
126.2
132.9
144.4
236.6
7.70%
8.10%
85
188.7
LT debtkr M
155.7
165.8
173.7
176.0
197.2
196.6
183.7
184.9
202.1
189.4
250.6
(0.80%)
1.97%
86
Non-interest expense
4.42%
0.98×
Net interest income
77.05%
Non-interest income
22.95%
Return on capital
209.28%