143.5
Revenue$B
105.7
113.3
122.4
126.9
131.4
138.2
147.4
156.4
165.0
176.0
147.8
6.02%
5.64%
69
6.62
Revenue growth%
8.39
6.45
8.53
8.38
9.45
8.32
5.39
7.84
10.51
12.25
29.71
8.32
8.39
94
21.04
NIM%
7.79
6.33
7.21
4.75
2.45
0.40
1.80
0.49
0.40
1.28
26.85
0.49
2.12
88
2.52
Effic. R.%
26.90
28.40
30.26
27.72
29.62
31.02
30.63
33.59
32.16
31.77
12.04
31.77
30.44
17
9.34
Net margin%
1.79
0.40
0.40
0.40
1.60
4.52
1.61
2.90
0.94
0.40
28.44
1.61
1.27
15
7.177
P/E ratio (avg)x
28.82
28.57
32.70
33.67
31.48
29.58
33.50
33.53
35.62
35.49
21.69
33.53
33.10
31
11.79
P/TBVx
19.94
20.44
21.29
20.05
19.61
19.73
21.56
19.94
17.30
16.41
20.73
19.73
19.94
88
25.11
P/Bx
39.41
39.87
42.08
39.79
43.86
43.69
48.83
46.44
51.80
46.91
29.95
46.91
43.78
76
83.76
NII$B
77.91
83.28
90.02
92.98
97.77
101.7
108.4
116.2
120.8
129.7
71.63
5.82%
5.65%
—
24.79
NII grth%
21.45
23.32
24.30
22.04
20.28
22.97
22.00
22.39
21.18
18.29
14.73
22.00
22.02
14
21.38
ROTE%
5.99
4.53
3.09
0.40
1.69
0.74
0.45
1.46
0.40
0.40
21.52
0.45
1.10
7
6.97
Return on equity%
19.59
17.79
17.05
15.73
15.22
12.59
13.08
15.04
13.47
12.06
21.18
13.08
15.13
71
15.91
Return on assets%
32.46
34.04
35.28
36.34
33.66
35.82
34.53
33.32
32.57
31.49
20.10
33.32
33.85
71
139.40
EPS$
117.89
127.98
134.43
156.06
167.32
197.98
203.79
234.95
237.16
236.03
150.35
7.12%
7.74%
—
11.39
EPS growth%
26.88
25.72
27.87
27.00
29.89
30.92
29.18
28.68
28.68
28.83
27.55
28.83
28.68
54
105.13
Bookvalue per sh$
305.57
358.93
363.26
394.97
465.29
537.92
554.87
541.47
599.18
591.69
174.48
4.92%
7.42%
—
152.64
TBV/sh$
242.83
276.85
275.26
298.10
295.71
315.02
310.55
319.22
340.93
404.31
38.78
6.46%
6.79%
—
92.57
Dividend per sh$
205.96
191.12
202.17
231.09
214.71
230.17
231.37
248.12
286.50
279.49
169.70
5.42%
4.41%
—
16.50
Div yield (avg)%
13.03
11.24
11.92
11.35
11.13
13.59
14.46
13.01
10.97
11.99
16.24
13.01
11.96
67
13.69
Payout ratio%
8.26
10.95
11.43
9.32
9.58
8.22
6.73
6.62
9.38
8.78
13.38
8.22
9.05
20
219.9
Shares (diluted)M
205.2
215.2
214.8
206.9
209.2
195.4
183.7
184.7
188.5
196.1
227.9
(1.28%)
0.28%
56
23.01
Buyback yield%
21.56
19.72
22.35
21.69
23.66
23.31
25.49
24.39
23.48
20.50
10.63
23.48
22.83
28
152.03
Eq/Assets%
63.71
71.87
82.95
96.04
98.90
100.67
100.16
105.10
112.78
122.84
43.95
105.10
99.53
42
125.0
Assets$B
361.5
391.3
424.2
462.6
494.4
535.5
582.4
650.6
687.1
751.7
47.15
8.74%
8.62%
38
139.1
LT debt$B
71.36
77.42
80.40
71.12
63.05
61.19
67.61
67.50
59.16
63.70
135.9
0.21%
(1.81%)
19
Total assets
$751.7B
8.62%
1.32×
Revenue
$176.0B
5.64%
1.00×
Non-interest expense
$104.7B
5.68%
1.00×
Net interest income
73.69%
Non-interest income
26.31%