342.5
Revenue$B
862.9
899.1
932.4
968.9
995.0
1,037
1,090
1,151
1,184
1,227
381.3
4.27%
3.80%
94
4.69
Revenue growth%
33.55
34.37
34.43
34.91
35.53
34.67
37.32
36.22
36.85
35.97
24.72
36.22
35.22
91
9.04
NIM%
15.03
17.39
15.15
14.05
14.61
13.11
11.42
10.38
8.01
7.60
27.95
10.38
13.58
83
29.04
Effic. R.%
8.70
9.44
7.72
5.89
7.64
5.39
2.86
1.71
1.37
0.74
27.48
1.71
5.64
22
28.79
Net margin%
14.35
12.25
13.77
14.32
16.41
19.38
20.56
23.16
26.07
24.65
6.81
23.16
17.89
77
6.986
P/E ratio (avg)x
8.979
9.892
10.47
12.31
14.08
15.51
15.17
17.20
17.81
18.18
11.05
17.20
14.62
45
32.23
P/TBVx
20.27
20.58
21.29
21.30
22.54
23.69
24.71
26.71
26.24
28.02
30.20
26.24
23.11
49
31.14
P/Bx
16.65
17.08
15.38
14.33
13.26
12.38
12.16
11.12
10.55
10.95
15.65
11.12
12.82
45
581.5
NII$B
645.8
674.7
696.7
736.0
756.4
793.0
815.2
876.3
895.4
918.5
941.3
3.96%
3.85%
—
26.58
NII grth%
11.68
10.83
12.40
12.41
13.42
14.07
11.78
14.54
17.15
19.48
25.48
14.54
12.92
66
16.73
ROTE%
19.44
20.45
18.79
19.28
16.66
15.70
17.84
19.49
21.34
21.79
7.89
19.49
19.36
70
17.30
Return on equity%
14.38
11.83
12.17
14.63
16.68
13.83
15.88
18.64
19.32
20.19
9.14
18.64
15.26
62
2.79
Return on assets%
17.28
19.73
18.97
18.54
18.02
15.18
16.73
15.16
13.71
13.44
12.97
15.16
17.01
27
19.55
EPS$
24.15
21.08
21.63
20.95
18.19
17.95
17.25
15.71
15.64
15.21
21.44
(3.52%)
(5.30%)
—
2.75
EPS growth%
16.26
14.31
17.04
18.06
20.16
18.81
17.98
16.45
19.33
21.13
15.20
18.81
18.02
71
28.21
Bookvalue per sh$
43.42
39.05
42.79
42.88
45.55
42.51
43.96
41.29
45.63
48.41
9.49
1.23%
0.61%
—
33.02
TBV/sh$
29.05
26.40
27.51
24.77
26.00
25.68
23.19
20.30
18.79
16.71
19.44
(8.46%)
(5.48%)
—
13.42
Dividend per sh$
17.73
17.76
15.48
15.40
15.43
15.47
16.11
14.85
16.15
16.89
24.66
1.82%
0.35%
—
28.15
Div yield (avg)%
17.34
18.28
16.13
17.66
17.94
20.90
21.63
21.04
22.00
23.44
18.63
21.63
19.59
67
28.77
Payout ratio%
20.56
17.67
15.66
16.05
16.19
18.39
19.19
18.62
16.01
13.70
28.89
18.39
16.93
26
18.11
Shares (diluted)B
13.30
14.44
15.60
13.44
11.73
11.66
10.46
10.36
9.378
9.324
18.36
(4.48%)
(4.15%)
42
16.72
Buyback yield%
21.66
19.11
18.83
21.38
22.81
25.45
23.76
20.97
19.21
19.73
4.90
20.97
21.18
28
144.26
Eq/Assets%
125.08
125.49
139.60
145.99
133.71
144.20
154.72
154.27
144.14
133.46
160.02
144.20
141.87
44
1,114
Assets$B
2,336
2,549
2,727
2,964
3,318
3,599
3,742
4,162
4,434
4,890
933.0
8.07%
8.51%
80
637.2
LT debt$B
1,495
1,523
1,455
1,356
1,361
1,452
1,634
1,569
1,763
1,902
1,121
6.93%
2.84%
71
Total assets
$4.890T
8.51%
1.56×
Revenue
$1.227T
3.80%
1.00×
Non-interest expense
$542.5B
3.38%
0.96×
Net interest income
74.88%
Non-interest income
25.12%