520.3
Revenue$B
3,070
3,180
3,281
3,377
3,448
3,485
3,520
3,639
3,739
3,836
580.9
2.16%
2.53%
78
2.12
Revenue growth%
10.71
10.68
12.19
13.68
13.38
11.77
12.30
14.16
11.65
13.57
25.86
12.30
12.24
7
5.95
NIM%
9.08
7.85
6.02
3.06
4.89
4.66
2.26
1.11
0.40
0.91
10.22
1.11
3.86
94
10.48
Effic. R.%
22.94
23.59
26.39
24.08
26.43
28.36
30.22
30.91
30.54
32.70
6.01
30.54
27.39
11
26.62
Net margin%
12.85
12.47
9.95
9.04
8.01
10.54
9.07
11.61
13.84
14.28
4.24
11.61
11.08
89
34.70
P/E ratio (avg)x
42.34
49.97
56.90
63.70
71.90
71.25
75.28
73.13
78.63
90.51
19.88
75.28
71.57
51
28.39
P/TBVx
26.55
23.62
25.87
28.54
27.33
26.46
24.08
21.74
19.35
19.60
36.10
21.74
24.97
94
37.73
P/Bx
31.40
30.57
34.18
37.97
36.25
41.02
40.14
38.23
40.06
38.33
19.92
40.06
38.10
85
1,101
NII$B
1,953
2,021
2,095
2,158
2,201
2,224
2,233
2,317
2,400
2,481
2,381
2.42%
2.70%
—
19.32
NII grth%
20.45
21.13
21.21
21.59
20.37
22.09
22.09
20.45
21.82
18.87
3.42
21.82
21.17
80
22.91
ROTE%
5.87
3.30
1.46
0.40
2.33
4.37
4.07
4.73
3.25
5.43
20.32
4.37
3.68
37
14.02
Return on equity%
28.71
30.82
28.04
28.23
30.36
30.14
28.31
29.08
29.21
29.23
4.29
29.21
29.14
41
18.08
Return on assets%
15.09
16.77
16.35
15.02
17.60
16.95
16.79
19.54
22.01
24.47
23.13
19.54
16.87
93
4,193
EPS$
11,385
12,653
14,516
15,914
19,342
21,423
21,629
23,362
24,367
28,759
4,542
8.26%
10.03%
—
20.27
EPS growth%
20.65
18.99
19.02
17.28
17.63
19.57
16.65
18.83
20.45
21.83
12.70
19.57
19.01
28
2,317
Bookvalue per sh$
7,635
7,447
7,102
7,345
7,226
6,765
6,360
6,841
7,026
6,724
2,555
(1.43%)
(1.60%)
—
4,440
TBV/sh$
2,711
2,902
2,959
3,083
2,975
3,132
3,317
3,047
2,954
2,876
3,792
(0.67%)
1.44%
—
2,395
Dividend per sh$
9,011
10,647
11,334
12,765
14,074
14,421
17,005
17,954
21,063
24,136
3,498
11.39%
11.48%
—
7.92
Div yield (avg)%
28.65
27.18
29.41
29.89
31.00
32.88
31.30
30.80
33.43
35.55
29.03
32.88
30.90
79
26.38
Payout ratio%
8.68
11.18
10.77
11.19
9.27
8.29
8.00
8.30
6.94
9.89
16.03
8.29
8.98
36
0.358
Shares (diluted)B
0.535
0.598
0.706
0.710
0.815
0.777
0.831
0.827
0.924
1.072
0.359
5.63%
7.83%
38
25.56
Buyback yield%
27.61
29.07
31.15
31.85
30.27
32.59
33.02
35.46
35.79
35.19
6.26
35.19
32.22
71
34.03
Eq/Assets%
15.66
15.97
14.58
12.57
11.15
10.57
9.73
8.62
9.13
9.59
37.34
9.59
10.86
79
2,556
Assets$B
9,002
9,829
10,907
11,718
12,912
14,174
15,387
16,654
18,351
19,932
2,600
9.07%
9.05%
6
1,729
LT debt$B
3,270
3,379
3,375
3,125
3,052
2,864
2,892
3,249
3,176
3,192
228.2
0.90%
0.78%
29
Total assets
$19.93T
9.05%
1.85×
Revenue
$3.836T
2.53%
1.00×
Non-interest expense
$1.965T
2.43%
0.99×
Net interest income
64.67%
Non-interest income
35.33%