1,792
Revenue$B
3,208
3,173
3,243
3,288
3,325
3,405
3,365
3,405
3,448
3,525
1,852
1.17%
1.04%
91
5.60
Revenue growth%
27.62
27.22
26.01
27.38
27.87
29.30
27.31
28.88
29.43
28.76
5.09
28.88
27.74
78
9.92
NIM%
6.50
3.82
4.56
6.64
6.50
6.20
5.23
4.15
5.27
8.14
6.99
5.27
5.74
94
10.98
Effic. R.%
28.93
27.85
26.00
28.21
27.93
27.18
27.07
25.32
24.88
23.58
26.51
25.32
27.13
43
26.71
Net margin%
15.88
17.08
18.41
21.01
20.59
22.78
22.25
19.43
18.44
20.70
15.24
20.70
20.01
84
25.04
P/E ratio (avg)x
34.16
34.49
38.71
42.77
44.40
49.70
55.87
56.49
58.34
53.69
27.80
55.87
47.05
80
27.25
P/TBVx
33.28
30.21
30.71
27.71
26.03
24.87
22.47
20.17
21.50
21.36
23.46
21.50
25.45
49
30.82
P/Bx
19.12
17.89
16.28
16.44
17.76
18.66
19.67
20.97
18.63
17.82
10.45
18.66
18.26
79
202.7
NII$B
2,414
2,381
2,459
2,489
2,505
2,540
2,548
2,564
2,601
2,673
1,298
1.30%
1.01%
—
12.11
NII grth%
15.09
14.75
15.62
17.25
14.99
13.62
16.35
14.32
15.47
13.53
4.14
14.32
15.04
48
9.73
ROTE%
10.79
11.22
12.06
13.44
11.07
9.17
11.73
12.78
13.72
16.35
3.80
12.78
11.90
23
22.44
Return on equity%
6.86
4.48
3.92
1.64
0.40
0.40
0.40
0.50
0.40
0.40
22.77
0.40
0.45
39
25.07
Return on assets%
14.45
12.24
13.23
12.89
14.65
17.37
20.17
22.58
23.62
25.96
28.05
22.58
16.01
84
54.98
EPS$
41.82
38.28
40.57
43.35
46.67
48.54
44.79
47.97
42.35
44.82
58.88
(0.80%)
(0.15%)
—
24.04
EPS growth%
9.55
8.96
10.24
7.89
10.70
11.65
13.18
14.80
15.50
14.78
24.57
14.78
11.18
17
75.72
Bookvalue per sh$
55.74
62.48
64.68
66.64
69.40
69.00
66.77
70.96
67.50
67.95
81.63
(0.42%)
2.29%
—
45.89
TBV/sh$
86.88
91.08
103.00
112.05
118.65
130.25
122.99
116.52
117.69
135.04
49.45
2.62%
5.38%
—
66.14
Dividend per sh$
56.40
56.92
60.00
61.30
56.49
52.30
47.82
46.17
44.26
45.76
83.14
(4.13%)
(1.43%)
—
29.71
Div yield (avg)%
15.30
16.14
19.02
19.51
21.77
22.39
20.22
21.80
22.20
20.52
4.73
21.80
20.37
11
3.28
Payout ratio%
10.86
11.44
13.36
11.00
12.35
9.60
8.83
9.35
6.41
8.91
26.50
8.91
10.23
7
23.64
Shares (diluted)B
28.01
28.83
31.36
29.86
29.08
32.07
35.50
34.99
41.07
40.43
23.53
6.81%
4.64%
79
22.07
Buyback yield%
30.69
28.92
27.05
29.07
27.77
29.79
27.91
27.24
27.67
30.44
27.60
27.91
28.42
93
130.31
Eq/Assets%
194.99
222.74
245.94
273.13
315.66
362.13
370.58
381.01
378.40
381.18
103.73
378.40
338.90
56
2,537
Assets$B
11,572
12,635
14,144
15,750
16,502
18,282
19,743
21,091
22,331
24,643
788.6
8.35%
8.57%
24
1,169
LT debt$B
291.7
312.1
299.4
314.4
323.7
333.3
366.0
317.6
332.9
303.3
1,157
(1.29%)
0.01%
94
Total assets
$24.64T
8.57%
2.05×
Revenue
$3.525T
1.04%
1.00×
Non-interest expense
$2.148T
0.75%
0.97×
Net interest income
75.83%
Non-interest income
24.17%