67.52
Revenue$B
1,790
1,839
1,823
1,864
1,845
1,817
1,851
1,819
1,860
1,830
74.56
(0.16%)
0.20%
42
20.00
Revenue growth%
13.79
15.09
12.34
13.32
14.56
13.37
13.26
12.58
12.86
15.47
8.68
13.26
13.34
12
26.95
NIM%
26.76
25.43
23.06
24.82
24.26
23.43
22.06
21.97
24.62
22.73
25.89
22.73
23.84
32
26.68
Effic. R.%
21.92
22.44
19.84
21.22
23.38
25.10
25.48
22.94
22.73
25.51
3.34
25.10
22.84
11
10.49
Net margin%
29.71
31.89
31.86
33.84
33.07
31.26
31.94
33.20
33.51
34.67
10.32
33.20
32.51
19
17.53
P/E ratio (avg)x
7.272
7.871
7.325
6.957
6.573
7.147
6.740
7.315
7.834
7.311
32.41
7.311
7.292
32
25.52
P/TBVx
20.96
22.80
22.80
25.00
30.15
33.82
36.41
37.77
45.47
46.46
17.40
37.77
31.99
76
9.644
P/Bx
47.92
46.39
50.78
55.29
52.55
58.33
62.48
67.10
73.44
72.01
24.32
67.10
56.81
56
1,232
NII$B
1,068
1,122
1,099
1,120
1,095
1,092
1,114
1,092
1,112
1,119
158.9
0.44%
0.33%
—
15.48
NII grth%
25.93
26.99
27.45
29.49
30.89
29.74
30.30
32.76
32.94
30.77
8.84
30.77
30.02
25
17.13
ROTE%
9.03
10.79
11.24
13.91
12.00
9.25
9.09
9.93
12.57
14.37
16.96
9.93
11.01
18
5.88
Return on equity%
31.41
30.05
31.99
29.67
26.85
26.78
27.08
26.48
26.10
25.74
7.42
26.48
26.96
25
6.75
Return on assets%
23.50
21.15
20.80
18.51
18.95
20.25
22.19
24.34
26.99
24.38
25.96
24.34
21.67
14
9,887
EPS$
6,494
5,871
6,512
6,690
6,456
6,443
6,959
6,385
6,504
7,260
10,876
2.37%
1.33%
—
6.46
EPS growth%
31.34
32.31
29.77
28.31
26.93
26.16
28.44
27.83
28.68
31.65
4.99
28.44
28.56
83
2,212
Bookvalue per sh$
20,311
20,783
23,497
23,207
26,277
26,478
29,654
29,246
34,647
38,386
12,236
7.87%
6.46%
—
2,642
TBV/sh$
11,523
12,881
13,109
14,490
16,092
17,495
16,468
17,914
16,251
17,201
5,655
1.34%
4.82%
—
13,796
Dividend per sh$
11,058
11,187
10,191
11,101
12,171
10,632
11,263
12,334
10,984
10,310
8,696
(3.26%)
(1.00%)
—
16.65
Div yield (avg)%
17.92
20.78
20.65
19.84
20.39
20.41
22.95
22.84
24.81
25.16
17.95
22.95
20.72
40
10.18
Payout ratio%
15.63
13.85
12.16
12.10
12.11
13.92
16.88
17.52
14.71
14.24
7.94
14.71
14.08
55
82.93
Shares (diluted)M
130.9
140.8
155.4
151.3
147.9
155.0
170.9
177.5
203.9
238.5
81.23
10.03%
7.47%
83
9.85
Buyback yield%
20.69
19.08
21.36
23.65
26.46
26.83
27.21
27.89
26.55
24.05
7.51
26.83
25.26
51
143.32
Eq/Assets%
68.26
57.79
58.00
59.23
50.37
42.67
40.42
34.10
31.21
27.94
123.55
34.10
46.52
57
1,226
Assets$B
2,411
2,689
2,920
3,246
3,644
3,859
4,077
4,465
4,640
5,017
240.6
6.61%
7.94%
9
222.1
LT debt$B
479.7
534.2
541.4
574.9
604.4
643.3
600.2
571.9
515.7
463.2
1,289
(5.19%)
(0.74%)
87
Total assets
$5.017T
7.94%
2.10×
Revenue
$1.830T
0.20%
1.00×
Non-interest expense
$1.130T
0.31%
1.01×
Net interest income
61.16%
Non-interest income
38.84%