247.2
Revenue$B
285.4
301.0
323.8
333.4
344.2
369.3
381.5
409.3
434.6
462.6
267.2
6.09%
5.26%
12
21.98
Revenue growth%
25.32
26.12
24.16
24.36
24.55
23.90
23.19
21.59
20.10
21.21
17.61
21.59
24.03
70
6.12
NIM%
22.05
20.00
19.67
20.88
22.12
19.46
18.93
21.31
22.73
20.27
29.23
20.27
20.57
68
2.81
Effic. R.%
28.31
27.24
26.09
27.98
30.26
27.40
26.59
27.11
25.03
24.39
10.61
26.59
27.17
86
21.38
Net margin%
18.05
18.17
15.59
15.58
18.55
20.36
17.83
16.57
18.35
18.31
13.55
18.31
18.11
32
6.355
P/E ratio (avg)x
43.47
42.83
41.80
48.22
55.39
55.65
64.46
72.09
78.46
91.30
6.870
72.09
55.52
16
10.14
P/TBVx
26.03
28.65
30.75
30.99
35.52
39.39
42.90
44.41
48.85
53.12
13.82
44.41
37.46
15
27.48
P/Bx
17.05
19.13
18.16
20.52
22.15
22.17
23.84
23.47
22.08
24.58
22.05
23.47
22.11
71
101.3
NII$B
185.5
195.0
209.1
216.4
222.4
236.6
246.2
263.0
281.0
297.6
94.45
6.00%
5.34%
—
21.17
NII grth%
12.98
11.10
13.12
13.46
12.09
11.19
13.87
12.64
11.23
10.58
12.55
11.23
12.37
59
24.30
ROTE%
20.49
22.66
22.13
24.86
26.97
29.00
31.63
30.19
31.20
29.94
14.83
30.19
27.99
63
14.33
Return on equity%
34.02
32.67
30.14
27.24
25.42
25.86
27.18
24.59
24.18
26.19
28.82
25.86
26.69
5
5.17
Return on assets%
12.09
10.65
11.92
14.83
17.64
17.69
14.78
12.92
14.98
16.79
11.07
14.98
14.80
9
17.15
EPS$
4.41
4.54
5.08
6.01
6.19
6.92
7.41
8.69
9.58
11.00
17.71
12.17%
10.28%
—
12.66
EPS growth%
7.80
5.32
3.65
2.52
4.73
2.36
5.01
2.65
4.66
2.84
14.76
2.84
4.16
61
7.57
Bookvalue per sh$
19.48
19.47
18.36
18.65
19.37
21.64
21.83
20.70
21.94
23.71
4.33
4.13%
2.75%
—
18.07
TBV/sh$
6.43
6.02
6.40
6.11
6.42
5.92
5.98
5.94
5.92
5.23
16.03
(4.02%)
(1.90%)
—
3.19
Dividend per sh$
9.73
9.36
10.85
11.80
14.02
14.06
15.72
17.58
18.41
18.15
3.06
5.31%
6.13%
—
14.81
Div yield (avg)%
32.08
34.02
36.58
33.78
33.62
36.00
33.18
31.01
30.56
30.69
25.81
31.01
33.40
7
19.94
Payout ratio%
6.15
5.46
7.84
6.46
8.89
6.97
9.09
7.95
5.08
4.56
17.93
6.97
6.71
46
7.670
Shares (diluted)B
5.313
4.901
4.593
4.022
3.743
3.287
3.174
2.822
2.897
3.128
7.584
(3.53%)
(6.25%)
30
25.40
Buyback yield%
5.96
5.69
6.85
9.44
7.68
7.55
8.79
8.95
10.03
12.34
29.71
8.95
8.23
79
65.08
Eq/Assets%
37.90
41.32
45.15
45.11
44.38
47.08
44.38
45.23
45.28
45.52
28.96
45.28
45.13
20
176.3
Assets$B
1,694
1,840
1,964
2,222
2,333
2,549
2,822
3,003
3,225
3,432
146.0
8.03%
8.07%
6
178.2
LT debt$B
182.1
178.7
183.4
201.1
228.8
245.2
279.4
289.1
340.4
386.6
161.4
11.06%
7.95%
63
Total assets
$3.432T
8.07%
1.30×
Revenue
$462.6B
5.26%
1.00×
Non-interest expense
$241.2B
5.38%
1.01×
Net interest income
64.34%
Non-interest income
35.66%