10.91
Revenuezł B
8.682
9.372
9.863
10.43
11.00
12.00
12.95
13.72
14.51
15.50
11.45
7.10%
6.60%
53
20.70
Revenue growth%
23.49
20.78
19.96
22.88
22.02
19.79
21.94
19.62
18.32
20.19
29.93
19.79
20.49
23
14.40
Combined R.%
90.40
90.12
88.82
88.88
90.60
88.96
89.41
90.46
90.27
90.83
6.58
90.27
90.20
54
2.87
Operating margin%
15.58
16.91
17.62
16.69
15.22
16.22
19.10
19.76
22.49
23.58
18.13
19.76
17.26
83
12.16
Net margin%
14.66
12.48
10.50
10.92
11.98
9.68
12.54
14.51
17.45
14.87
25.63
14.51
12.51
90
29.38
P/E ratio (avg)x
13.69
14.22
14.19
14.74
16.86
16.48
17.96
19.06
23.03
27.49
9.646
19.06
16.67
85
16.43
P/TBVx
42.23
48.22
52.87
60.53
72.66
81.83
83.38
91.64
106.2
125.2
25.33
91.64
77.24
93
37.42
P/Bx
51.98
55.68
56.65
57.03
62.15
64.97
74.39
82.94
95.00
100.4
12.66
82.94
63.56
14
26.10
Prem. grth%
17.16
16.41
13.59
15.08
13.22
14.16
13.66
13.77
15.39
12.49
19.25
13.77
13.97
50
10.84
Invest. yld%
5.05
2.65
5.25
7.62
8.05
7.30
9.97
8.63
6.95
6.57
24.14
7.30
7.13
58
22.20
BVPS grth%
17.49
17.09
15.61
17.03
18.41
20.10
17.46
17.48
14.81
15.88
27.79
17.46
17.28
11
6.88
Return on equity%
12.94
11.69
10.87
9.67
6.72
7.44
4.45
5.27
5.90
3.52
26.16
5.27
7.08
31
2.36
Return on assets%
24.29
26.61
27.35
29.93
30.94
31.05
29.67
31.77
34.07
32.39
25.83
31.77
30.44
6
6.85
EPSzł
8.54
9.13
9.97
10.93
11.46
13.14
14.32
17.15
20.35
24.53
7.44
16.44%
12.28%
—
23.88
EPS growth%
10.72
8.51
7.88
7.29
9.13
11.90
11.50
10.28
11.09
9.77
20.22
11.09
10.03
91
4.78
Bookvalue per shzł
1.89
2.19
2.37
2.33
2.33
2.27
2.40
2.62
2.54
2.82
1.71
3.90%
4.76%
—
5.53
TBV/shzł
5.08
6.03
7.02
8.24
8.43
9.98
10.99
12.66
13.82
14.10
7.15
10.85%
11.29%
—
1.86
Dividend per shzł
6.89
6.60
7.36
7.20
7.89
8.98
8.71
9.28
10.67
11.09
6.96
7.05%
5.57%
—
25.66
Div yield (avg)%
20.71
23.16
21.61
21.25
22.65
24.22
27.11
24.17
23.17
23.55
27.27
24.17
23.17
13
11.14
Payout ratio%
26.70
23.80
22.28
22.80
25.00
22.66
25.27
27.92
30.78
31.16
4.21
27.92
25.13
28
0.878
Shares (diluted)B
1.048
1.067
1.227
1.282
1.375
1.538
1.687
1.721
1.942
2.255
0.860
10.40%
8.70%
48
6.16
Buyback yield%
24.97
25.65
27.61
28.37
27.03
27.12
29.08
31.08
32.92
34.92
8.21
31.08
27.99
28
1.753
D/E ratiox
2.787
2.751
3.112
3.476
3.313
3.466
3.877
4.364
4.763
4.540
0.232
4.364
3.471
35
7.731
Assetszł B
22.12
25.02
26.75
29.15
30.80
33.75
38.92
42.07
44.86
48.19
13.21
9.37%
8.80%
87
10.05
LT debtzł B
15.66
15.16
17.87
18.21
18.32
20.59
21.72
21.02
21.85
24.57
3.451
6.04%
5.95%
45
Claims and benefits
6.53%
0.99×