0.917
Revenuezł B
13.02
13.72
13.97
14.10
14.52
15.14
15.76
15.88
16.40
17.09
0.989
3.32%
2.88%
40
12.31
Revenue growth%
24.00
26.69
28.29
28.24
30.04
29.03
31.41
34.22
37.20
35.06
4.05
34.22
29.53
13
3.38
NIM%
14.96
16.27
14.06
12.96
12.28
14.71
16.01
17.44
19.69
20.37
12.28
17.44
15.49
26
8.30
Effic. R.%
23.00
20.61
18.46
19.96
21.38
19.66
19.68
21.29
22.66
23.82
3.81
21.29
20.95
20
6.44
Net margin%
23.63
24.64
23.21
20.62
18.67
15.77
13.63
15.89
13.80
13.44
9.70
13.80
17.28
19
6.682
P/E ratio (avg)x
43.74
45.12
43.26
48.48
51.95
53.86
54.75
65.30
71.16
71.06
12.46
65.30
52.91
27
32.61
P/TBVx
13.00
12.88
14.38
16.40
18.71
19.36
19.27
22.16
26.11
28.87
11.14
22.16
18.99
41
13.73
P/Bx
49.94
55.91
56.58
64.59
68.66
75.03
75.91
84.92
89.31
91.75
13.62
84.92
71.84
14
11.13
NIIzł B
9.299
9.968
10.01
10.26
10.40
10.87
11.37
11.37
11.69
12.41
10.79
3.61%
2.95%
—
7.75
NII grth%
5.98
6.41
4.64
5.66
4.87
2.77
0.59
0.40
1.48
0.40
23.09
0.59
3.71
73
24.14
ROTE%
17.71
17.13
19.24
18.68
16.46
14.02
11.57
12.41
13.01
10.73
2.24
12.41
15.24
20
5.32
Return on equity%
9.90
9.01
9.16
7.90
7.29
9.79
11.94
10.64
9.36
7.99
24.90
9.79
9.26
8
26.06
Return on assets%
30.36
32.78
30.73
31.30
30.73
33.51
36.15
33.56
34.90
36.89
29.52
34.90
33.14
29
18.87
EPSzł
6.60
6.31
6.66
6.02
5.89
5.97
6.09
6.50
6.60
6.38
20.82
1.62%
(0.57%)
—
27.95
EPS growth%
19.87
20.02
19.27
16.93
16.99
19.15
17.25
15.76
17.58
16.08
9.41
17.25
17.42
8
23.72
Bookvalue per shzł
33.45
34.89
40.30
45.52
45.07
52.71
57.62
60.13
60.59
61.55
18.98
6.43%
7.42%
—
23.87
TBV/shzł
10.67
12.69
15.16
17.99
19.93
22.61
23.18
26.97
32.42
33.66
12.25
11.06%
11.90%
—
14.21
Dividend per shzł
22.30
20.46
21.04
20.36
19.75
17.69
19.19
20.82
21.24
21.67
14.08
1.87%
(0.40%)
—
9.93
Div yield (avg)%
7.63
7.33
7.19
10.03
8.72
9.23
6.60
7.30
5.61
3.00
7.43
6.60
7.31
94
8.29
Payout ratio%
24.71
22.88
23.36
21.72
22.71
19.90
19.17
18.92
18.18
16.77
6.06
18.92
20.81
76
256.6
Shares (diluted)M
408.7
397.6
454.5
427.6
431.0
450.6
471.2
462.9
461.2
507.9
256.7
3.34%
2.60%
93
5.68
Buyback yield%
2.69
3.16
3.00
3.71
6.47
6.70
8.58
10.30
12.79
14.64
13.39
10.30
6.59
51
149.17
Eq/Assets%
43.89
48.58
49.07
50.06
45.72
40.51
38.08
35.61
34.06
33.47
46.80
35.61
42.20
68
1.771
Assetszł B
6.610
7.342
7.752
8.249
8.983
9.678
10.75
11.76
13.06
14.64
8.737
10.26%
9.20%
48
4.055
LT debtzł B
14.16
16.37
18.94
21.26
25.27
28.43
31.40
36.70
40.06
40.66
7.676
9.98%
11.48%
77
Non-interest expense
2.90%
1.00×
Net interest income
72.61%
Non-interest income
27.39%
Return on capital
146.57%