11.52
Revenuezł B
8.560
9.212
10.04
10.62
11.33
12.15
12.80
13.45
14.29
15.35
12.81
6.27%
6.93%
76
16.66
Revenue growth%
5.52
8.13
7.08
5.64
6.22
3.47
3.20
5.14
5.23
5.19
24.71
5.14
5.38
60
23.32
NIM%
16.06
14.87
13.43
12.06
10.92
12.91
14.20
15.50
16.44
16.98
7.31
15.50
14.53
6
4.53
Effic. R.%
2.36
3.87
5.72
5.02
7.01
6.36
8.12
8.15
6.62
5.92
7.91
6.62
6.14
62
23.75
Net margin%
20.03
17.28
14.89
17.68
15.28
16.28
17.68
20.41
19.74
22.04
10.99
19.74
17.68
68
6.467
P/E ratio (avg)x
67.36
78.89
91.44
91.83
93.85
97.72
108.4
124.0
128.8
136.9
31.93
124.0
95.79
47
16.71
P/TBVx
23.07
23.47
23.57
27.30
25.89
26.28
28.83
29.80
31.52
30.65
23.71
29.80
26.79
75
37.69
P/Bx
15.38
16.31
15.60
15.92
14.48
13.86
13.15
12.65
12.36
12.80
17.76
12.80
14.17
84
6.254
NIIzł B
5.404
5.986
6.368
6.900
7.157
7.860
8.086
8.546
9.079
9.873
4.364
6.64%
6.90%
—
29.67
NII grth%
28.44
29.84
32.20
30.41
31.93
30.39
31.71
31.52
32.47
32.47
18.86
31.71
31.62
21
29.96
ROTE%
7.11
9.90
8.28
5.55
5.96
3.21
5.43
5.65
6.77
5.16
6.92
5.43
5.80
10
6.01
Return on equity%
5.42
6.11
6.36
4.58
2.38
0.40
0.90
0.40
2.48
4.51
23.37
0.90
3.49
10
11.23
Return on assets%
28.26
28.21
25.80
24.02
22.47
23.46
25.07
24.99
27.51
29.10
5.84
25.07
25.43
52
49.82
EPSzł
78.07
76.11
72.58
62.81
63.98
67.09
68.38
64.67
70.40
72.64
55.24
2.57%
(0.96%)
—
8.08
EPS growth%
23.27
20.84
22.78
22.03
20.65
23.14
23.68
23.74
22.49
25.44
10.49
23.68
22.96
52
61.83
Bookvalue per shzł
54.03
51.95
58.28
64.94
70.08
77.14
72.00
71.36
78.96
72.96
53.12
0.81%
2.75%
—
109.69
TBV/shzł
94.27
95.35
88.19
92.59
93.05
89.28
92.53
84.69
81.35
86.11
52.25
(1.54%)
(2.04%)
—
50.89
Dividend per shzł
120.59
122.23
141.36
169.30
196.14
232.48
260.05
276.59
299.28
297.45
56.26
8.69%
9.46%
—
24.78
Div yield (avg)%
28.23
28.84
30.76
32.70
34.96
33.78
33.50
35.59
34.17
36.96
23.97
34.17
33.64
55
20.73
Payout ratio%
4.13
3.83
1.05
3.41
1.32
0.40
0.40
2.08
2.62
0.40
29.36
0.40
1.70
39
101.0
Shares (diluted)M
78.87
84.48
92.80
92.81
99.74
102.4
102.3
92.61
83.55
78.50
99.49
(4.68%)
0.20%
10
14.95
Buyback yield%
2.78
4.72
5.36
3.22
2.03
2.78
5.30
3.45
4.93
4.45
9.88
4.45
3.95
51
162.62
Eq/Assets%
117.55
136.11
157.30
163.56
178.48
197.48
236.45
266.16
288.35
323.60
24.99
266.16
187.98
54
12.03
Assetszł B
10.70
12.06
13.32
14.07
15.36
16.46
17.71
19.19
20.52
22.90
9.928
8.32%
8.84%
55
8.575
LT debtzł B
1.542
1.501
1.614
1.501
1.604
1.582
1.561
1.375
1.246
1.238
13.68
(5.05%)
(2.83%)
70
Non-interest expense
6.96%
1.00×
Net interest income
64.30%
Non-interest income
35.70%